Financial security of Ukraine in debt burden: Assessment and forecasting

This study aims to comprehensively assess the state’s financial security of Ukraine in the context of mounting debt and economic instability. Particular attention is paid to the security of the financial sector, which determines the overall level of financial system security. This involves construct...

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Main Authors: Fedir Zhuravka, Yuriy Petrushenko, Svitlana Chorna, Bohdana Huriy, Inessa Yarova, Olga Pankiv, Wojciech Duranowski
Format: Article
Language:English
Published: LLC "CPC "Business Perspectives" 2025-06-01
Series:Public and Municipal Finance
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Online Access:https://www.businessperspectives.org/images/pdf/applications/publishing/templates/article/assets/22441/PMF_2025_02_Zhuravka.pdf
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author Fedir Zhuravka
Yuriy Petrushenko
Svitlana Chorna
Bohdana Huriy
Inessa Yarova
Olga Pankiv
Wojciech Duranowski
author_facet Fedir Zhuravka
Yuriy Petrushenko
Svitlana Chorna
Bohdana Huriy
Inessa Yarova
Olga Pankiv
Wojciech Duranowski
author_sort Fedir Zhuravka
collection DOAJ
description This study aims to comprehensively assess the state’s financial security of Ukraine in the context of mounting debt and economic instability. Particular attention is paid to the security of the financial sector, which determines the overall level of financial system security. This involves constructing a regression model of the relationship between the level of financial security and debt, the size of the economy, and reserves, as well as forecasting likely medium-term dynamics.Modeling revealed imbalances. During the war, the level of financial security dropped to a critical level, providing only about 30% of the required level of economic protection. One of the most vulnerable components was debt security, which shows a high degree of dependence on external financing. Regression modeling demonstrated a clear negative correlation between the amount of external debt and the level of financial security, with each increase in the debt burden being accompanied by a decrease in the integral index. Conversely, despite being observed, the positive impact of GDP growth proves insufficient to counterbalance the identified threats. Consequently, if current trends persist, Ukraine’s financial security level may decline to 16.6% by 2030, indicating an imminent approach to a critical point of macro-financial vulnerability.The study highlights the pressing need to reconsider public financial policy, particularly concerning debt management, budget planning, and the modernization of the financial system. This is essential not only to sustain the economy but also to safeguard the state in the face of an existential threat. AcknowledgmentThis study was financially supported by the NATO SPS Program “Security of territorial communities: evidence from the Eastern European countries”.Also, this article is published as an output of the project “Economic bases for managing Ukraine’s debt security during martial law” (No. 0121U112685).
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language English
publishDate 2025-06-01
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spelling doaj-art-e36faf0e62bf4a8b8cfa5d5235e047ff2025-08-20T02:40:18ZengLLC "CPC "Business Perspectives"Public and Municipal Finance2222-18672222-18752025-06-0114211112910.21511/pmf.14(2).2025.1122441Financial security of Ukraine in debt burden: Assessment and forecastingFedir Zhuravka0https://orcid.org/0000-0001-8368-5743Yuriy Petrushenko1https://orcid.org/0000-0001-9902-7577Svitlana Chorna2https://orcid.org/0000-0001-7668-0952Bohdana Huriy3https://orcid.org/0000-0002-0855-4556Inessa Yarova4https://orcid.org/0000-0001-9840-131XOlga Pankiv5https://orcid.org/0000-0001-9374-2668Wojciech Duranowski6https://orcid.org/0000-0002-3984-6332Doctor of Economics, Professor, Department of International Economic Relations, Academic and Research Institute of Business, Economics and Management, Sumy State University, UkraineD.Sc., Professor, International Economic Relations Department, Sumy State University, Ukraine; Fulbright Scholar, Salisbury University, USAPh.D., Senior Researcher, Scientific Research Part, Academic and Research Institute of Business, Economics and Management, Sumy State University, UkrainePh.D. in Sociology, Project Expert, Ignatianum University in Krakow, PolandPh.D., Associate Professor, Department of International Economic Relations, Academic and Research Institute of Business, Economics and Management, Sumy State University, UkrainePh.D., Assistant Professor, Department of Sociology, Economic Sociology Unit, Collegium of Socio-Economics, SGH Warsaw School of Economics, PolandPh.D., Assistant Professor, Institute of Economics and Finance, University of Opole, PolandThis study aims to comprehensively assess the state’s financial security of Ukraine in the context of mounting debt and economic instability. Particular attention is paid to the security of the financial sector, which determines the overall level of financial system security. This involves constructing a regression model of the relationship between the level of financial security and debt, the size of the economy, and reserves, as well as forecasting likely medium-term dynamics.Modeling revealed imbalances. During the war, the level of financial security dropped to a critical level, providing only about 30% of the required level of economic protection. One of the most vulnerable components was debt security, which shows a high degree of dependence on external financing. Regression modeling demonstrated a clear negative correlation between the amount of external debt and the level of financial security, with each increase in the debt burden being accompanied by a decrease in the integral index. Conversely, despite being observed, the positive impact of GDP growth proves insufficient to counterbalance the identified threats. Consequently, if current trends persist, Ukraine’s financial security level may decline to 16.6% by 2030, indicating an imminent approach to a critical point of macro-financial vulnerability.The study highlights the pressing need to reconsider public financial policy, particularly concerning debt management, budget planning, and the modernization of the financial system. This is essential not only to sustain the economy but also to safeguard the state in the face of an existential threat. AcknowledgmentThis study was financially supported by the NATO SPS Program “Security of territorial communities: evidence from the Eastern European countries”.Also, this article is published as an output of the project “Economic bases for managing Ukraine’s debt security during martial law” (No. 0121U112685).https://www.businessperspectives.org/images/pdf/applications/publishing/templates/article/assets/22441/PMF_2025_02_Zhuravka.pdfcrisisdebteconomic securityfinancial securityfinancial threatsmacroeconomics
spellingShingle Fedir Zhuravka
Yuriy Petrushenko
Svitlana Chorna
Bohdana Huriy
Inessa Yarova
Olga Pankiv
Wojciech Duranowski
Financial security of Ukraine in debt burden: Assessment and forecasting
Public and Municipal Finance
crisis
debt
economic security
financial security
financial threats
macroeconomics
title Financial security of Ukraine in debt burden: Assessment and forecasting
title_full Financial security of Ukraine in debt burden: Assessment and forecasting
title_fullStr Financial security of Ukraine in debt burden: Assessment and forecasting
title_full_unstemmed Financial security of Ukraine in debt burden: Assessment and forecasting
title_short Financial security of Ukraine in debt burden: Assessment and forecasting
title_sort financial security of ukraine in debt burden assessment and forecasting
topic crisis
debt
economic security
financial security
financial threats
macroeconomics
url https://www.businessperspectives.org/images/pdf/applications/publishing/templates/article/assets/22441/PMF_2025_02_Zhuravka.pdf
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AT bohdanahuriy financialsecurityofukraineindebtburdenassessmentandforecasting
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AT olgapankiv financialsecurityofukraineindebtburdenassessmentandforecasting
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