Risk-Adjusted Impact of Administrative Costs on the Distribution of Terminal Wealth for Long-Term Investment

The impact of administrative costs on the distribution of terminal wealth is approximated using a simple formula applicable to many investment situations. We show that the reduction in median returns attributable to administrative fees is usually at least twice the amount of the administrative costs...

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Main Authors: Montserrat Guillén, Søren Fiig Jarner, Jens Perch Nielsen, Ana M. Pérez-Marín
Format: Article
Language:English
Published: Wiley 2014-01-01
Series:The Scientific World Journal
Online Access:http://dx.doi.org/10.1155/2014/521074
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author Montserrat Guillén
Søren Fiig Jarner
Jens Perch Nielsen
Ana M. Pérez-Marín
author_facet Montserrat Guillén
Søren Fiig Jarner
Jens Perch Nielsen
Ana M. Pérez-Marín
author_sort Montserrat Guillén
collection DOAJ
description The impact of administrative costs on the distribution of terminal wealth is approximated using a simple formula applicable to many investment situations. We show that the reduction in median returns attributable to administrative fees is usually at least twice the amount of the administrative costs charged for most investment funds, when considering a risk-adjustment correction over a reasonably long-term time horizon. The example we present covers a number of standard cases and can be applied to passive investments, mutual funds, and hedge funds. Our results show investors the potential losses they face in performance due to administrative costs.
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institution OA Journals
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language English
publishDate 2014-01-01
publisher Wiley
record_format Article
series The Scientific World Journal
spelling doaj-art-dfa5c7fe328f4887b5eaeaf81e4959972025-08-20T02:21:07ZengWileyThe Scientific World Journal2356-61401537-744X2014-01-01201410.1155/2014/521074521074Risk-Adjusted Impact of Administrative Costs on the Distribution of Terminal Wealth for Long-Term InvestmentMontserrat Guillén0Søren Fiig Jarner1Jens Perch Nielsen2Ana M. Pérez-Marín3Department of Econometrics, Riskcenter-IREA, University of Barcelona, Diagonal 690, 08034 Barcelona, SpainATP Pension Fund, Kongens Vaenge 8, 3400 Hilleroed, DenmarkCass Business School, City University London, 106 Bunhill Row, London EC1Y 8TZ, UKDepartment of Econometrics, Riskcenter-IREA, University of Barcelona, Diagonal 690, 08034 Barcelona, SpainThe impact of administrative costs on the distribution of terminal wealth is approximated using a simple formula applicable to many investment situations. We show that the reduction in median returns attributable to administrative fees is usually at least twice the amount of the administrative costs charged for most investment funds, when considering a risk-adjustment correction over a reasonably long-term time horizon. The example we present covers a number of standard cases and can be applied to passive investments, mutual funds, and hedge funds. Our results show investors the potential losses they face in performance due to administrative costs.http://dx.doi.org/10.1155/2014/521074
spellingShingle Montserrat Guillén
Søren Fiig Jarner
Jens Perch Nielsen
Ana M. Pérez-Marín
Risk-Adjusted Impact of Administrative Costs on the Distribution of Terminal Wealth for Long-Term Investment
The Scientific World Journal
title Risk-Adjusted Impact of Administrative Costs on the Distribution of Terminal Wealth for Long-Term Investment
title_full Risk-Adjusted Impact of Administrative Costs on the Distribution of Terminal Wealth for Long-Term Investment
title_fullStr Risk-Adjusted Impact of Administrative Costs on the Distribution of Terminal Wealth for Long-Term Investment
title_full_unstemmed Risk-Adjusted Impact of Administrative Costs on the Distribution of Terminal Wealth for Long-Term Investment
title_short Risk-Adjusted Impact of Administrative Costs on the Distribution of Terminal Wealth for Long-Term Investment
title_sort risk adjusted impact of administrative costs on the distribution of terminal wealth for long term investment
url http://dx.doi.org/10.1155/2014/521074
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AT jensperchnielsen riskadjustedimpactofadministrativecostsonthedistributionofterminalwealthforlongterminvestment
AT anamperezmarin riskadjustedimpactofadministrativecostsonthedistributionofterminalwealthforlongterminvestment