Revealing the Impact of Electronic Money and Economic Factors on the Velocity of Money in Indonesia

The velocity of money is an important indicator that shows the efficient use of money in economic transactions. This study analyzes the effect of electronic money and economic factors such as GDP, interest rate, exchange rate, and composite stock price index on the velocity of money in Indonesia. T...

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Main Authors: Viony Margaretha, Setyo Tri Wahyudi
Format: Article
Language:English
Published: Jurusan Ekonomi Pembangunan Fakultas Ekonomi Universitas Sriwijaya 2025-06-01
Series:Jurnal Ekonomi Pembangunan
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Online Access:https://jep.ejournal.unsri.ac.id/index.php/jep/article/view/23217
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author Viony Margaretha
Setyo Tri Wahyudi
author_facet Viony Margaretha
Setyo Tri Wahyudi
author_sort Viony Margaretha
collection DOAJ
description The velocity of money is an important indicator that shows the efficient use of money in economic transactions. This study analyzes the effect of electronic money and economic factors such as GDP, interest rate, exchange rate, and composite stock price index on the velocity of money in Indonesia. The Error Correction Model (ECM) analysis method was used to estimate the equilibrium relationship in the short and long run using quarterly data for the period from 2016-2023. The findings indicate that in the long run, GDP, interest rate, and the composite stock price index have a positive and significant effect. Meanwhile, electronic money and exchange rate have a negative and significant effect on the velocity of money. On the other hand, the findings indicate that in the short run, GDP has a positive and significant effect on velocity of money. Whereas, electronic money, interest rate, exchange rate, and composite stock price index have no significant effect in the short run. These results imply that the government should support the expansion of electronic money systems to increase payment accessibility and efficiency, as well as maintain economic stability as fluctuations in economic factors significantly affect the velocity of money.
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publishDate 2025-06-01
publisher Jurusan Ekonomi Pembangunan Fakultas Ekonomi Universitas Sriwijaya
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spelling doaj-art-ddf5e1db6c6d4c80b71aa96c059938232025-08-20T03:29:05ZengJurusan Ekonomi Pembangunan Fakultas Ekonomi Universitas SriwijayaJurnal Ekonomi Pembangunan1829-58432685-07882025-06-0123110.29259/jep.v23i1.23217Revealing the Impact of Electronic Money and Economic Factors on the Velocity of Money in IndonesiaViony Margaretha0Setyo Tri Wahyudi1https://orcid.org/0000-0003-4779-5747Department of Economics, Faculty of Economics and Business, Brawijaya University, IndonesiaDepartment of Economics, Faculty of Economics and Business, Brawijaya University, Indonesia The velocity of money is an important indicator that shows the efficient use of money in economic transactions. This study analyzes the effect of electronic money and economic factors such as GDP, interest rate, exchange rate, and composite stock price index on the velocity of money in Indonesia. The Error Correction Model (ECM) analysis method was used to estimate the equilibrium relationship in the short and long run using quarterly data for the period from 2016-2023. The findings indicate that in the long run, GDP, interest rate, and the composite stock price index have a positive and significant effect. Meanwhile, electronic money and exchange rate have a negative and significant effect on the velocity of money. On the other hand, the findings indicate that in the short run, GDP has a positive and significant effect on velocity of money. Whereas, electronic money, interest rate, exchange rate, and composite stock price index have no significant effect in the short run. These results imply that the government should support the expansion of electronic money systems to increase payment accessibility and efficiency, as well as maintain economic stability as fluctuations in economic factors significantly affect the velocity of money. https://jep.ejournal.unsri.ac.id/index.php/jep/article/view/23217Velocity of moneyElectronic moneyMacroeconomics
spellingShingle Viony Margaretha
Setyo Tri Wahyudi
Revealing the Impact of Electronic Money and Economic Factors on the Velocity of Money in Indonesia
Jurnal Ekonomi Pembangunan
Velocity of money
Electronic money
Macroeconomics
title Revealing the Impact of Electronic Money and Economic Factors on the Velocity of Money in Indonesia
title_full Revealing the Impact of Electronic Money and Economic Factors on the Velocity of Money in Indonesia
title_fullStr Revealing the Impact of Electronic Money and Economic Factors on the Velocity of Money in Indonesia
title_full_unstemmed Revealing the Impact of Electronic Money and Economic Factors on the Velocity of Money in Indonesia
title_short Revealing the Impact of Electronic Money and Economic Factors on the Velocity of Money in Indonesia
title_sort revealing the impact of electronic money and economic factors on the velocity of money in indonesia
topic Velocity of money
Electronic money
Macroeconomics
url https://jep.ejournal.unsri.ac.id/index.php/jep/article/view/23217
work_keys_str_mv AT vionymargaretha revealingtheimpactofelectronicmoneyandeconomicfactorsonthevelocityofmoneyinindonesia
AT setyotriwahyudi revealingtheimpactofelectronicmoneyandeconomicfactorsonthevelocityofmoneyinindonesia