Pengaruh Risiko Kredit dan Risiko Operasional terhadap Profitabilitas pada Perusahaan Bank Tabungan Negara Periode 2016-2020
This study aims to determine the impact either at the same time or somewhat between credit risk (NPL) and operational hazard (BOPO) on profitability (ROA) in the State Savings Bank listed on the Indonesia Stock Exchange for the 2016-2020 period. The sample in this research is one banking company. Th...
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| Format: | Article |
| Language: | English |
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Universitas Proklamasi 45 Yogyakarta
2024-12-01
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| Series: | Jurnal Maksipreneur: Manajemen, Koperasi, dan Entrepreneurship |
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| Online Access: | https://ejournal.up45.ac.id/index.php/maksipreneur/article/view/960 |
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| _version_ | 1849691977732325376 |
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| author | Tanti Purwanti Gusganda Suria Manda |
| author_facet | Tanti Purwanti Gusganda Suria Manda |
| author_sort | Tanti Purwanti |
| collection | DOAJ |
| description | This study aims to determine the impact either at the same time or somewhat between credit risk (NPL) and operational hazard (BOPO) on profitability (ROA) in the State Savings Bank listed on the Indonesia Stock Exchange for the 2016-2020 period. The sample in this research is one banking company. The research method used is a saturated sampling technique. The logical strategy used is various direct relapse examinations using the SPSS program. The results of this study are that simultaneously credit risk (NPL) and operational risk (BOPO) have a large and significant result on productivity (ROA) at the State Savings Bank for the 2016-2020. Partially, the research results on the credit risk variable (NPL) do not have a critical impact and have a negative relationship to profitability (ROA) at the State Savings Bank for 2016-2020 period. Partially, the results of testing the operational risk variable (NPL) have no major impact and have a negative relationship to Profitability (ROA) at the State Savings Bank for the 2016-2020. |
| format | Article |
| id | doaj-art-dda3af96fe834e6ca0c4aead2269e288 |
| institution | DOAJ |
| issn | 2089-550X 2527-6638 |
| language | English |
| publishDate | 2024-12-01 |
| publisher | Universitas Proklamasi 45 Yogyakarta |
| record_format | Article |
| series | Jurnal Maksipreneur: Manajemen, Koperasi, dan Entrepreneurship |
| spelling | doaj-art-dda3af96fe834e6ca0c4aead2269e2882025-08-20T03:20:51ZengUniversitas Proklamasi 45 YogyakartaJurnal Maksipreneur: Manajemen, Koperasi, dan Entrepreneurship2089-550X2527-66382024-12-0114139840710.30588/jmp.v14i1.960894Pengaruh Risiko Kredit dan Risiko Operasional terhadap Profitabilitas pada Perusahaan Bank Tabungan Negara Periode 2016-2020Tanti Purwanti0Gusganda Suria Manda1Universitas Singaperbangsa KarawangUniversitas Singaperbangsa KarawangThis study aims to determine the impact either at the same time or somewhat between credit risk (NPL) and operational hazard (BOPO) on profitability (ROA) in the State Savings Bank listed on the Indonesia Stock Exchange for the 2016-2020 period. The sample in this research is one banking company. The research method used is a saturated sampling technique. The logical strategy used is various direct relapse examinations using the SPSS program. The results of this study are that simultaneously credit risk (NPL) and operational risk (BOPO) have a large and significant result on productivity (ROA) at the State Savings Bank for the 2016-2020. Partially, the research results on the credit risk variable (NPL) do not have a critical impact and have a negative relationship to profitability (ROA) at the State Savings Bank for 2016-2020 period. Partially, the results of testing the operational risk variable (NPL) have no major impact and have a negative relationship to Profitability (ROA) at the State Savings Bank for the 2016-2020.https://ejournal.up45.ac.id/index.php/maksipreneur/article/view/960risiko kreditrisiko operasionalprofitabilitas. |
| spellingShingle | Tanti Purwanti Gusganda Suria Manda Pengaruh Risiko Kredit dan Risiko Operasional terhadap Profitabilitas pada Perusahaan Bank Tabungan Negara Periode 2016-2020 Jurnal Maksipreneur: Manajemen, Koperasi, dan Entrepreneurship risiko kredit risiko operasional profitabilitas. |
| title | Pengaruh Risiko Kredit dan Risiko Operasional terhadap Profitabilitas pada Perusahaan Bank Tabungan Negara Periode 2016-2020 |
| title_full | Pengaruh Risiko Kredit dan Risiko Operasional terhadap Profitabilitas pada Perusahaan Bank Tabungan Negara Periode 2016-2020 |
| title_fullStr | Pengaruh Risiko Kredit dan Risiko Operasional terhadap Profitabilitas pada Perusahaan Bank Tabungan Negara Periode 2016-2020 |
| title_full_unstemmed | Pengaruh Risiko Kredit dan Risiko Operasional terhadap Profitabilitas pada Perusahaan Bank Tabungan Negara Periode 2016-2020 |
| title_short | Pengaruh Risiko Kredit dan Risiko Operasional terhadap Profitabilitas pada Perusahaan Bank Tabungan Negara Periode 2016-2020 |
| title_sort | pengaruh risiko kredit dan risiko operasional terhadap profitabilitas pada perusahaan bank tabungan negara periode 2016 2020 |
| topic | risiko kredit risiko operasional profitabilitas. |
| url | https://ejournal.up45.ac.id/index.php/maksipreneur/article/view/960 |
| work_keys_str_mv | AT tantipurwanti pengaruhrisikokreditdanrisikooperasionalterhadapprofitabilitaspadaperusahaanbanktabungannegaraperiode20162020 AT gusgandasuriamanda pengaruhrisikokreditdanrisikooperasionalterhadapprofitabilitaspadaperusahaanbanktabungannegaraperiode20162020 |