Research on security of mobile payment for commercial bank
There is no doubt that mobile payment is the spotlight in Internet finance now.Although users can enjoy quick and convenient services,they have to face with more severe security problems at the same time:the attack incidents,such as cellphone Trojan and privacy leaks emerge endlessly.Lots of viruses...
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Format: | Article |
Language: | zho |
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Editorial Department of Journal on Communications
2014-11-01
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Series: | Tongxin xuebao |
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Online Access: | http://www.joconline.com.cn/zh/article/doi/10.3969/j.issn.1000-436x.2014.z2.018/ |
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_version_ | 1841539691536449536 |
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author | Xi CHEN You-liang TIAN Zhuo MA Jian-feng MA |
author_facet | Xi CHEN You-liang TIAN Zhuo MA Jian-feng MA |
author_sort | Xi CHEN |
collection | DOAJ |
description | There is no doubt that mobile payment is the spotlight in Internet finance now.Although users can enjoy quick and convenient services,they have to face with more severe security problems at the same time:the attack incidents,such as cellphone Trojan and privacy leaks emerge endlessly.Lots of viruses which are designed for attacking financial payments can steal users’ personal information including account,password and verification code in the proceedings of remote payment and near field communication.Security issues have already seriously impeded the further development of the mobile payment market.To solve the above problems,discusses the security issues in mobile terminals,payments,network and interactive logic of banking business from financial institutions’ perspective was discussed systematically.In addition,current status of relevant security key technologies are summarized from academic research community and industry fields.Finally,based on related research achievements,the design of system architecture and suggestions for mobile payment security are proposed,which can guide the future development of commercial bank. |
format | Article |
id | doaj-art-db5cdc729f234583b452180e9a965465 |
institution | Kabale University |
issn | 1000-436X |
language | zho |
publishDate | 2014-11-01 |
publisher | Editorial Department of Journal on Communications |
record_format | Article |
series | Tongxin xuebao |
spelling | doaj-art-db5cdc729f234583b452180e9a9654652025-01-14T06:45:10ZzhoEditorial Department of Journal on CommunicationsTongxin xuebao1000-436X2014-11-013513113959689151Research on security of mobile payment for commercial bankXi CHENYou-liang TIANZhuo MAJian-feng MAThere is no doubt that mobile payment is the spotlight in Internet finance now.Although users can enjoy quick and convenient services,they have to face with more severe security problems at the same time:the attack incidents,such as cellphone Trojan and privacy leaks emerge endlessly.Lots of viruses which are designed for attacking financial payments can steal users’ personal information including account,password and verification code in the proceedings of remote payment and near field communication.Security issues have already seriously impeded the further development of the mobile payment market.To solve the above problems,discusses the security issues in mobile terminals,payments,network and interactive logic of banking business from financial institutions’ perspective was discussed systematically.In addition,current status of relevant security key technologies are summarized from academic research community and industry fields.Finally,based on related research achievements,the design of system architecture and suggestions for mobile payment security are proposed,which can guide the future development of commercial bank.http://www.joconline.com.cn/zh/article/doi/10.3969/j.issn.1000-436x.2014.z2.018/mobile paymentterminal securitynear field communicationvulnerability miningrisk assessment |
spellingShingle | Xi CHEN You-liang TIAN Zhuo MA Jian-feng MA Research on security of mobile payment for commercial bank Tongxin xuebao mobile payment terminal security near field communication vulnerability mining risk assessment |
title | Research on security of mobile payment for commercial bank |
title_full | Research on security of mobile payment for commercial bank |
title_fullStr | Research on security of mobile payment for commercial bank |
title_full_unstemmed | Research on security of mobile payment for commercial bank |
title_short | Research on security of mobile payment for commercial bank |
title_sort | research on security of mobile payment for commercial bank |
topic | mobile payment terminal security near field communication vulnerability mining risk assessment |
url | http://www.joconline.com.cn/zh/article/doi/10.3969/j.issn.1000-436x.2014.z2.018/ |
work_keys_str_mv | AT xichen researchonsecurityofmobilepaymentforcommercialbank AT youliangtian researchonsecurityofmobilepaymentforcommercialbank AT zhuoma researchonsecurityofmobilepaymentforcommercialbank AT jianfengma researchonsecurityofmobilepaymentforcommercialbank |