ANALYSIS OF THE CREDITFINANCING DISTRIBUTION MODEL FOR SMEs AT BANK SYARIAH INDONESIA (BRANCH OFFICE PONOROGO)
This study aims to find out what the financing model of People's Business Credit (KUR) at Bank Syariah Indonesia KCP Ponorogo is like and find out its application to Micro, Small and Medium Enterprises Units in Ponorogo. This research uses a descriptive method of analysis using a qualitative ap...
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| Format: | Article |
| Language: | Indonesian |
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Fakultas Ekonomi dan Bisnis Islam
2024-06-01
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| Series: | I-Economics: A Research Journal on Islamic Economics |
| Online Access: | https://jurnal.radenfatah.ac.id/index.php/ieconomics/article/view/22080 |
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| _version_ | 1849340030998282240 |
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| author | Noviana Prasanti Naahilah Hunafaa' Al Qudsy Taufiq Ismail |
| author_facet | Noviana Prasanti Naahilah Hunafaa' Al Qudsy Taufiq Ismail |
| author_sort | Noviana Prasanti |
| collection | DOAJ |
| description | This study aims to find out what the financing model of People's Business Credit (KUR) at Bank Syariah Indonesia KCP Ponorogo is like and find out its application to Micro, Small and Medium Enterprises Units in Ponorogo. This research uses a descriptive method of analysis using a qualitative approach. This research uses a descriptive method of analysis using a qualitative approach. This study used primary and secondary data, with observational data collection techniques, interviews, and documentation. 1) Based on the results of the study, it was concluded that 1) Sharia Microfinance Products have many products, one of which is the People's Business Credit (KUR) program. There are several models of People's Business Credit Financing (KUR) at Bank Syariah Indonesia (BSI) KCP Ponorogo such as, KUR Super Mikro, KUR Mikro, KUR Kecil. 2) In its application, Bank Syariah Indonesia (BSI) KCP Ponorogo has several requirements such as Identity Card (KTP), Family Card (KK), marriage certificate, current account, business letter, and guarantee. The Bank has an obligation to monitor what has been given to customers, because the funds must be used according to the initial agreement. |
| format | Article |
| id | doaj-art-d699dba7d57b42f18668612898d65694 |
| institution | Kabale University |
| issn | 2548-5601 2548-561X |
| language | Indonesian |
| publishDate | 2024-06-01 |
| publisher | Fakultas Ekonomi dan Bisnis Islam |
| record_format | Article |
| series | I-Economics: A Research Journal on Islamic Economics |
| spelling | doaj-art-d699dba7d57b42f18668612898d656942025-08-20T03:44:00ZindFakultas Ekonomi dan Bisnis IslamI-Economics: A Research Journal on Islamic Economics2548-56012548-561X2024-06-0110111412110.19109/ieconomics.v10i1.2208019114ANALYSIS OF THE CREDITFINANCING DISTRIBUTION MODEL FOR SMEs AT BANK SYARIAH INDONESIA (BRANCH OFFICE PONOROGO)Noviana Prasanti0Naahilah Hunafaa' Al Qudsy1Taufiq Ismail2Universitas Darussalam Gontor, Ponorogo, Jawa Timur, IndonesiaUniversitas Darussalam Gontor, Ponorogo, Jawa Timur, IndonesiaUniversitas Darussalam Gontor, Ponorogo, Jawa Timur, IndonesiaThis study aims to find out what the financing model of People's Business Credit (KUR) at Bank Syariah Indonesia KCP Ponorogo is like and find out its application to Micro, Small and Medium Enterprises Units in Ponorogo. This research uses a descriptive method of analysis using a qualitative approach. This research uses a descriptive method of analysis using a qualitative approach. This study used primary and secondary data, with observational data collection techniques, interviews, and documentation. 1) Based on the results of the study, it was concluded that 1) Sharia Microfinance Products have many products, one of which is the People's Business Credit (KUR) program. There are several models of People's Business Credit Financing (KUR) at Bank Syariah Indonesia (BSI) KCP Ponorogo such as, KUR Super Mikro, KUR Mikro, KUR Kecil. 2) In its application, Bank Syariah Indonesia (BSI) KCP Ponorogo has several requirements such as Identity Card (KTP), Family Card (KK), marriage certificate, current account, business letter, and guarantee. The Bank has an obligation to monitor what has been given to customers, because the funds must be used according to the initial agreement.https://jurnal.radenfatah.ac.id/index.php/ieconomics/article/view/22080 |
| spellingShingle | Noviana Prasanti Naahilah Hunafaa' Al Qudsy Taufiq Ismail ANALYSIS OF THE CREDITFINANCING DISTRIBUTION MODEL FOR SMEs AT BANK SYARIAH INDONESIA (BRANCH OFFICE PONOROGO) I-Economics: A Research Journal on Islamic Economics |
| title | ANALYSIS OF THE CREDITFINANCING DISTRIBUTION MODEL FOR SMEs AT BANK SYARIAH INDONESIA (BRANCH OFFICE PONOROGO) |
| title_full | ANALYSIS OF THE CREDITFINANCING DISTRIBUTION MODEL FOR SMEs AT BANK SYARIAH INDONESIA (BRANCH OFFICE PONOROGO) |
| title_fullStr | ANALYSIS OF THE CREDITFINANCING DISTRIBUTION MODEL FOR SMEs AT BANK SYARIAH INDONESIA (BRANCH OFFICE PONOROGO) |
| title_full_unstemmed | ANALYSIS OF THE CREDITFINANCING DISTRIBUTION MODEL FOR SMEs AT BANK SYARIAH INDONESIA (BRANCH OFFICE PONOROGO) |
| title_short | ANALYSIS OF THE CREDITFINANCING DISTRIBUTION MODEL FOR SMEs AT BANK SYARIAH INDONESIA (BRANCH OFFICE PONOROGO) |
| title_sort | analysis of the creditfinancing distribution model for smes at bank syariah indonesia branch office ponorogo |
| url | https://jurnal.radenfatah.ac.id/index.php/ieconomics/article/view/22080 |
| work_keys_str_mv | AT novianaprasanti analysisofthecreditfinancingdistributionmodelforsmesatbanksyariahindonesiabranchofficeponorogo AT naahilahhunafaaalqudsy analysisofthecreditfinancingdistributionmodelforsmesatbanksyariahindonesiabranchofficeponorogo AT taufiqismail analysisofthecreditfinancingdistributionmodelforsmesatbanksyariahindonesiabranchofficeponorogo |