The significance of credit guarantee funds for investments financing of SME in Poland and Malopolska
Polish SMEs despite the fact that they are the driving force of the economy, face many barriers to their development. One of the most frequently mentioned barrier is a financial barrier. Entrepreneurs complain about the problems with obtaining bank loans, mainly due to lack of credit history and ade...
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| Format: | Article |
| Language: | English |
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AGH UNIVERSITY PRESS
2012-05-01
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| Series: | Managerial Economics |
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| Online Access: | https://journals.agh.edu.pl/manage/article/view/600 |
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| author | Joanna Duda |
| author_facet | Joanna Duda |
| author_sort | Joanna Duda |
| collection | DOAJ |
| description | Polish SMEs despite the fact that they are the driving force of the economy, face many barriers to their development. One of the most frequently mentioned barrier is a financial barrier. Entrepreneurs complain about the problems with obtaining bank loans, mainly due to lack of credit history and adequate security of the loan required by banks. Therefore, this paper analyzes the credit guarantee funds and attempts to answer the question whether the development of credit guarantee funds in Poland will contribute to reducing barriers to obtaining bank loans by Polish SMEs. |
| format | Article |
| id | doaj-art-d43d169fdd114125981aec8972d5dc02 |
| institution | OA Journals |
| issn | 1898-1143 2353-3617 |
| language | English |
| publishDate | 2012-05-01 |
| publisher | AGH UNIVERSITY PRESS |
| record_format | Article |
| series | Managerial Economics |
| spelling | doaj-art-d43d169fdd114125981aec8972d5dc022025-08-20T01:58:34ZengAGH UNIVERSITY PRESSManagerial Economics1898-11432353-36172012-05-011110.7494/manage.2012.11.55The significance of credit guarantee funds for investments financing of SME in Poland and MalopolskaJoanna DudaPolish SMEs despite the fact that they are the driving force of the economy, face many barriers to their development. One of the most frequently mentioned barrier is a financial barrier. Entrepreneurs complain about the problems with obtaining bank loans, mainly due to lack of credit history and adequate security of the loan required by banks. Therefore, this paper analyzes the credit guarantee funds and attempts to answer the question whether the development of credit guarantee funds in Poland will contribute to reducing barriers to obtaining bank loans by Polish SMEs.https://journals.agh.edu.pl/manage/article/view/600SMEcredit guarantee fundsbank loansinvestmentsenterprises developmentbarriers to obtaining bank loans |
| spellingShingle | Joanna Duda The significance of credit guarantee funds for investments financing of SME in Poland and Malopolska Managerial Economics SME credit guarantee funds bank loans investments enterprises development barriers to obtaining bank loans |
| title | The significance of credit guarantee funds for investments financing of SME in Poland and Malopolska |
| title_full | The significance of credit guarantee funds for investments financing of SME in Poland and Malopolska |
| title_fullStr | The significance of credit guarantee funds for investments financing of SME in Poland and Malopolska |
| title_full_unstemmed | The significance of credit guarantee funds for investments financing of SME in Poland and Malopolska |
| title_short | The significance of credit guarantee funds for investments financing of SME in Poland and Malopolska |
| title_sort | significance of credit guarantee funds for investments financing of sme in poland and malopolska |
| topic | SME credit guarantee funds bank loans investments enterprises development barriers to obtaining bank loans |
| url | https://journals.agh.edu.pl/manage/article/view/600 |
| work_keys_str_mv | AT joannaduda thesignificanceofcreditguaranteefundsforinvestmentsfinancingofsmeinpolandandmalopolska AT joannaduda significanceofcreditguaranteefundsforinvestmentsfinancingofsmeinpolandandmalopolska |