Organizational innovations and access to sustainable finance in agriculture: the case of Shea farmers in Ghana

Access to finance is essential for sustainable agriculture and improving rural livelihoods. This study examines the impact of organisational innovations and sustainable finance accessibility on the livelihoods of rural women. Our research focuses on 50 female Shea nut producers in Kpugi, northern Gh...

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Main Authors: Ramoudane Orou Sannou, Christian P. Schneider, Matthias Walz, Edeltraud Guenther
Format: Article
Language:English
Published: Taylor & Francis Group 2025-12-01
Series:International Journal of Agricultural Sustainability
Subjects:
Online Access:https://www.tandfonline.com/doi/10.1080/14735903.2025.2469284
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author Ramoudane Orou Sannou
Christian P. Schneider
Matthias Walz
Edeltraud Guenther
author_facet Ramoudane Orou Sannou
Christian P. Schneider
Matthias Walz
Edeltraud Guenther
author_sort Ramoudane Orou Sannou
collection DOAJ
description Access to finance is essential for sustainable agriculture and improving rural livelihoods. This study examines the impact of organisational innovations and sustainable finance accessibility on the livelihoods of rural women. Our research focuses on 50 female Shea nut producers in Kpugi, northern Ghana, who are beneficiaries of the ‘Invest for Jobs’ initiative. Using a mixed-methods approach and case study research, data were gathered through focus group discussions and interviews with members of two cooperatives. The findings reveal that while cooperatives facilitate access to finance, they should be viewed as part of a broader package of organizational innovations rather than standalone solutions. The success of the cooperatives owes to the deep cultural roots of Shea farming in the lives of the women, making it easy for them to accept innovations that will improve their success in an activity they do not plan to abandon. Increased bargaining power and subsequent income increase result not only from delayed selling, stemming from finance access but also from improved production practices and better storage infrastructure. This paper highlights how a package of organisational innovations can catalyse women’s financial inclusion and emphasises the importance of nurturing such innovations within activities deeply rooted in rural livelihoods.
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institution Kabale University
issn 1473-5903
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language English
publishDate 2025-12-01
publisher Taylor & Francis Group
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series International Journal of Agricultural Sustainability
spelling doaj-art-d39ba4be009d4e26bfb0aba2a47df54f2025-08-20T03:48:13ZengTaylor & Francis GroupInternational Journal of Agricultural Sustainability1473-59031747-762X2025-12-0123110.1080/14735903.2025.2469284Organizational innovations and access to sustainable finance in agriculture: the case of Shea farmers in GhanaRamoudane Orou Sannou0Christian P. Schneider1Matthias Walz2Edeltraud Guenther3Chair of Sustainability Management and Environmental Accounting, Technische Universität Dresden, Dresden, GermanyInstitute for Integrated Management of Material Fluxes and of Resources, United Nations University, Dresden, GermanyInstitute for Integrated Management of Material Fluxes and of Resources, United Nations University, Dresden, GermanyChair of Sustainability Management and Environmental Accounting, Technische Universität Dresden, Dresden, GermanyAccess to finance is essential for sustainable agriculture and improving rural livelihoods. This study examines the impact of organisational innovations and sustainable finance accessibility on the livelihoods of rural women. Our research focuses on 50 female Shea nut producers in Kpugi, northern Ghana, who are beneficiaries of the ‘Invest for Jobs’ initiative. Using a mixed-methods approach and case study research, data were gathered through focus group discussions and interviews with members of two cooperatives. The findings reveal that while cooperatives facilitate access to finance, they should be viewed as part of a broader package of organizational innovations rather than standalone solutions. The success of the cooperatives owes to the deep cultural roots of Shea farming in the lives of the women, making it easy for them to accept innovations that will improve their success in an activity they do not plan to abandon. Increased bargaining power and subsequent income increase result not only from delayed selling, stemming from finance access but also from improved production practices and better storage infrastructure. This paper highlights how a package of organisational innovations can catalyse women’s financial inclusion and emphasises the importance of nurturing such innovations within activities deeply rooted in rural livelihoods.https://www.tandfonline.com/doi/10.1080/14735903.2025.2469284Womenagribusinesslivelihoodssocial sustainability
spellingShingle Ramoudane Orou Sannou
Christian P. Schneider
Matthias Walz
Edeltraud Guenther
Organizational innovations and access to sustainable finance in agriculture: the case of Shea farmers in Ghana
International Journal of Agricultural Sustainability
Women
agribusiness
livelihoods
social sustainability
title Organizational innovations and access to sustainable finance in agriculture: the case of Shea farmers in Ghana
title_full Organizational innovations and access to sustainable finance in agriculture: the case of Shea farmers in Ghana
title_fullStr Organizational innovations and access to sustainable finance in agriculture: the case of Shea farmers in Ghana
title_full_unstemmed Organizational innovations and access to sustainable finance in agriculture: the case of Shea farmers in Ghana
title_short Organizational innovations and access to sustainable finance in agriculture: the case of Shea farmers in Ghana
title_sort organizational innovations and access to sustainable finance in agriculture the case of shea farmers in ghana
topic Women
agribusiness
livelihoods
social sustainability
url https://www.tandfonline.com/doi/10.1080/14735903.2025.2469284
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AT christianpschneider organizationalinnovationsandaccesstosustainablefinanceinagriculturethecaseofsheafarmersinghana
AT matthiaswalz organizationalinnovationsandaccesstosustainablefinanceinagriculturethecaseofsheafarmersinghana
AT edeltraudguenther organizationalinnovationsandaccesstosustainablefinanceinagriculturethecaseofsheafarmersinghana