How do people with multimorbidity prioritise healthcare when faced with tighter financial constraints? A national survey with a choice experiment component

Abstract Background People with multimorbidity (i.e., two or more chronic conditions) experience increased out-of-pocket healthcare costs and are vulnerable to cost-related non-adherence to recommended treatment. The aim of this study was to understand how people with multimorbidity prioritise diffe...

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Main Authors: James Larkin, Louise Foley, Shane Timmons, Tony Hickey, Barbara Clyne, Patricia Harrington, Susan M. Smith
Format: Article
Language:English
Published: BMC 2025-02-01
Series:BMC Primary Care
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Online Access:https://doi.org/10.1186/s12875-025-02738-9
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author James Larkin
Louise Foley
Shane Timmons
Tony Hickey
Barbara Clyne
Patricia Harrington
Susan M. Smith
author_facet James Larkin
Louise Foley
Shane Timmons
Tony Hickey
Barbara Clyne
Patricia Harrington
Susan M. Smith
author_sort James Larkin
collection DOAJ
description Abstract Background People with multimorbidity (i.e., two or more chronic conditions) experience increased out-of-pocket healthcare costs and are vulnerable to cost-related non-adherence to recommended treatment. The aim of this study was to understand how people with multimorbidity prioritise different healthcare services when faced with tighter budget constraints and how they experience cost-related non-adherence. Methods A national cross-sectional online survey incorporating a choice experiment was conducted. Participants were adults aged 40 years or over with at least one chronic condition, recruited in Ireland (December 2021 to March 2022). The survey included questions about real-life experiences of cost-related non-adherence and financial burden. The choice experiment element involved participants identifying how they would prioritise their real-world healthcare utilisation if their monthly personal healthcare budget was reduced by 25%. Results Among the 962 participants, 64.9% (n = 624) had multimorbidity. Over one third (34.5%, n = 332) of participants reported cost-related non-adherence in the previous 12 months, which included not attending a healthcare appointment and/or not accessing medication. Similar findings on prioritisation were observed on the choice task. When presented with the hypothetical tighter budget constraint, participants reduced expenditure on ‘other healthcare (hospital visits, specialist doctors, etc.)’ by the greatest percentage (50.2%) and medicines by the lowest percentage (24.8%). Participants with multimorbidity tended to have a condition they prioritised over others. On average, they reduced expenditure for their top-priority condition by 71% less than would be expected if all conditions were valued equally, while they reduced expenditure for their least prioritised condition by 60% more than would be expected. Independence, symptom control and staying alive were rated as the most important influencing factors when making prioritisation decisions (median score = 5 out of 5). Conclusion When faced with tighter financial constraints, people with multimorbidity tended to have a condition they prioritised over others. Participants were also more likely to prioritise medicines over other aspects of healthcare. Researchers, policymakers and clinicians should take greater consideration of the different ways people respond to tighter financial constraints. This could involve reducing the payment barriers to accessing care or clinicians discussing healthcare costs and coverage with patients as part of cost-of-care conversations.
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spelling doaj-art-d37feac9e7ce4aae910565f05020e6b02025-08-20T02:01:38ZengBMCBMC Primary Care2731-45532025-02-0126111510.1186/s12875-025-02738-9How do people with multimorbidity prioritise healthcare when faced with tighter financial constraints? A national survey with a choice experiment componentJames Larkin0Louise Foley1Shane Timmons2Tony Hickey3Barbara Clyne4Patricia Harrington5Susan M. Smith6Department of General Practice, RCSI University of Medicine and Health SciencesSchool of Allied Health and Health Research Institute, University of LimerickBehavioural Research Unit, Economic and Social Research InstituteMultimorbidity Patient and Public Involvement Group, National University of Ireland GalwayHealth Information and Quality AuthorityHealth Information and Quality AuthorityDepartment of General Practice, RCSI University of Medicine and Health SciencesAbstract Background People with multimorbidity (i.e., two or more chronic conditions) experience increased out-of-pocket healthcare costs and are vulnerable to cost-related non-adherence to recommended treatment. The aim of this study was to understand how people with multimorbidity prioritise different healthcare services when faced with tighter budget constraints and how they experience cost-related non-adherence. Methods A national cross-sectional online survey incorporating a choice experiment was conducted. Participants were adults aged 40 years or over with at least one chronic condition, recruited in Ireland (December 2021 to March 2022). The survey included questions about real-life experiences of cost-related non-adherence and financial burden. The choice experiment element involved participants identifying how they would prioritise their real-world healthcare utilisation if their monthly personal healthcare budget was reduced by 25%. Results Among the 962 participants, 64.9% (n = 624) had multimorbidity. Over one third (34.5%, n = 332) of participants reported cost-related non-adherence in the previous 12 months, which included not attending a healthcare appointment and/or not accessing medication. Similar findings on prioritisation were observed on the choice task. When presented with the hypothetical tighter budget constraint, participants reduced expenditure on ‘other healthcare (hospital visits, specialist doctors, etc.)’ by the greatest percentage (50.2%) and medicines by the lowest percentage (24.8%). Participants with multimorbidity tended to have a condition they prioritised over others. On average, they reduced expenditure for their top-priority condition by 71% less than would be expected if all conditions were valued equally, while they reduced expenditure for their least prioritised condition by 60% more than would be expected. Independence, symptom control and staying alive were rated as the most important influencing factors when making prioritisation decisions (median score = 5 out of 5). Conclusion When faced with tighter financial constraints, people with multimorbidity tended to have a condition they prioritised over others. Participants were also more likely to prioritise medicines over other aspects of healthcare. Researchers, policymakers and clinicians should take greater consideration of the different ways people respond to tighter financial constraints. This could involve reducing the payment barriers to accessing care or clinicians discussing healthcare costs and coverage with patients as part of cost-of-care conversations.https://doi.org/10.1186/s12875-025-02738-9Chronic diseaseFinancial burdenHealth care costsMultimorbidityNon-communicable disease
spellingShingle James Larkin
Louise Foley
Shane Timmons
Tony Hickey
Barbara Clyne
Patricia Harrington
Susan M. Smith
How do people with multimorbidity prioritise healthcare when faced with tighter financial constraints? A national survey with a choice experiment component
BMC Primary Care
Chronic disease
Financial burden
Health care costs
Multimorbidity
Non-communicable disease
title How do people with multimorbidity prioritise healthcare when faced with tighter financial constraints? A national survey with a choice experiment component
title_full How do people with multimorbidity prioritise healthcare when faced with tighter financial constraints? A national survey with a choice experiment component
title_fullStr How do people with multimorbidity prioritise healthcare when faced with tighter financial constraints? A national survey with a choice experiment component
title_full_unstemmed How do people with multimorbidity prioritise healthcare when faced with tighter financial constraints? A national survey with a choice experiment component
title_short How do people with multimorbidity prioritise healthcare when faced with tighter financial constraints? A national survey with a choice experiment component
title_sort how do people with multimorbidity prioritise healthcare when faced with tighter financial constraints a national survey with a choice experiment component
topic Chronic disease
Financial burden
Health care costs
Multimorbidity
Non-communicable disease
url https://doi.org/10.1186/s12875-025-02738-9
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