Eksistensi Perbankan Syariah Melalui Dominasi Pembiayaan Profit And Loss Sharing

The beginning of the presence of the first Islamic bank in Indonesia was known as a bank with a profit and loss sharing concept. But in reality, profit and loss sharing financing is no longer dominant in Islamic banks, because non-profit sharing financing is more dominant, especially financing with...

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Main Author: Trimulato Trimulato
Format: Article
Language:English
Published: LPPM Institut Syariah Negeri Junjungan (ISNJ) Bengkalis 2021-04-01
Series:Jurnal Perbankan Syariah
Subjects:
Online Access:https://ejournal.stiesyariahbengkalis.ac.id/index.php/jps/article/view/287
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author Trimulato Trimulato
author_facet Trimulato Trimulato
author_sort Trimulato Trimulato
collection DOAJ
description The beginning of the presence of the first Islamic bank in Indonesia was known as a bank with a profit and loss sharing concept. But in reality, profit and loss sharing financing is no longer dominant in Islamic banks, because non-profit sharing financing is more dominant, especially financing with the buying and selling model. The purpose of this research is to determine the development of financing in Islamic banks, as well as to determine the need to dominate profit-sharing financing in Islamic banks. This research is a qualitative descriptive which shows the development of Islamic bank financing products and the need to restore the concept of profit and loss sharing to be dominant in Islamic banks. The results of this study indicate that the growth of period financing is quite good. Then there are three reasons for the need to dominate profit and loss sharing financing in Islamic banks, namely restoring the identity of the Islamic bank as a profit-sharing bank, being the main differentiator between conventional and Islamic banks, and the opportunity to grow the real sector with greater income.
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publisher LPPM Institut Syariah Negeri Junjungan (ISNJ) Bengkalis
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spelling doaj-art-cea6404b097e4b9b83cc4298dc1a0f602025-08-20T02:19:29ZengLPPM Institut Syariah Negeri Junjungan (ISNJ) BengkalisJurnal Perbankan Syariah2721-62412721-70942021-04-0121294110.46367/jps.v2i1.287287Eksistensi Perbankan Syariah Melalui Dominasi Pembiayaan Profit And Loss SharingTrimulato Trimulato0Universitas Islam Negeri Alauddin Makassar, IndonesiaThe beginning of the presence of the first Islamic bank in Indonesia was known as a bank with a profit and loss sharing concept. But in reality, profit and loss sharing financing is no longer dominant in Islamic banks, because non-profit sharing financing is more dominant, especially financing with the buying and selling model. The purpose of this research is to determine the development of financing in Islamic banks, as well as to determine the need to dominate profit-sharing financing in Islamic banks. This research is a qualitative descriptive which shows the development of Islamic bank financing products and the need to restore the concept of profit and loss sharing to be dominant in Islamic banks. The results of this study indicate that the growth of period financing is quite good. Then there are three reasons for the need to dominate profit and loss sharing financing in Islamic banks, namely restoring the identity of the Islamic bank as a profit-sharing bank, being the main differentiator between conventional and Islamic banks, and the opportunity to grow the real sector with greater income.https://ejournal.stiesyariahbengkalis.ac.id/index.php/jps/article/view/287financing productsprofit and loss sharingshariah banking
spellingShingle Trimulato Trimulato
Eksistensi Perbankan Syariah Melalui Dominasi Pembiayaan Profit And Loss Sharing
Jurnal Perbankan Syariah
financing products
profit and loss sharing
shariah banking
title Eksistensi Perbankan Syariah Melalui Dominasi Pembiayaan Profit And Loss Sharing
title_full Eksistensi Perbankan Syariah Melalui Dominasi Pembiayaan Profit And Loss Sharing
title_fullStr Eksistensi Perbankan Syariah Melalui Dominasi Pembiayaan Profit And Loss Sharing
title_full_unstemmed Eksistensi Perbankan Syariah Melalui Dominasi Pembiayaan Profit And Loss Sharing
title_short Eksistensi Perbankan Syariah Melalui Dominasi Pembiayaan Profit And Loss Sharing
title_sort eksistensi perbankan syariah melalui dominasi pembiayaan profit and loss sharing
topic financing products
profit and loss sharing
shariah banking
url https://ejournal.stiesyariahbengkalis.ac.id/index.php/jps/article/view/287
work_keys_str_mv AT trimulatotrimulato eksistensiperbankansyariahmelaluidominasipembiayaanprofitandlosssharing