Effect of trust, risk perception and diffusion of innovation on the adoption/use of internet banking in Indonesia

This study aims to prove the effect of trust, risk perception, and diffusion of innovation on the adoption or use of Internet banking in Indonesia. The research method used is quantitative, with a sample of 500 people from Jakarta, Bandung, Semarang, and Surabaya, and data collection using a questio...

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Main Authors: Diana Triwardhani, Dahlia Br Pinem, Yuliniar Yuliniar, Lina Aryani, Bernadin Bernadin
Format: Article
Language:English
Published: Indonesian Institute for Counseling, Education and Therapy (IICET) 2023-09-01
Series:JPPI (Jurnal Penelitian Pendidikan Indonesia)
Subjects:
Online Access:https://jurnal.iicet.org/index.php/jppi/article/view/2206
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author Diana Triwardhani
Dahlia Br Pinem
Yuliniar Yuliniar
Lina Aryani
Bernadin Bernadin
author_facet Diana Triwardhani
Dahlia Br Pinem
Yuliniar Yuliniar
Lina Aryani
Bernadin Bernadin
author_sort Diana Triwardhani
collection DOAJ
description This study aims to prove the effect of trust, risk perception, and diffusion of innovation on the adoption or use of Internet banking in Indonesia. The research method used is quantitative, with a sample of 500 people from Jakarta, Bandung, Semarang, and Surabaya, and data collection using a questionnaire. The results of this study state that confidence, perceived risk, and diffuse innovation affect the use of Internet banking. In addition, this study also contributes to stakeholder theory. The existence of concern for the environment affects the company's ability. This study shows that the environment can increase customer trust. Therefore, companies must pay attention to the interests of interested parties by putting them in the framework of principles and making decisions to support the achievement of the company's goals, namely company stability and guaranteed business continuity and trust.
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institution Kabale University
issn 2477-8524
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language English
publishDate 2023-09-01
publisher Indonesian Institute for Counseling, Education and Therapy (IICET)
record_format Article
series JPPI (Jurnal Penelitian Pendidikan Indonesia)
spelling doaj-art-ce626013cb0e4190ba3b25fb692db4bc2025-01-27T12:24:49ZengIndonesian Institute for Counseling, Education and Therapy (IICET)JPPI (Jurnal Penelitian Pendidikan Indonesia)2477-85242502-81032023-09-01931657166310.29210/0202322061564Effect of trust, risk perception and diffusion of innovation on the adoption/use of internet banking in IndonesiaDiana Triwardhani0Dahlia Br Pinem1Yuliniar Yuliniar2Lina Aryani3Bernadin Bernadin4UPN Veteran JakartaUPN Veteran JakartaUPN Veteran JakartaUPN Veteran JakartaUPN Veteran JakartaThis study aims to prove the effect of trust, risk perception, and diffusion of innovation on the adoption or use of Internet banking in Indonesia. The research method used is quantitative, with a sample of 500 people from Jakarta, Bandung, Semarang, and Surabaya, and data collection using a questionnaire. The results of this study state that confidence, perceived risk, and diffuse innovation affect the use of Internet banking. In addition, this study also contributes to stakeholder theory. The existence of concern for the environment affects the company's ability. This study shows that the environment can increase customer trust. Therefore, companies must pay attention to the interests of interested parties by putting them in the framework of principles and making decisions to support the achievement of the company's goals, namely company stability and guaranteed business continuity and trust.https://jurnal.iicet.org/index.php/jppi/article/view/2206the effect of trust, risk and diffusion of innovation, banking usage
spellingShingle Diana Triwardhani
Dahlia Br Pinem
Yuliniar Yuliniar
Lina Aryani
Bernadin Bernadin
Effect of trust, risk perception and diffusion of innovation on the adoption/use of internet banking in Indonesia
JPPI (Jurnal Penelitian Pendidikan Indonesia)
the effect of trust, risk and diffusion of innovation, banking usage
title Effect of trust, risk perception and diffusion of innovation on the adoption/use of internet banking in Indonesia
title_full Effect of trust, risk perception and diffusion of innovation on the adoption/use of internet banking in Indonesia
title_fullStr Effect of trust, risk perception and diffusion of innovation on the adoption/use of internet banking in Indonesia
title_full_unstemmed Effect of trust, risk perception and diffusion of innovation on the adoption/use of internet banking in Indonesia
title_short Effect of trust, risk perception and diffusion of innovation on the adoption/use of internet banking in Indonesia
title_sort effect of trust risk perception and diffusion of innovation on the adoption use of internet banking in indonesia
topic the effect of trust, risk and diffusion of innovation, banking usage
url https://jurnal.iicet.org/index.php/jppi/article/view/2206
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