Prevalence of Mass Financial Fraud in Rural Areas: An Exploratory Study in Tangail, Bangladesh

Financial fraud activities are very frequent in recent days in rural areas where people are more in need of money and desperate to make some in any way possible. This research explores the nature, causes, and consequences of rural financial fraud with the impact on rural life and the responses of la...

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Main Authors: Nabi Md Masud, Fahim Mostak Bari, Akter Mahmuda
Format: Article
Language:English
Published: Sciendo 2024-12-01
Series:European Review Of Applied Sociology
Subjects:
Online Access:https://doi.org/10.2478/eras-2024-0007
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author Nabi Md Masud
Fahim Mostak Bari
Akter Mahmuda
author_facet Nabi Md Masud
Fahim Mostak Bari
Akter Mahmuda
author_sort Nabi Md Masud
collection DOAJ
description Financial fraud activities are very frequent in recent days in rural areas where people are more in need of money and desperate to make some in any way possible. This research explores the nature, causes, and consequences of rural financial fraud with the impact on rural life and the responses of law enforcement to these occurrences. The primary data for this study was collected through in-depth interview from 24 victims of financial fraud, and 4 KIIs were conducted to get the data through semi-structured questionnaires using the qualitative research method, and the findings are presented using thematic analysis. This study found greed, temptation, and believing in fraudsters are the main causes of these fraud incidents. The fraudster, in all cases, motivated the victims in a certain way and took as much money as possible before running away, and the responses of law enforcement, credit cooperative authorities, and the local government are not satisfactory as they did nothing much to prevent and combat these fraudulent activities. The impact of these fraudulent schemes is severe, as the victims faced financial breakdown, family pressure, and psychological pressure. Moreover, reducing cravings for money, inspecting schemes before investing, monitoring by the respective authorities and building awareness among people can be preventive factors to stop these kinds of rural financial fraud.
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spelling doaj-art-cd76f28079554bf9add227380c3b153c2025-08-20T02:36:19ZengSciendoEuropean Review Of Applied Sociology2286-25522024-12-01172911710.2478/eras-2024-0007Prevalence of Mass Financial Fraud in Rural Areas: An Exploratory Study in Tangail, BangladeshNabi Md Masud0Fahim Mostak Bari1Akter Mahmuda21Mawlana Bhashani Science And Technology University, Bangladesh1Mawlana Bhashani Science And Technology University, Bangladesh1Mawlana Bhashani Science And Technology University, BangladeshFinancial fraud activities are very frequent in recent days in rural areas where people are more in need of money and desperate to make some in any way possible. This research explores the nature, causes, and consequences of rural financial fraud with the impact on rural life and the responses of law enforcement to these occurrences. The primary data for this study was collected through in-depth interview from 24 victims of financial fraud, and 4 KIIs were conducted to get the data through semi-structured questionnaires using the qualitative research method, and the findings are presented using thematic analysis. This study found greed, temptation, and believing in fraudsters are the main causes of these fraud incidents. The fraudster, in all cases, motivated the victims in a certain way and took as much money as possible before running away, and the responses of law enforcement, credit cooperative authorities, and the local government are not satisfactory as they did nothing much to prevent and combat these fraudulent activities. The impact of these fraudulent schemes is severe, as the victims faced financial breakdown, family pressure, and psychological pressure. Moreover, reducing cravings for money, inspecting schemes before investing, monitoring by the respective authorities and building awareness among people can be preventive factors to stop these kinds of rural financial fraud.https://doi.org/10.2478/eras-2024-0007fraudulent activitiesrural financial fraudbusiness fraudcredit cooperative fraud
spellingShingle Nabi Md Masud
Fahim Mostak Bari
Akter Mahmuda
Prevalence of Mass Financial Fraud in Rural Areas: An Exploratory Study in Tangail, Bangladesh
European Review Of Applied Sociology
fraudulent activities
rural financial fraud
business fraud
credit cooperative fraud
title Prevalence of Mass Financial Fraud in Rural Areas: An Exploratory Study in Tangail, Bangladesh
title_full Prevalence of Mass Financial Fraud in Rural Areas: An Exploratory Study in Tangail, Bangladesh
title_fullStr Prevalence of Mass Financial Fraud in Rural Areas: An Exploratory Study in Tangail, Bangladesh
title_full_unstemmed Prevalence of Mass Financial Fraud in Rural Areas: An Exploratory Study in Tangail, Bangladesh
title_short Prevalence of Mass Financial Fraud in Rural Areas: An Exploratory Study in Tangail, Bangladesh
title_sort prevalence of mass financial fraud in rural areas an exploratory study in tangail bangladesh
topic fraudulent activities
rural financial fraud
business fraud
credit cooperative fraud
url https://doi.org/10.2478/eras-2024-0007
work_keys_str_mv AT nabimdmasud prevalenceofmassfinancialfraudinruralareasanexploratorystudyintangailbangladesh
AT fahimmostakbari prevalenceofmassfinancialfraudinruralareasanexploratorystudyintangailbangladesh
AT aktermahmuda prevalenceofmassfinancialfraudinruralareasanexploratorystudyintangailbangladesh