Comparison of the Efficiency of Using the Cash Flow Accounting Method and the Accrual Method for Financial Recording of MSMEs in Mataram City

This study compares the efficiency of the cash flow accounting method and the accrual method in recording the finances of Micro, Small, and Medium Enterprises (MSMEs) in Mataram City. The results show that the majority of MSMEs still use the cash flow method because it is simpler, easier to impleme...

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Main Authors: Nabila Fadilah, Herlina Pusparini
Format: Article
Language:English
Published: Universitas KH Abdul Chalim, Prodi Ekonomi Syariah 2025-07-01
Series:Indonesian Interdisciplinary Journal of Sharia Economics
Subjects:
Online Access:https://e-journal.uac.ac.id/index.php/iijse/article/view/7258
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author Nabila Fadilah
Herlina Pusparini
author_facet Nabila Fadilah
Herlina Pusparini
author_sort Nabila Fadilah
collection DOAJ
description This study compares the efficiency of the cash flow accounting method and the accrual method in recording the finances of Micro, Small, and Medium Enterprises (MSMEs) in Mataram City. The results show that the majority of MSMEs still use the cash flow method because it is simpler, easier to implement, and does not require complex accounting expertise. Although operationally efficient, the cash flow method has limitations in presenting comprehensive financial information. In contrast, the accrual method is able to present more complete and accurate financial information because it records transactions based on rights and obligations, not just cash flow. The accrual method is considered more appropriate for MSMEs that want to develop professionally and collaborate with formal financial institutions. Therefore, the choice of financial recording method should be adjusted to the business scale, information needs, and long-term goals of each MSME.
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institution Kabale University
issn 2621-606X
language English
publishDate 2025-07-01
publisher Universitas KH Abdul Chalim, Prodi Ekonomi Syariah
record_format Article
series Indonesian Interdisciplinary Journal of Sharia Economics
spelling doaj-art-c9b50d7147984df18944d576d03506ee2025-08-20T03:27:52ZengUniversitas KH Abdul Chalim, Prodi Ekonomi SyariahIndonesian Interdisciplinary Journal of Sharia Economics2621-606X2025-07-018310.31538/iijse.v8i3.7258Comparison of the Efficiency of Using the Cash Flow Accounting Method and the Accrual Method for Financial Recording of MSMEs in Mataram CityNabila Fadilah0Herlina Pusparini1Universitas Mataram, Mataram, IndonesiaUniversitas Mataram, Mataram, Indonesia This study compares the efficiency of the cash flow accounting method and the accrual method in recording the finances of Micro, Small, and Medium Enterprises (MSMEs) in Mataram City. The results show that the majority of MSMEs still use the cash flow method because it is simpler, easier to implement, and does not require complex accounting expertise. Although operationally efficient, the cash flow method has limitations in presenting comprehensive financial information. In contrast, the accrual method is able to present more complete and accurate financial information because it records transactions based on rights and obligations, not just cash flow. The accrual method is considered more appropriate for MSMEs that want to develop professionally and collaborate with formal financial institutions. Therefore, the choice of financial recording method should be adjusted to the business scale, information needs, and long-term goals of each MSME. https://e-journal.uac.ac.id/index.php/iijse/article/view/7258Efficiency, Cash Flow Accounting Method, Accrual Method, Financial Recording, MSMEs in Mataram City
spellingShingle Nabila Fadilah
Herlina Pusparini
Comparison of the Efficiency of Using the Cash Flow Accounting Method and the Accrual Method for Financial Recording of MSMEs in Mataram City
Indonesian Interdisciplinary Journal of Sharia Economics
Efficiency, Cash Flow Accounting Method, Accrual Method, Financial Recording, MSMEs in Mataram City
title Comparison of the Efficiency of Using the Cash Flow Accounting Method and the Accrual Method for Financial Recording of MSMEs in Mataram City
title_full Comparison of the Efficiency of Using the Cash Flow Accounting Method and the Accrual Method for Financial Recording of MSMEs in Mataram City
title_fullStr Comparison of the Efficiency of Using the Cash Flow Accounting Method and the Accrual Method for Financial Recording of MSMEs in Mataram City
title_full_unstemmed Comparison of the Efficiency of Using the Cash Flow Accounting Method and the Accrual Method for Financial Recording of MSMEs in Mataram City
title_short Comparison of the Efficiency of Using the Cash Flow Accounting Method and the Accrual Method for Financial Recording of MSMEs in Mataram City
title_sort comparison of the efficiency of using the cash flow accounting method and the accrual method for financial recording of msmes in mataram city
topic Efficiency, Cash Flow Accounting Method, Accrual Method, Financial Recording, MSMEs in Mataram City
url https://e-journal.uac.ac.id/index.php/iijse/article/view/7258
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AT herlinapusparini comparisonoftheefficiencyofusingthecashflowaccountingmethodandtheaccrualmethodforfinancialrecordingofmsmesinmataramcity