CONSUMER PROTECTION AND INvESTMENT STRATEGY ON THE INSURANCE MARKET: ITALIAN AND RUSSIAN ExPERIENCE

The main areas in protection of consumers of insurance services are as follows: correct actuarial valuation of insurance liabilities, formation of insurance reserves, devising an investment policy, raising the solvency of insurance organizations, proper information about insurance relations. The pap...

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Main Authors: N. V. Kirillova, A. Bellucci
Format: Article
Language:Russian
Published: Government of the Russian Federation, Financial University 2017-10-01
Series:Финансы: теория и практика
Subjects:
Online Access:https://financetp.fa.ru/jour/article/view/44
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author N. V. Kirillova
A. Bellucci
author_facet N. V. Kirillova
A. Bellucci
author_sort N. V. Kirillova
collection DOAJ
description The main areas in protection of consumers of insurance services are as follows: correct actuarial valuation of insurance liabilities, formation of insurance reserves, devising an investment policy, raising the solvency of insurance organizations, proper information about insurance relations. The paper examines the above-mentioned issues. The present work is the outcome of studies performed with extensive use of basic and applied research works conducted by Russian and foreign specialists. This work is based on statistical data from Italian and Russian insurance markets, regulatory documents, insurance supervision as well as data from Federal State Statistics Service and data from foreign sources. The methods of systemic analysis proved to be an effective tool in investigation. The article explores Italian and Russian experience in the field of protection of consumers of insurance services highlighting those aspects of the Italian experience that can be put into practice on the Russian insurance market. This study may be of interest for participants of the insurance market, especially for the corporate sector and analysts involved in establishing insurance relations aimed to protect the rights and interests of consumers of insurance services.
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issn 2587-5671
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publisher Government of the Russian Federation, Financial University
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spelling doaj-art-c69a0918dd8843069e9599726da83a0b2025-08-20T03:34:42ZrusGovernment of the Russian Federation, Financial UniversityФинансы: теория и практика2587-56712587-70892017-10-010211312310.26794/2587-5671-2014-0-2-113-12381CONSUMER PROTECTION AND INvESTMENT STRATEGY ON THE INSURANCE MARKET: ITALIAN AND RUSSIAN ExPERIENCEN. V. Kirillova0A. Bellucci1Financial universityPerugia universityThe main areas in protection of consumers of insurance services are as follows: correct actuarial valuation of insurance liabilities, formation of insurance reserves, devising an investment policy, raising the solvency of insurance organizations, proper information about insurance relations. The paper examines the above-mentioned issues. The present work is the outcome of studies performed with extensive use of basic and applied research works conducted by Russian and foreign specialists. This work is based on statistical data from Italian and Russian insurance markets, regulatory documents, insurance supervision as well as data from Federal State Statistics Service and data from foreign sources. The methods of systemic analysis proved to be an effective tool in investigation. The article explores Italian and Russian experience in the field of protection of consumers of insurance services highlighting those aspects of the Italian experience that can be put into practice on the Russian insurance market. This study may be of interest for participants of the insurance market, especially for the corporate sector and analysts involved in establishing insurance relations aimed to protect the rights and interests of consumers of insurance services.https://financetp.fa.ru/jour/article/view/44protection of consumers of insurance servicesinvestment policies of insurance companiesestimation of insurance liabilitiessolvency of insurance organizationsproviding information to consumers
spellingShingle N. V. Kirillova
A. Bellucci
CONSUMER PROTECTION AND INvESTMENT STRATEGY ON THE INSURANCE MARKET: ITALIAN AND RUSSIAN ExPERIENCE
Финансы: теория и практика
protection of consumers of insurance services
investment policies of insurance companies
estimation of insurance liabilities
solvency of insurance organizations
providing information to consumers
title CONSUMER PROTECTION AND INvESTMENT STRATEGY ON THE INSURANCE MARKET: ITALIAN AND RUSSIAN ExPERIENCE
title_full CONSUMER PROTECTION AND INvESTMENT STRATEGY ON THE INSURANCE MARKET: ITALIAN AND RUSSIAN ExPERIENCE
title_fullStr CONSUMER PROTECTION AND INvESTMENT STRATEGY ON THE INSURANCE MARKET: ITALIAN AND RUSSIAN ExPERIENCE
title_full_unstemmed CONSUMER PROTECTION AND INvESTMENT STRATEGY ON THE INSURANCE MARKET: ITALIAN AND RUSSIAN ExPERIENCE
title_short CONSUMER PROTECTION AND INvESTMENT STRATEGY ON THE INSURANCE MARKET: ITALIAN AND RUSSIAN ExPERIENCE
title_sort consumer protection and investment strategy on the insurance market italian and russian experience
topic protection of consumers of insurance services
investment policies of insurance companies
estimation of insurance liabilities
solvency of insurance organizations
providing information to consumers
url https://financetp.fa.ru/jour/article/view/44
work_keys_str_mv AT nvkirillova consumerprotectionandinvestmentstrategyontheinsurancemarketitalianandrussianexperience
AT abellucci consumerprotectionandinvestmentstrategyontheinsurancemarketitalianandrussianexperience