The Impact of Financial Development on Income Inequality: Evidence from OECD Countries

The financial system has an important component which adds to social welfare. Investment and consumption expenditures contribute to the increase in production by meeting the capital requirement. The study examines the impact of financial development on income inequality for 13 member nations of the...

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Main Authors: Çiğdem Karış, Dilek Çil
Format: Article
Language:English
Published: Istanbul University Press 2024-04-01
Series:Istanbul Business Research
Subjects:
Online Access:https://cdn.istanbul.edu.tr/file/JTA6CLJ8T5/38A92DFE50FC460D96A9EB5B2B6FB58C
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author Çiğdem Karış
Dilek Çil
author_facet Çiğdem Karış
Dilek Çil
author_sort Çiğdem Karış
collection DOAJ
description The financial system has an important component which adds to social welfare. Investment and consumption expenditures contribute to the increase in production by meeting the capital requirement. The study examines the impact of financial development on income inequality for 13 member nations of the OECD between 1993 and 2017 in light of the panel data method. In the study, income inequality is used as a proxy for the GINI coefficient, while the banks’ domestic credit to the private sector is utilized to represent financial development. In addition, the model utilizes control variables, including per capita income, trade openness, inflation, and public spending. The panel data regression results reveal that financial development has a positive effect on income inequality. The results of the paper support the Income Inequality Widening Hypothesis, which suggests that the situation which favours individuals with high income levels who have access to financial resources continues when financial development increases, which in turn increases income inequality.
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spelling doaj-art-c5c3b776436e4ce68da3fe340bbb84692025-08-20T02:10:42ZengIstanbul University PressIstanbul Business Research2630-54882024-04-0153110311810.26650/ibr.2024.53.1094981123456The Impact of Financial Development on Income Inequality: Evidence from OECD CountriesÇiğdem Karış0https://orcid.org/0000-0002-7534-0494Dilek Çil1https://orcid.org/0000-0002-8242-1970Trabzon Üniversitesi, Trabzon, TurkiyeTrabzon Üniversitesi, Trabzon, TurkiyeThe financial system has an important component which adds to social welfare. Investment and consumption expenditures contribute to the increase in production by meeting the capital requirement. The study examines the impact of financial development on income inequality for 13 member nations of the OECD between 1993 and 2017 in light of the panel data method. In the study, income inequality is used as a proxy for the GINI coefficient, while the banks’ domestic credit to the private sector is utilized to represent financial development. In addition, the model utilizes control variables, including per capita income, trade openness, inflation, and public spending. The panel data regression results reveal that financial development has a positive effect on income inequality. The results of the paper support the Income Inequality Widening Hypothesis, which suggests that the situation which favours individuals with high income levels who have access to financial resources continues when financial development increases, which in turn increases income inequality.https://cdn.istanbul.edu.tr/file/JTA6CLJ8T5/38A92DFE50FC460D96A9EB5B2B6FB58Cfinancial developmentincome inequalityoecd countriespanel data analysis
spellingShingle Çiğdem Karış
Dilek Çil
The Impact of Financial Development on Income Inequality: Evidence from OECD Countries
Istanbul Business Research
financial development
income inequality
oecd countries
panel data analysis
title The Impact of Financial Development on Income Inequality: Evidence from OECD Countries
title_full The Impact of Financial Development on Income Inequality: Evidence from OECD Countries
title_fullStr The Impact of Financial Development on Income Inequality: Evidence from OECD Countries
title_full_unstemmed The Impact of Financial Development on Income Inequality: Evidence from OECD Countries
title_short The Impact of Financial Development on Income Inequality: Evidence from OECD Countries
title_sort impact of financial development on income inequality evidence from oecd countries
topic financial development
income inequality
oecd countries
panel data analysis
url https://cdn.istanbul.edu.tr/file/JTA6CLJ8T5/38A92DFE50FC460D96A9EB5B2B6FB58C
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