APA (7th ed.) Citation

Muhamad, S., Kusairi, S., & Zamri, N. Savings behaviour of bottom income group: Is there any role for financial efficacy and risk preference? Centre of Sociological Research, Szczecin.

Chicago Style (17th ed.) Citation

Muhamad, Suriyani, Suhal Kusairi, and Nadia Zamri. Savings Behaviour of Bottom Income Group: Is There Any Role for Financial Efficacy and Risk Preference? Centre of Sociological Research, Szczecin.

MLA (9th ed.) Citation

Muhamad, Suriyani, et al. Savings Behaviour of Bottom Income Group: Is There Any Role for Financial Efficacy and Risk Preference? Centre of Sociological Research, Szczecin.

Warning: These citations may not always be 100% accurate.