Reinsurance: Substance, range and importance

Reinsurance - at least in Serbian law - represents one of the institutes of Insurance Law of whom a little is known. It should not be surprising as the contract of reinsurance traditionally is not regulated in civil codes or laws on contract of insurance. Questionable are all features of the contrac...

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Main Author: Petrović-Tomić Nataša
Format: Article
Language:English
Published: University of Belgrade, Faculty of Law, Belgrade, Serbia 2015-01-01
Series:Anali Pravnog Fakulteta u Beogradu
Subjects:
Online Access:http://scindeks-clanci.ceon.rs/data/pdf/0003-2565/2015/0003-25651502078P.pdf
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author Petrović-Tomić Nataša
author_facet Petrović-Tomić Nataša
author_sort Petrović-Tomić Nataša
collection DOAJ
description Reinsurance - at least in Serbian law - represents one of the institutes of Insurance Law of whom a little is known. It should not be surprising as the contract of reinsurance traditionally is not regulated in civil codes or laws on contract of insurance. Questionable are all features of the contract of reinsurance: from the definition through the essentialia negotii to the principle of utmost good faith. That is why the paper is structured so that firstly gives definition of contract of reinsurance and explains position of reinsurance in the system of insurance. It is high­lighted that the contract of reinsurance builds on the contract of insurance; which enables the further transfer of risk. It is business-to-business contract (B-2-B), concluded between insurance law experts; frequently of international character; mostly contract of adhesion, aleatory and synallagmatic contract, contract with subsequent execution, etc. The importance of reinsurance in the system of insurance is divided on three components: increase of capacity of insurance market, guarantee of acomplishment of obligations of insurer and regulatory effect on insurance. The author concludes that the contract of reinsurance is a specific business insurance contract, concluded by the insurance law experts and that represents community of interests of reinsurer and reinsured. The mentioned contract may perform its function only if the contracting parties act in a responsible manner, lege artis and respecting the principle of utmost good faith.
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spelling doaj-art-c1e3476b66fb43fe8034280ab8d148fb2025-08-20T02:28:08ZengUniversity of Belgrade, Faculty of Law, Belgrade, SerbiaAnali Pravnog Fakulteta u Beogradu0003-25652406-26932015-01-01632789310.5937/AnaliPFB1502078P0003-25651502078PReinsurance: Substance, range and importancePetrović-Tomić Nataša0University of Belgrade, Faculty of Law, Belgrade, SerbiaReinsurance - at least in Serbian law - represents one of the institutes of Insurance Law of whom a little is known. It should not be surprising as the contract of reinsurance traditionally is not regulated in civil codes or laws on contract of insurance. Questionable are all features of the contract of reinsurance: from the definition through the essentialia negotii to the principle of utmost good faith. That is why the paper is structured so that firstly gives definition of contract of reinsurance and explains position of reinsurance in the system of insurance. It is high­lighted that the contract of reinsurance builds on the contract of insurance; which enables the further transfer of risk. It is business-to-business contract (B-2-B), concluded between insurance law experts; frequently of international character; mostly contract of adhesion, aleatory and synallagmatic contract, contract with subsequent execution, etc. The importance of reinsurance in the system of insurance is divided on three components: increase of capacity of insurance market, guarantee of acomplishment of obligations of insurer and regulatory effect on insurance. The author concludes that the contract of reinsurance is a specific business insurance contract, concluded by the insurance law experts and that represents community of interests of reinsurer and reinsured. The mentioned contract may perform its function only if the contracting parties act in a responsible manner, lege artis and respecting the principle of utmost good faith.http://scindeks-clanci.ceon.rs/data/pdf/0003-2565/2015/0003-25651502078P.pdfContract of ReinsuranceRik EqualizationBusiness-to-Business ContractInternational ContractNew Law on Insurance
spellingShingle Petrović-Tomić Nataša
Reinsurance: Substance, range and importance
Anali Pravnog Fakulteta u Beogradu
Contract of Reinsurance
Rik Equalization
Business-to-Business Contract
International Contract
New Law on Insurance
title Reinsurance: Substance, range and importance
title_full Reinsurance: Substance, range and importance
title_fullStr Reinsurance: Substance, range and importance
title_full_unstemmed Reinsurance: Substance, range and importance
title_short Reinsurance: Substance, range and importance
title_sort reinsurance substance range and importance
topic Contract of Reinsurance
Rik Equalization
Business-to-Business Contract
International Contract
New Law on Insurance
url http://scindeks-clanci.ceon.rs/data/pdf/0003-2565/2015/0003-25651502078P.pdf
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