A Hybrid Approach to Credit Risk Assessment Using Bill Payment Habits Data and Explainable Artificial Intelligence
Credit risk is one of the most important issues in the rapidly growing and developing finance sector. This study utilized a dataset containing real information about the bill payments of individuals who made transactions with a payment institution operating in Turkey. First, the transactions in the...
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| Main Authors: | , |
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| Format: | Article |
| Language: | English |
| Published: |
MDPI AG
2025-05-01
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| Series: | Applied Sciences |
| Subjects: | |
| Online Access: | https://www.mdpi.com/2076-3417/15/10/5723 |
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