ANALYSIS OF CONSUMER LENDING PRACTICE IN THE REPUBLIC OF DAGESTAN

The purpose of this work is to study the types and forms of consumer lending in the Republic of Dagestan and identify its main trends. The current situation in the sphere of consumption of the most important goods and services by the population is analyzed, the role of consumer credit in the activat...

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Main Authors: M. Madina, N. Magomedova
Format: Article
Language:Russian
Published: North Caucasus Federal University 2022-02-01
Series:Вестник Северо-Кавказского федерального университета
Subjects:
Online Access:https://vestnikskfu.elpub.ru/jour/article/view/177
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author M. Madina
N. Magomedova
author_facet M. Madina
N. Magomedova
author_sort M. Madina
collection DOAJ
description The purpose of this work is to study the types and forms of consumer lending in the Republic of Dagestan and identify its main trends. The current situation in the sphere of consumption of the most important goods and services by the population is analyzed, the role of consumer credit in the activation of demand is determined. The market of bank loans, the conditions for their provision were studied, the main features of the consumer lending sector, as well as the problems of its functioning, were revealed. Based on the analysis of the structure of credit operations carried out in the republic, a conclusion was made about the leading role and positive dynamics of consumer loans in the general line of banking products. Certain measures are proposed to further develop this sector.
format Article
id doaj-art-bf5571d4ae8c4a68a2fd858143f43acc
institution DOAJ
issn 2307-907X
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publishDate 2022-02-01
publisher North Caucasus Federal University
record_format Article
series Вестник Северо-Кавказского федерального университета
spelling doaj-art-bf5571d4ae8c4a68a2fd858143f43acc2025-08-20T02:54:29ZrusNorth Caucasus Federal UniversityВестник Северо-Кавказского федерального университета2307-907X2022-02-0105828810.37493/2307-907X.2021.5.9176ANALYSIS OF CONSUMER LENDING PRACTICE IN THE REPUBLIC OF DAGESTANM. Madina0N. Magomedova1Dagestan State UniversityDagestan State UniversityThe purpose of this work is to study the types and forms of consumer lending in the Republic of Dagestan and identify its main trends. The current situation in the sphere of consumption of the most important goods and services by the population is analyzed, the role of consumer credit in the activation of demand is determined. The market of bank loans, the conditions for their provision were studied, the main features of the consumer lending sector, as well as the problems of its functioning, were revealed. Based on the analysis of the structure of credit operations carried out in the republic, a conclusion was made about the leading role and positive dynamics of consumer loans in the general line of banking products. Certain measures are proposed to further develop this sector.https://vestnikskfu.elpub.ru/jour/article/view/177consumer lendinghousehold spendingkey ratecredit institutionsbanking sector
spellingShingle M. Madina
N. Magomedova
ANALYSIS OF CONSUMER LENDING PRACTICE IN THE REPUBLIC OF DAGESTAN
Вестник Северо-Кавказского федерального университета
consumer lending
household spending
key rate
credit institutions
banking sector
title ANALYSIS OF CONSUMER LENDING PRACTICE IN THE REPUBLIC OF DAGESTAN
title_full ANALYSIS OF CONSUMER LENDING PRACTICE IN THE REPUBLIC OF DAGESTAN
title_fullStr ANALYSIS OF CONSUMER LENDING PRACTICE IN THE REPUBLIC OF DAGESTAN
title_full_unstemmed ANALYSIS OF CONSUMER LENDING PRACTICE IN THE REPUBLIC OF DAGESTAN
title_short ANALYSIS OF CONSUMER LENDING PRACTICE IN THE REPUBLIC OF DAGESTAN
title_sort analysis of consumer lending practice in the republic of dagestan
topic consumer lending
household spending
key rate
credit institutions
banking sector
url https://vestnikskfu.elpub.ru/jour/article/view/177
work_keys_str_mv AT mmadina analysisofconsumerlendingpracticeintherepublicofdagestan
AT nmagomedova analysisofconsumerlendingpracticeintherepublicofdagestan