Evaluation of the Mortgage Market in Poland during the Crisis Period of 2008–2009

The global financial crisis was a very big challenge especially for banking sector. We can say that the young Polish financial sector managed with satisfaction this challenge without many problems which troubled banking environment elsewhere in Europe. Article says that in 2009, the real estate fina...

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Main Author: Leszek Borowiec
Format: Article
Language:English
Published: VIZJA University 2010-12-01
Series:Contemporary Economics
Online Access:http://ce.vizja.pl/en/download-pdf/id/180
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author Leszek Borowiec
author_facet Leszek Borowiec
author_sort Leszek Borowiec
collection DOAJ
description The global financial crisis was a very big challenge especially for banking sector. We can say that the young Polish financial sector managed with satisfaction this challenge without many problems which troubled banking environment elsewhere in Europe. Article says that in 2009, the real estate financing market has passed credibility test during the economic slowdown. Even though banks share credit fell to the level from 2006, in whole 2009 consistently were increased sales housing loans banks. Introduced many restrictions on access to credit (increased profit margins, higher requirements for obtaining credits, additional security). Throughout 2009 banks gradually were rebuilding the level of lending, which resulted from well known government program „Family strike out on theirs own” which could have been found in banks offers.
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spelling doaj-art-be6ad78e4c3a42eeaf4600da385a98fe2025-08-20T03:05:09ZengVIZJA UniversityContemporary Economics2084-08452010-12-01441291Evaluation of the Mortgage Market in Poland during the Crisis Period of 2008–2009Leszek BorowiecThe global financial crisis was a very big challenge especially for banking sector. We can say that the young Polish financial sector managed with satisfaction this challenge without many problems which troubled banking environment elsewhere in Europe. Article says that in 2009, the real estate financing market has passed credibility test during the economic slowdown. Even though banks share credit fell to the level from 2006, in whole 2009 consistently were increased sales housing loans banks. Introduced many restrictions on access to credit (increased profit margins, higher requirements for obtaining credits, additional security). Throughout 2009 banks gradually were rebuilding the level of lending, which resulted from well known government program „Family strike out on theirs own” which could have been found in banks offers.http://ce.vizja.pl/en/download-pdf/id/180
spellingShingle Leszek Borowiec
Evaluation of the Mortgage Market in Poland during the Crisis Period of 2008–2009
Contemporary Economics
title Evaluation of the Mortgage Market in Poland during the Crisis Period of 2008–2009
title_full Evaluation of the Mortgage Market in Poland during the Crisis Period of 2008–2009
title_fullStr Evaluation of the Mortgage Market in Poland during the Crisis Period of 2008–2009
title_full_unstemmed Evaluation of the Mortgage Market in Poland during the Crisis Period of 2008–2009
title_short Evaluation of the Mortgage Market in Poland during the Crisis Period of 2008–2009
title_sort evaluation of the mortgage market in poland during the crisis period of 2008 2009
url http://ce.vizja.pl/en/download-pdf/id/180
work_keys_str_mv AT leszekborowiec evaluationofthemortgagemarketinpolandduringthecrisisperiodof20082009