An Analysis of Reasons Why Widows Join Stokvels: An Eastern Cape Story
Stokvels are frequent unofficial gatherings of individuals who choose to unite for improvement their living circumstances. They contribute to the development of social capital in society, particularly for women. Hence, the motivations behind widows joining stokvels were investigated in this study. T...
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Noyam Journals
2025-05-01
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| Series: | E-Journal of Humanities, Arts and Social Sciences |
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| Online Access: | https://noyam.org/wp-content/uploads/2025/05/EHASS2025661.pdf |
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| author | Samson Adeoluwa Adewumi Anthony Kambi Masha Patrick Bwowe |
| author_facet | Samson Adeoluwa Adewumi Anthony Kambi Masha Patrick Bwowe |
| author_sort | Samson Adeoluwa Adewumi |
| collection | DOAJ |
| description | Stokvels are frequent unofficial gatherings of individuals who choose to unite for improvement their living circumstances. They contribute to the development of social capital in society, particularly for women. Hence, the motivations behind widows joining stokvels were investigated in this study. To collect data, members of stokvels were given a questionnaire with 13 questions. On a scale of 1 to 5, with 5 denoting strongly agree, 4 agree, 3 somewhat agree, 2 disagree, and 1 strongly disagree, respondents were required to react by placing an “X” on the corresponding number. Due to their low loadings and substantial variations, questions 4, 7, and 9 have been eliminated. The reliability or internal consistency of the study’s questionnaire was assessed using the Cronbach Alpha Coefficient. A score of 0.8 was considered an acceptable level of internal reliability. Structural Equation Modelling (SEM) was used to test the data after it had been analysed using statistical methods. The relationship between the variables in this study was defined through this process. Widows join stokvels for a variety of reasons, including social and financial ones, according to the study. Hence, widows should understand why they join stokvels according to the study’s findings. To obtain detailed descriptions of participants’ opinions in their natural environments, the study suggested that future research of this kind should employ a qualitative research methodology. |
| format | Article |
| id | doaj-art-bb0c5c7def274f5ba1699f3e4c857d4d |
| institution | DOAJ |
| issn | 2720-7722 |
| language | English |
| publishDate | 2025-05-01 |
| publisher | Noyam Journals |
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| series | E-Journal of Humanities, Arts and Social Sciences |
| spelling | doaj-art-bb0c5c7def274f5ba1699f3e4c857d4d2025-08-20T03:13:30ZengNoyam JournalsE-Journal of Humanities, Arts and Social Sciences2720-77222025-05-0166653669https://doi.org/10.38159/ehass.2025661An Analysis of Reasons Why Widows Join Stokvels: An Eastern Cape StorySamson Adeoluwa Adewumi0https://orcid.org/0000-0003-4156-0971Anthony Kambi Masha1https://orcid.org/0000-0001-9306-0042Patrick Bwowe2https://orcid.org/0000-0003-1023-2094 Department of Human Resource Management, Faculty of Management and Public Administration Sciences, Walter Sisulu University, Eastern Cape, South Africa. Department of Human Resource Management, Faculty of Management and Public Administration Sciences, Walter Sisulu University, Eastern Cape, South Africa. Department of Human Resource Management, Faculty of Management and Public Administration Sciences, Walter Sisulu University, Eastern Cape, South Africa.Stokvels are frequent unofficial gatherings of individuals who choose to unite for improvement their living circumstances. They contribute to the development of social capital in society, particularly for women. Hence, the motivations behind widows joining stokvels were investigated in this study. To collect data, members of stokvels were given a questionnaire with 13 questions. On a scale of 1 to 5, with 5 denoting strongly agree, 4 agree, 3 somewhat agree, 2 disagree, and 1 strongly disagree, respondents were required to react by placing an “X” on the corresponding number. Due to their low loadings and substantial variations, questions 4, 7, and 9 have been eliminated. The reliability or internal consistency of the study’s questionnaire was assessed using the Cronbach Alpha Coefficient. A score of 0.8 was considered an acceptable level of internal reliability. Structural Equation Modelling (SEM) was used to test the data after it had been analysed using statistical methods. The relationship between the variables in this study was defined through this process. Widows join stokvels for a variety of reasons, including social and financial ones, according to the study. Hence, widows should understand why they join stokvels according to the study’s findings. To obtain detailed descriptions of participants’ opinions in their natural environments, the study suggested that future research of this kind should employ a qualitative research methodology.https://noyam.org/wp-content/uploads/2025/05/EHASS2025661.pdfstokvelsocial capitaleconomic reasonswidows |
| spellingShingle | Samson Adeoluwa Adewumi Anthony Kambi Masha Patrick Bwowe An Analysis of Reasons Why Widows Join Stokvels: An Eastern Cape Story E-Journal of Humanities, Arts and Social Sciences stokvel social capital economic reasons widows |
| title | An Analysis of Reasons Why Widows Join Stokvels: An Eastern Cape Story |
| title_full | An Analysis of Reasons Why Widows Join Stokvels: An Eastern Cape Story |
| title_fullStr | An Analysis of Reasons Why Widows Join Stokvels: An Eastern Cape Story |
| title_full_unstemmed | An Analysis of Reasons Why Widows Join Stokvels: An Eastern Cape Story |
| title_short | An Analysis of Reasons Why Widows Join Stokvels: An Eastern Cape Story |
| title_sort | analysis of reasons why widows join stokvels an eastern cape story |
| topic | stokvel social capital economic reasons widows |
| url | https://noyam.org/wp-content/uploads/2025/05/EHASS2025661.pdf |
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