Pelaksanaan Jaminan Fidusia Pada Pembiayaan Murabahah Di Bank BNI Syariah Kantor Cabang Probolinggo

The practice of implementing fiduciary guarantees on murabahah financing at Bank BNI Syariah provides legal certainty for Islamic banks as creditors. Given that many Islamic banks have implemented fiduciary guarantees as additional collateral for murabahah financing, the research method used is desc...

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Main Authors: Sofian Syaiful Rizal, Insiyah Insiyah
Format: Article
Language:English
Published: Universitas Islam Negeri Fatmawati Sukarno Bengkulu 2021-03-01
Series:Al-Intaj
Subjects:
Online Access:https://ejournal.uinfasbengkulu.ac.id/index.php/Al-Intaj/article/view/2934
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author Sofian Syaiful Rizal
Insiyah Insiyah
author_facet Sofian Syaiful Rizal
Insiyah Insiyah
author_sort Sofian Syaiful Rizal
collection DOAJ
description The practice of implementing fiduciary guarantees on murabahah financing at Bank BNI Syariah provides legal certainty for Islamic banks as creditors. Given that many Islamic banks have implemented fiduciary guarantees as additional collateral for murabahah financing, the research method used is descriptive qualitative research. After the research process has been carried out, In practice, the fiduciary security must first be registered at the fiduciary security office, which Bank BNI Syariah represents to a notary. If there is a debtor default at Bank BNI Syariah, it will be resolved by sharia principles, namely by providing guidance and visits to the debtor. If there is still no good intention from the debtor to carry out their obligations then Bank BNI Syariah will execute objects bound by fiduciary by legal process. The conclusion is that the implementation of the fiduciary guarantee policy at the Bank BNI Syariah Probolinggo Branch Office must use a fiduciary binding as long as the murabahah object is a moving object.
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institution Kabale University
issn 2476-8774
2621-668X
language English
publishDate 2021-03-01
publisher Universitas Islam Negeri Fatmawati Sukarno Bengkulu
record_format Article
series Al-Intaj
spelling doaj-art-b124bb889e874db58fc982905a4d002b2025-08-22T04:57:30ZengUniversitas Islam Negeri Fatmawati Sukarno BengkuluAl-Intaj2476-87742621-668X2021-03-0171102010.29300/aij.v7i1.29342496Pelaksanaan Jaminan Fidusia Pada Pembiayaan Murabahah Di Bank BNI Syariah Kantor Cabang ProbolinggoSofian Syaiful Rizal0Insiyah Insiyah1Universitas Nurul JadidUniversitas Nurul JadidThe practice of implementing fiduciary guarantees on murabahah financing at Bank BNI Syariah provides legal certainty for Islamic banks as creditors. Given that many Islamic banks have implemented fiduciary guarantees as additional collateral for murabahah financing, the research method used is descriptive qualitative research. After the research process has been carried out, In practice, the fiduciary security must first be registered at the fiduciary security office, which Bank BNI Syariah represents to a notary. If there is a debtor default at Bank BNI Syariah, it will be resolved by sharia principles, namely by providing guidance and visits to the debtor. If there is still no good intention from the debtor to carry out their obligations then Bank BNI Syariah will execute objects bound by fiduciary by legal process. The conclusion is that the implementation of the fiduciary guarantee policy at the Bank BNI Syariah Probolinggo Branch Office must use a fiduciary binding as long as the murabahah object is a moving object.https://ejournal.uinfasbengkulu.ac.id/index.php/Al-Intaj/article/view/2934murabahah, fiduciary guarantee, islamic banking
spellingShingle Sofian Syaiful Rizal
Insiyah Insiyah
Pelaksanaan Jaminan Fidusia Pada Pembiayaan Murabahah Di Bank BNI Syariah Kantor Cabang Probolinggo
Al-Intaj
murabahah, fiduciary guarantee, islamic banking
title Pelaksanaan Jaminan Fidusia Pada Pembiayaan Murabahah Di Bank BNI Syariah Kantor Cabang Probolinggo
title_full Pelaksanaan Jaminan Fidusia Pada Pembiayaan Murabahah Di Bank BNI Syariah Kantor Cabang Probolinggo
title_fullStr Pelaksanaan Jaminan Fidusia Pada Pembiayaan Murabahah Di Bank BNI Syariah Kantor Cabang Probolinggo
title_full_unstemmed Pelaksanaan Jaminan Fidusia Pada Pembiayaan Murabahah Di Bank BNI Syariah Kantor Cabang Probolinggo
title_short Pelaksanaan Jaminan Fidusia Pada Pembiayaan Murabahah Di Bank BNI Syariah Kantor Cabang Probolinggo
title_sort pelaksanaan jaminan fidusia pada pembiayaan murabahah di bank bni syariah kantor cabang probolinggo
topic murabahah, fiduciary guarantee, islamic banking
url https://ejournal.uinfasbengkulu.ac.id/index.php/Al-Intaj/article/view/2934
work_keys_str_mv AT sofiansyaifulrizal pelaksanaanjaminanfidusiapadapembiayaanmurabahahdibankbnisyariahkantorcabangprobolinggo
AT insiyahinsiyah pelaksanaanjaminanfidusiapadapembiayaanmurabahahdibankbnisyariahkantorcabangprobolinggo