Guilt Aversion and the Financial Behavior of Individuals: The Moderating Role of Ethical Ideologies

In the rapidly advancing economic and technological landscape, the importance of ethical considerations in individual decision-making has gained unprecedented attention. The absolute authority held by one party in certain business contexts, such as participatory budgeting and financial consulting, e...

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Main Authors: Mahsa Esmaeili, Alireza Fazlzadeh, Vahid Ahmadian, Sajad Nagdi
Format: Article
Language:English
Published: Ferdowsi University of Mashhad 2024-12-01
Series:Iranian Journal of Accounting, Auditing & Finance
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Online Access:https://ijaaf.um.ac.ir/article_45035_f3fc3c41291dd61334d1f50db29cda17.pdf
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author Mahsa Esmaeili
Alireza Fazlzadeh
Vahid Ahmadian
Sajad Nagdi
author_facet Mahsa Esmaeili
Alireza Fazlzadeh
Vahid Ahmadian
Sajad Nagdi
author_sort Mahsa Esmaeili
collection DOAJ
description In the rapidly advancing economic and technological landscape, the importance of ethical considerations in individual decision-making has gained unprecedented attention. The absolute authority held by one party in certain business contexts, such as participatory budgeting and financial consulting, emphasizes the significance of ethical decision-making. This research aims to investigate how individuals’ guilt aversion influences their financial behavior while also considering the moderating role of their ethical ideologies. This approach addresses the research gap regarding the oversight of individuals’ personal attitudes toward ethics when studying guilt aversion. The study population was comprised of undergraduate students at the University of Tabriz, and a sample of 52 participants was selected using a random sampling method. The sample was then divided into two groups, dictators and receivers, and their behavior was examined. A combination of active observation and questionnaire methods was employed to collect data. The results suggest that while guilt aversion does not significantly impact individuals’ financial behavior, ethical ideologies moderate the relationship between guilt aversion and financial behavior.
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series Iranian Journal of Accounting, Auditing & Finance
spelling doaj-art-b05548d33af54de69c32f400d0df9ef02025-08-20T02:00:14ZengFerdowsi University of MashhadIranian Journal of Accounting, Auditing & Finance2717-41312588-61422024-12-01848910510.22067/ijaaf.2024.45035.143545035Guilt Aversion and the Financial Behavior of Individuals: The Moderating Role of Ethical IdeologiesMahsa Esmaeili0Alireza Fazlzadeh1Vahid Ahmadian2Sajad Nagdi3Department of Economics, Management and Accounting, University of Tabriz, Tabriz, IranDepartment of Economics, Management and Accounting, University of Tabriz, Tabriz, IranDepartment of Economics, Management and Accounting, University of Tabriz, Tabriz, IranDepartment of Economics, Management and Accounting, University of Tabriz, Tabriz, IranIn the rapidly advancing economic and technological landscape, the importance of ethical considerations in individual decision-making has gained unprecedented attention. The absolute authority held by one party in certain business contexts, such as participatory budgeting and financial consulting, emphasizes the significance of ethical decision-making. This research aims to investigate how individuals’ guilt aversion influences their financial behavior while also considering the moderating role of their ethical ideologies. This approach addresses the research gap regarding the oversight of individuals’ personal attitudes toward ethics when studying guilt aversion. The study population was comprised of undergraduate students at the University of Tabriz, and a sample of 52 participants was selected using a random sampling method. The sample was then divided into two groups, dictators and receivers, and their behavior was examined. A combination of active observation and questionnaire methods was employed to collect data. The results suggest that while guilt aversion does not significantly impact individuals’ financial behavior, ethical ideologies moderate the relationship between guilt aversion and financial behavior.https://ijaaf.um.ac.ir/article_45035_f3fc3c41291dd61334d1f50db29cda17.pdfexperimental economicsethical ideologies financial behaviorguilt aversionsocial effects
spellingShingle Mahsa Esmaeili
Alireza Fazlzadeh
Vahid Ahmadian
Sajad Nagdi
Guilt Aversion and the Financial Behavior of Individuals: The Moderating Role of Ethical Ideologies
Iranian Journal of Accounting, Auditing & Finance
experimental economics
ethical ideologies financial behavior
guilt aversion
social effects
title Guilt Aversion and the Financial Behavior of Individuals: The Moderating Role of Ethical Ideologies
title_full Guilt Aversion and the Financial Behavior of Individuals: The Moderating Role of Ethical Ideologies
title_fullStr Guilt Aversion and the Financial Behavior of Individuals: The Moderating Role of Ethical Ideologies
title_full_unstemmed Guilt Aversion and the Financial Behavior of Individuals: The Moderating Role of Ethical Ideologies
title_short Guilt Aversion and the Financial Behavior of Individuals: The Moderating Role of Ethical Ideologies
title_sort guilt aversion and the financial behavior of individuals the moderating role of ethical ideologies
topic experimental economics
ethical ideologies financial behavior
guilt aversion
social effects
url https://ijaaf.um.ac.ir/article_45035_f3fc3c41291dd61334d1f50db29cda17.pdf
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AT vahidahmadian guiltaversionandthefinancialbehaviorofindividualsthemoderatingroleofethicalideologies
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