Earnings manipulation and cash holdings: a Beneish M-score analysis in G7 nations

This study examines the relationship between earnings manipulation and cash holdings in non-financial firms across G7 countries from 2006 to 2022, using 111,640 firm-year observations from 9,766 listed companies. Earnings manipulators are identified using the Beneish M-Score. The analysis explores h...

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Main Authors: Serdar Ozkan, Loulwah Alfarhan
Format: Article
Language:English
Published: Taylor & Francis Group 2025-12-01
Series:Cogent Business & Management
Subjects:
Online Access:https://www.tandfonline.com/doi/10.1080/23311975.2025.2502542
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author Serdar Ozkan
Loulwah Alfarhan
author_facet Serdar Ozkan
Loulwah Alfarhan
author_sort Serdar Ozkan
collection DOAJ
description This study examines the relationship between earnings manipulation and cash holdings in non-financial firms across G7 countries from 2006 to 2022, using 111,640 firm-year observations from 9,766 listed companies. Earnings manipulators are identified using the Beneish M-Score. The analysis explores how manipulation relates to cash-holding practices across institutional settings. While prior studies mainly focused on single-country contexts, this study applies a unified detection approach in a cross-country setting, offering broader insights into how governance and culture influence corporate liquidity policies. Results show that manipulators hold significantly more cash than non-manipulators in the US, UK, Canada, France, and Italy, but not in Germany and Japan. This variation reflects firm-level factors such as overvaluation and financial distress, and country-level traits like ownership concentration, strength of accounting and auditing enforcement, and individualism. In France and Italy, precautionary cash accumulation is linked to moderate enforcement and concentrated ownership. In contrast, the US, UK, and Canada exhibit strong enforcement and individualistic cultures, encouraging cash hoarding to manage litigation and governance pressures. Overall, the results underscore the interplay between firm incentives and institutional environments in shaping fraudulent firms’ liquidity strategies.
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spelling doaj-art-abce0cedf8ed47f3be5d86644fdea69f2025-08-20T01:52:19ZengTaylor & Francis GroupCogent Business & Management2331-19752025-12-0112110.1080/23311975.2025.2502542Earnings manipulation and cash holdings: a Beneish M-score analysis in G7 nationsSerdar Ozkan0Loulwah Alfarhan1College of Business Administration, American University of the Middle East, Egaila, KuwaitCollege of Business Administration, American University of the Middle East, Egaila, KuwaitThis study examines the relationship between earnings manipulation and cash holdings in non-financial firms across G7 countries from 2006 to 2022, using 111,640 firm-year observations from 9,766 listed companies. Earnings manipulators are identified using the Beneish M-Score. The analysis explores how manipulation relates to cash-holding practices across institutional settings. While prior studies mainly focused on single-country contexts, this study applies a unified detection approach in a cross-country setting, offering broader insights into how governance and culture influence corporate liquidity policies. Results show that manipulators hold significantly more cash than non-manipulators in the US, UK, Canada, France, and Italy, but not in Germany and Japan. This variation reflects firm-level factors such as overvaluation and financial distress, and country-level traits like ownership concentration, strength of accounting and auditing enforcement, and individualism. In France and Italy, precautionary cash accumulation is linked to moderate enforcement and concentrated ownership. In contrast, the US, UK, and Canada exhibit strong enforcement and individualistic cultures, encouraging cash hoarding to manage litigation and governance pressures. Overall, the results underscore the interplay between firm incentives and institutional environments in shaping fraudulent firms’ liquidity strategies.https://www.tandfonline.com/doi/10.1080/23311975.2025.2502542Cash holdingsM-Scorecorporate fraudBeneishaccounting fraudIFRS
spellingShingle Serdar Ozkan
Loulwah Alfarhan
Earnings manipulation and cash holdings: a Beneish M-score analysis in G7 nations
Cogent Business & Management
Cash holdings
M-Score
corporate fraud
Beneish
accounting fraud
IFRS
title Earnings manipulation and cash holdings: a Beneish M-score analysis in G7 nations
title_full Earnings manipulation and cash holdings: a Beneish M-score analysis in G7 nations
title_fullStr Earnings manipulation and cash holdings: a Beneish M-score analysis in G7 nations
title_full_unstemmed Earnings manipulation and cash holdings: a Beneish M-score analysis in G7 nations
title_short Earnings manipulation and cash holdings: a Beneish M-score analysis in G7 nations
title_sort earnings manipulation and cash holdings a beneish m score analysis in g7 nations
topic Cash holdings
M-Score
corporate fraud
Beneish
accounting fraud
IFRS
url https://www.tandfonline.com/doi/10.1080/23311975.2025.2502542
work_keys_str_mv AT serdarozkan earningsmanipulationandcashholdingsabeneishmscoreanalysising7nations
AT loulwahalfarhan earningsmanipulationandcashholdingsabeneishmscoreanalysising7nations