CLASSIFICATION OF CONSUMER CREDIT IN THE RUSSIAN MARKET
In spite of gradual saturation of customer credit market in Russia now we can observe a high demand for credits among those categories of customers that are not well-known for banks. The development of credit service market shows lately a principle shift of Russian credit organizations from product...
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| Format: | Article |
| Language: | Russian |
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Plekhanov Russian University of Economics
2017-09-01
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| Series: | Вестник Российского экономического университета имени Г. В. Плеханова |
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| Online Access: | https://vest.rea.ru/jour/article/view/291 |
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| _version_ | 1850050594517024768 |
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| author | Irina V. Vashchekina |
| author_facet | Irina V. Vashchekina |
| author_sort | Irina V. Vashchekina |
| collection | DOAJ |
| description | In spite of gradual saturation of customer credit market in Russia now we can observe a high demand for credits among those categories of customers that are not well-known for banks. The development of credit service market shows lately a principle shift of Russian credit organizations from product model of business to client-oriented one. That is why optimization of credit products in the field of customer crediting is carried out by commercial banks through broad marketing research. The author puts forward credit classification by borrower type, periods and methods of repaying, types of security, interest payment, direction of cash using, objects of crediting and volume. |
| format | Article |
| id | doaj-art-abc4a20bfd16407ab9432e0cec33ba1f |
| institution | DOAJ |
| issn | 2413-2829 2587-9251 |
| language | Russian |
| publishDate | 2017-09-01 |
| publisher | Plekhanov Russian University of Economics |
| record_format | Article |
| series | Вестник Российского экономического университета имени Г. В. Плеханова |
| spelling | doaj-art-abc4a20bfd16407ab9432e0cec33ba1f2025-08-20T02:53:23ZrusPlekhanov Russian University of EconomicsВестник Российского экономического университета имени Г. В. Плеханова2413-28292587-92512017-09-0103445010.21686/2413-2829-2017-3-44-50290CLASSIFICATION OF CONSUMER CREDIT IN THE RUSSIAN MARKETIrina V. Vashchekina0Plekhanov Russian University of EconomicsIn spite of gradual saturation of customer credit market in Russia now we can observe a high demand for credits among those categories of customers that are not well-known for banks. The development of credit service market shows lately a principle shift of Russian credit organizations from product model of business to client-oriented one. That is why optimization of credit products in the field of customer crediting is carried out by commercial banks through broad marketing research. The author puts forward credit classification by borrower type, periods and methods of repaying, types of security, interest payment, direction of cash using, objects of crediting and volume.https://vest.rea.ru/jour/article/view/291customer creditingcredit classificationoptimization of credit products |
| spellingShingle | Irina V. Vashchekina CLASSIFICATION OF CONSUMER CREDIT IN THE RUSSIAN MARKET Вестник Российского экономического университета имени Г. В. Плеханова customer crediting credit classification optimization of credit products |
| title | CLASSIFICATION OF CONSUMER CREDIT IN THE RUSSIAN MARKET |
| title_full | CLASSIFICATION OF CONSUMER CREDIT IN THE RUSSIAN MARKET |
| title_fullStr | CLASSIFICATION OF CONSUMER CREDIT IN THE RUSSIAN MARKET |
| title_full_unstemmed | CLASSIFICATION OF CONSUMER CREDIT IN THE RUSSIAN MARKET |
| title_short | CLASSIFICATION OF CONSUMER CREDIT IN THE RUSSIAN MARKET |
| title_sort | classification of consumer credit in the russian market |
| topic | customer crediting credit classification optimization of credit products |
| url | https://vest.rea.ru/jour/article/view/291 |
| work_keys_str_mv | AT irinavvashchekina classificationofconsumercreditintherussianmarket |