Le régime d’assurance des catastrophes naturelles à l’épreuve des risques côtiers. Aléas versus aménités, le cas particulier des territoires littoraux

Created in 1982, the French natural catastrophe insurance scheme has made it possible to compensate for the "uninsurable" nature of certain major natural risks through private insurance contracts. However, for several years now it has been the subject of criticism and recurring reform atte...

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Main Authors: Eugénie Cazaux, Catherine Meur-Ferec, Cédric Peinturier
Format: Article
Language:deu
Published: Unité Mixte de Recherche 8504 Géographie-cités 2019-05-01
Series:Cybergeo
Subjects:
Online Access:https://journals.openedition.org/cybergeo/32249
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author Eugénie Cazaux
Catherine Meur-Ferec
Cédric Peinturier
author_facet Eugénie Cazaux
Catherine Meur-Ferec
Cédric Peinturier
author_sort Eugénie Cazaux
collection DOAJ
description Created in 1982, the French natural catastrophe insurance scheme has made it possible to compensate for the "uninsurable" nature of certain major natural risks through private insurance contracts. However, for several years now it has been the subject of criticism and recurring reform attempts, justified by the rise in claims linked to meteorological events.This article examines the lack of financial consideration (additional premium and/or deductible modulation) of the degree of exposure to natural risks in this system, through a complete portrait of the "CatNat" regime and the analysis of data relating to orders recognizing the state of natural disaster for coastal hazards. This question is particularly relevant in coastal areas, where the degree of exposure to coastal risks and the amenities associated with proximity to the sea are closely linked.
format Article
id doaj-art-a9596dfcb7844c18970e0976246b9b2a
institution Kabale University
issn 1278-3366
language deu
publishDate 2019-05-01
publisher Unité Mixte de Recherche 8504 Géographie-cités
record_format Article
series Cybergeo
spelling doaj-art-a9596dfcb7844c18970e0976246b9b2a2025-08-20T04:02:09ZdeuUnité Mixte de Recherche 8504 Géographie-citésCybergeo1278-33662019-05-0110.4000/cybergeo.32249Le régime d’assurance des catastrophes naturelles à l’épreuve des risques côtiers. Aléas versus aménités, le cas particulier des territoires littorauxEugénie CazauxCatherine Meur-FerecCédric PeinturierCreated in 1982, the French natural catastrophe insurance scheme has made it possible to compensate for the "uninsurable" nature of certain major natural risks through private insurance contracts. However, for several years now it has been the subject of criticism and recurring reform attempts, justified by the rise in claims linked to meteorological events.This article examines the lack of financial consideration (additional premium and/or deductible modulation) of the degree of exposure to natural risks in this system, through a complete portrait of the "CatNat" regime and the analysis of data relating to orders recognizing the state of natural disaster for coastal hazards. This question is particularly relevant in coastal areas, where the degree of exposure to coastal risks and the amenities associated with proximity to the sea are closely linked.https://journals.openedition.org/cybergeo/32249littoralcoastal risksnatural disasterinsurance
spellingShingle Eugénie Cazaux
Catherine Meur-Ferec
Cédric Peinturier
Le régime d’assurance des catastrophes naturelles à l’épreuve des risques côtiers. Aléas versus aménités, le cas particulier des territoires littoraux
Cybergeo
littoral
coastal risks
natural disaster
insurance
title Le régime d’assurance des catastrophes naturelles à l’épreuve des risques côtiers. Aléas versus aménités, le cas particulier des territoires littoraux
title_full Le régime d’assurance des catastrophes naturelles à l’épreuve des risques côtiers. Aléas versus aménités, le cas particulier des territoires littoraux
title_fullStr Le régime d’assurance des catastrophes naturelles à l’épreuve des risques côtiers. Aléas versus aménités, le cas particulier des territoires littoraux
title_full_unstemmed Le régime d’assurance des catastrophes naturelles à l’épreuve des risques côtiers. Aléas versus aménités, le cas particulier des territoires littoraux
title_short Le régime d’assurance des catastrophes naturelles à l’épreuve des risques côtiers. Aléas versus aménités, le cas particulier des territoires littoraux
title_sort le regime d assurance des catastrophes naturelles a l epreuve des risques cotiers aleas versus amenites le cas particulier des territoires littoraux
topic littoral
coastal risks
natural disaster
insurance
url https://journals.openedition.org/cybergeo/32249
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