The Urgent Need for Developing a Common Health Insurance Policy in Bangladesh: A Perspective

ABSTRACT Background Bangladesh, a densely populated South Asian country, faces numerous challenges in its healthcare system. Given the population of almost 160 million, there is an urgent need for a comprehensive health policy. Despite the government's recent advancements in improving healthcar...

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Main Authors: Shreshtha Saha, Sumaiya Binte Reza, Md. Abdul Mazid, Syed Masudur Rahman Dewan
Format: Article
Language:English
Published: Wiley 2025-03-01
Series:Health Science Reports
Subjects:
Online Access:https://doi.org/10.1002/hsr2.70554
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author Shreshtha Saha
Sumaiya Binte Reza
Md. Abdul Mazid
Syed Masudur Rahman Dewan
author_facet Shreshtha Saha
Sumaiya Binte Reza
Md. Abdul Mazid
Syed Masudur Rahman Dewan
author_sort Shreshtha Saha
collection DOAJ
description ABSTRACT Background Bangladesh, a densely populated South Asian country, faces numerous challenges in its healthcare system. Given the population of almost 160 million, there is an urgent need for a comprehensive health policy. Despite the government's recent advancements in improving healthcare services, there is still a significant amount of work that need to be accomplished. Discussion In Bangladesh, individuals are required to cover 68.50% of the total expenses for therapy directly from their own funds. Healthcare seekers in Bangladesh encounter numerous obstacles as a result of the exorbitant cost of medical services, including expenses for prescription medications, treatment charges, and diagnostic examinations. Health insurance is essential for mitigating financial risk and plays a pivotal role in societal safety nets, bolstering public health and health care. Insufficient health care in low and middle‐income nations results in a significant number of deaths. The World Health Organization (WHO) underscores the significance of health financing in attaining universal coverage, emphasizing the necessity of generating revenue, accumulating funds, and allocating resources to guarantee access and quality in healthcare services. Conclusion To summarize, the healthcare system in Bangladesh is confronted with significant issues that are worsened by the financial demands placed on its populace. Adopting universal health coverage might play a crucial role in promoting fair and equal access to health care, improving health results, and strengthening economic stability for the approximately 160 million individuals in the country.
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spelling doaj-art-a6791e6080dc4dacb0ce687a78513e782025-08-20T03:42:22ZengWileyHealth Science Reports2398-88352025-03-0183n/an/a10.1002/hsr2.70554The Urgent Need for Developing a Common Health Insurance Policy in Bangladesh: A PerspectiveShreshtha Saha0Sumaiya Binte Reza1Md. Abdul Mazid2Syed Masudur Rahman Dewan3Department of Pharmacy School of Medicine, University of Asia Pacific Dhaka BangladeshPharmacology Division Center for Life Sciences Research Bangladesh Dhaka BangladeshDepartment of Pharmaceutical Chemistry Faculty of Pharmacy, University of Dhaka Dhaka BangladeshDepartment of Pharmacy School of Life Sciences, United International University Dhaka BangladeshABSTRACT Background Bangladesh, a densely populated South Asian country, faces numerous challenges in its healthcare system. Given the population of almost 160 million, there is an urgent need for a comprehensive health policy. Despite the government's recent advancements in improving healthcare services, there is still a significant amount of work that need to be accomplished. Discussion In Bangladesh, individuals are required to cover 68.50% of the total expenses for therapy directly from their own funds. Healthcare seekers in Bangladesh encounter numerous obstacles as a result of the exorbitant cost of medical services, including expenses for prescription medications, treatment charges, and diagnostic examinations. Health insurance is essential for mitigating financial risk and plays a pivotal role in societal safety nets, bolstering public health and health care. Insufficient health care in low and middle‐income nations results in a significant number of deaths. The World Health Organization (WHO) underscores the significance of health financing in attaining universal coverage, emphasizing the necessity of generating revenue, accumulating funds, and allocating resources to guarantee access and quality in healthcare services. Conclusion To summarize, the healthcare system in Bangladesh is confronted with significant issues that are worsened by the financial demands placed on its populace. Adopting universal health coverage might play a crucial role in promoting fair and equal access to health care, improving health results, and strengthening economic stability for the approximately 160 million individuals in the country.https://doi.org/10.1002/hsr2.70554Bangladeshhealth economyhealth insurancehealthcare facilitieshealthcare policy
spellingShingle Shreshtha Saha
Sumaiya Binte Reza
Md. Abdul Mazid
Syed Masudur Rahman Dewan
The Urgent Need for Developing a Common Health Insurance Policy in Bangladesh: A Perspective
Health Science Reports
Bangladesh
health economy
health insurance
healthcare facilities
healthcare policy
title The Urgent Need for Developing a Common Health Insurance Policy in Bangladesh: A Perspective
title_full The Urgent Need for Developing a Common Health Insurance Policy in Bangladesh: A Perspective
title_fullStr The Urgent Need for Developing a Common Health Insurance Policy in Bangladesh: A Perspective
title_full_unstemmed The Urgent Need for Developing a Common Health Insurance Policy in Bangladesh: A Perspective
title_short The Urgent Need for Developing a Common Health Insurance Policy in Bangladesh: A Perspective
title_sort urgent need for developing a common health insurance policy in bangladesh a perspective
topic Bangladesh
health economy
health insurance
healthcare facilities
healthcare policy
url https://doi.org/10.1002/hsr2.70554
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