Mobile Payment and Delivery Services in Vietnam During the Covid-19 Pandemic: A Data Mining Analytics Investigation

The Covid-19 pandemic began as early as November 2019, and its first negative impact on business activities was in the retail industry since isolation orders pushed the market into closed environments that restricted payment and delivery services. With the Internet and apps, special delivery platfor...

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Main Authors: Shu-Hsien Liao, Retno Widowati, Pham Nguyen My Hanh
Format: Article
Language:English
Published: SAGE Publishing 2025-08-01
Series:SAGE Open
Online Access:https://doi.org/10.1177/21582440251367114
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author Shu-Hsien Liao
Retno Widowati
Pham Nguyen My Hanh
author_facet Shu-Hsien Liao
Retno Widowati
Pham Nguyen My Hanh
author_sort Shu-Hsien Liao
collection DOAJ
description The Covid-19 pandemic began as early as November 2019, and its first negative impact on business activities was in the retail industry since isolation orders pushed the market into closed environments that restricted payment and delivery services. With the Internet and apps, special delivery platforms are popular and changes in mobile payment methods have facilitated retail operations, such as delivery services. Mobile payments and delivery service have increased globally as attractive transaction methods during the Covid-19 pandemic. Along with mobile payments, with the growing demand for convenience and cultural climate, delivery services in Vietnam became even more popular during the Covid-19 pandemic since they are considered useful, convenient, and safe means to reduce the risk of exposure to infection. This empirical study investigates Vietnamese consumer behaviors with mobile payment and delivery services during the pandemic. Data mining analytics, including association rules and clustering analysis for investigating mobile payment and delivery service business model development. Thus, this study finds several knowledge clusters, which are named the Cluster-1 Women’s Workforce Group; the Cluster-2 Men’s Workforce Group; and the Cluster-3 Student Group. In addition, patterns and rules which found the associations of consumer behavior and delivery service preferences; and the associations of consumer behavior and mobile payment and delivery service preferences; in terms of for indicating how mobile payment and delivery services can serve customers for Vietnam retail businesses.
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spelling doaj-art-a4edd18143ae4e2795b8c4d9dcc0e6c32025-08-25T18:04:24ZengSAGE PublishingSAGE Open2158-24402025-08-011510.1177/21582440251367114Mobile Payment and Delivery Services in Vietnam During the Covid-19 Pandemic: A Data Mining Analytics InvestigationShu-Hsien Liao0Retno Widowati1Pham Nguyen My Hanh2 Tamkang University, New Taipei City, Taiwan, Republic of China Universitas Muhammadiyah Yogyakarta, Indonesia Tamkang University, New Taipei City, Taiwan, Republic of ChinaThe Covid-19 pandemic began as early as November 2019, and its first negative impact on business activities was in the retail industry since isolation orders pushed the market into closed environments that restricted payment and delivery services. With the Internet and apps, special delivery platforms are popular and changes in mobile payment methods have facilitated retail operations, such as delivery services. Mobile payments and delivery service have increased globally as attractive transaction methods during the Covid-19 pandemic. Along with mobile payments, with the growing demand for convenience and cultural climate, delivery services in Vietnam became even more popular during the Covid-19 pandemic since they are considered useful, convenient, and safe means to reduce the risk of exposure to infection. This empirical study investigates Vietnamese consumer behaviors with mobile payment and delivery services during the pandemic. Data mining analytics, including association rules and clustering analysis for investigating mobile payment and delivery service business model development. Thus, this study finds several knowledge clusters, which are named the Cluster-1 Women’s Workforce Group; the Cluster-2 Men’s Workforce Group; and the Cluster-3 Student Group. In addition, patterns and rules which found the associations of consumer behavior and delivery service preferences; and the associations of consumer behavior and mobile payment and delivery service preferences; in terms of for indicating how mobile payment and delivery services can serve customers for Vietnam retail businesses.https://doi.org/10.1177/21582440251367114
spellingShingle Shu-Hsien Liao
Retno Widowati
Pham Nguyen My Hanh
Mobile Payment and Delivery Services in Vietnam During the Covid-19 Pandemic: A Data Mining Analytics Investigation
SAGE Open
title Mobile Payment and Delivery Services in Vietnam During the Covid-19 Pandemic: A Data Mining Analytics Investigation
title_full Mobile Payment and Delivery Services in Vietnam During the Covid-19 Pandemic: A Data Mining Analytics Investigation
title_fullStr Mobile Payment and Delivery Services in Vietnam During the Covid-19 Pandemic: A Data Mining Analytics Investigation
title_full_unstemmed Mobile Payment and Delivery Services in Vietnam During the Covid-19 Pandemic: A Data Mining Analytics Investigation
title_short Mobile Payment and Delivery Services in Vietnam During the Covid-19 Pandemic: A Data Mining Analytics Investigation
title_sort mobile payment and delivery services in vietnam during the covid 19 pandemic a data mining analytics investigation
url https://doi.org/10.1177/21582440251367114
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