Examining Cash Usage Behavior in Metropolitan Greater Jakarta Societies
Despite the rapid advancements in payment technologies, cash continues to play a significant role in modern society. This phenomenon presents a unique area of analysis, particularly within metropolitan societies such as those in the Jakarta metropolitan area in Indonesia. The present study aimed to...
Saved in:
| Main Authors: | , , , |
|---|---|
| Format: | Article |
| Language: | English |
| Published: |
MDPI AG
2025-04-01
|
| Series: | Societies |
| Subjects: | |
| Online Access: | https://www.mdpi.com/2075-4698/15/5/120 |
| Tags: |
Add Tag
No Tags, Be the first to tag this record!
|
| _version_ | 1849327355415232512 |
|---|---|
| author | Saiful Bahri Arif Imam Suroso Suhendi Linda Karlina Sari |
| author_facet | Saiful Bahri Arif Imam Suroso Suhendi Linda Karlina Sari |
| author_sort | Saiful Bahri |
| collection | DOAJ |
| description | Despite the rapid advancements in payment technologies, cash continues to play a significant role in modern society. This phenomenon presents a unique area of analysis, particularly within metropolitan societies such as those in the Jakarta metropolitan area in Indonesia. The present study aimed to investigate cash usage in the Jakarta metropolitan area by analyzing two cases: (1) cash usage in physical stores, and (2) intention to continue to use cash in daily activities. To this end, two analytical techniques were employed: logistic regression and structural equation modeling (PLS-SEM). These techniques were implemented using data from 400 respondents residing in the Jakarta metropolitan area. The results of the study indicate a preference for cash over digital payments in transactions among a significant proportion of the respondents. The determinant analysis further identified several factors influencing cash usage in physical stores, including education, employment status, and the number of bank accounts. Furthermore, this study identified attitudes toward behavior, subjective norms, and satisfaction as variables affecting the intention to continue using cash in Indonesian society. |
| format | Article |
| id | doaj-art-a4628331e2304dada58b33b5df3fa55a |
| institution | Kabale University |
| issn | 2075-4698 |
| language | English |
| publishDate | 2025-04-01 |
| publisher | MDPI AG |
| record_format | Article |
| series | Societies |
| spelling | doaj-art-a4628331e2304dada58b33b5df3fa55a2025-08-20T03:47:54ZengMDPI AGSocieties2075-46982025-04-0115512010.3390/soc15050120Examining Cash Usage Behavior in Metropolitan Greater Jakarta SocietiesSaiful Bahri0Arif Imam Suroso1Suhendi2Linda Karlina Sari3PERURI, Jakarta 12160, IndonesiaSchool of Business, IPB University, Bogor 16151, IndonesiaSchool of Business, IPB University, Bogor 16151, IndonesiaSchool of Business, IPB University, Bogor 16151, IndonesiaDespite the rapid advancements in payment technologies, cash continues to play a significant role in modern society. This phenomenon presents a unique area of analysis, particularly within metropolitan societies such as those in the Jakarta metropolitan area in Indonesia. The present study aimed to investigate cash usage in the Jakarta metropolitan area by analyzing two cases: (1) cash usage in physical stores, and (2) intention to continue to use cash in daily activities. To this end, two analytical techniques were employed: logistic regression and structural equation modeling (PLS-SEM). These techniques were implemented using data from 400 respondents residing in the Jakarta metropolitan area. The results of the study indicate a preference for cash over digital payments in transactions among a significant proportion of the respondents. The determinant analysis further identified several factors influencing cash usage in physical stores, including education, employment status, and the number of bank accounts. Furthermore, this study identified attitudes toward behavior, subjective norms, and satisfaction as variables affecting the intention to continue using cash in Indonesian society.https://www.mdpi.com/2075-4698/15/5/120cash usageconsumer behaviorIndonesiastructural equation modeling (SEM) |
| spellingShingle | Saiful Bahri Arif Imam Suroso Suhendi Linda Karlina Sari Examining Cash Usage Behavior in Metropolitan Greater Jakarta Societies Societies cash usage consumer behavior Indonesia structural equation modeling (SEM) |
| title | Examining Cash Usage Behavior in Metropolitan Greater Jakarta Societies |
| title_full | Examining Cash Usage Behavior in Metropolitan Greater Jakarta Societies |
| title_fullStr | Examining Cash Usage Behavior in Metropolitan Greater Jakarta Societies |
| title_full_unstemmed | Examining Cash Usage Behavior in Metropolitan Greater Jakarta Societies |
| title_short | Examining Cash Usage Behavior in Metropolitan Greater Jakarta Societies |
| title_sort | examining cash usage behavior in metropolitan greater jakarta societies |
| topic | cash usage consumer behavior Indonesia structural equation modeling (SEM) |
| url | https://www.mdpi.com/2075-4698/15/5/120 |
| work_keys_str_mv | AT saifulbahri examiningcashusagebehaviorinmetropolitangreaterjakartasocieties AT arifimamsuroso examiningcashusagebehaviorinmetropolitangreaterjakartasocieties AT suhendi examiningcashusagebehaviorinmetropolitangreaterjakartasocieties AT lindakarlinasari examiningcashusagebehaviorinmetropolitangreaterjakartasocieties |