FINANCIAL LITERACY AND INCLUSION TOWARDS MSME’S PERFORMANCE IN CIWIDEY SUB-DISTRICT
Purpose: This study aims to find out the influence of financial literacy and inclusion towards MSME’s financial performance in Ciwidey Sub-district. Methods: Methods used in this study are descriptive and verification with the number of samples as much as 60 respondents. Analysis data: The test on...
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| Format: | Article |
| Language: | English |
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The Management Institute, Faculty of Economics, Universitas Andalas
2024-03-01
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| Series: | AMAR (Andalas Management Review) |
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| Online Access: | http://amareview.fekon.unand.ac.id/index.php/amar/article/view/171 |
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| author | Nura Nugraha Ellen Rusliati Erik Syawal Alghifari |
| author_facet | Nura Nugraha Ellen Rusliati Erik Syawal Alghifari |
| author_sort | Nura Nugraha |
| collection | DOAJ |
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Purpose: This study aims to find out the influence of financial literacy and inclusion towards MSME’s financial performance in Ciwidey Sub-district. Methods: Methods used in this study are descriptive and verification with the number of samples as much as 60 respondents. Analysis data: The test on research instrument uses validity and reliability test, while technique on data analysis uses multiple linier regression, double correlation and coefficient of determination. The test result showed that the entire statements written in the questionnaire were valid and reliable. Results and discussion: The result of verification analysis showed that simultaneously, financial literacy and inclusion give positive and significant impacts to MSME’s financial performance as much as 66.9%, while partially, financial literacy gives positive and significant impact as much as 48.50% and financial inclusion as much as 18.40% on financial performance. Conclusion: The level of financial literacy, financial inclusion, and MSME’s financial performance on MSME’s businessmen in Ciwidey Sub-district were on the category of deficient; since there were a lot of indicators which were below average score and needed to be improved. Financial literacy had more positive significant effect on MSME’s financial performance than financial inclusion.
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| format | Article |
| id | doaj-art-a240601c8690447588f62998ffcc3b11 |
| institution | DOAJ |
| issn | 2476-9282 2548-155X |
| language | English |
| publishDate | 2024-03-01 |
| publisher | The Management Institute, Faculty of Economics, Universitas Andalas |
| record_format | Article |
| series | AMAR (Andalas Management Review) |
| spelling | doaj-art-a240601c8690447588f62998ffcc3b112025-08-20T02:59:46ZengThe Management Institute, Faculty of Economics, Universitas AndalasAMAR (Andalas Management Review)2476-92822548-155X2024-03-017210.25077/amar.7.2.54-66.2023FINANCIAL LITERACY AND INCLUSION TOWARDS MSME’S PERFORMANCE IN CIWIDEY SUB-DISTRICTNura Nugraha0Ellen Rusliati1Erik Syawal Alghifari2Universitas PasundanUniversitas PasundanUniversitas Pasundan Purpose: This study aims to find out the influence of financial literacy and inclusion towards MSME’s financial performance in Ciwidey Sub-district. Methods: Methods used in this study are descriptive and verification with the number of samples as much as 60 respondents. Analysis data: The test on research instrument uses validity and reliability test, while technique on data analysis uses multiple linier regression, double correlation and coefficient of determination. The test result showed that the entire statements written in the questionnaire were valid and reliable. Results and discussion: The result of verification analysis showed that simultaneously, financial literacy and inclusion give positive and significant impacts to MSME’s financial performance as much as 66.9%, while partially, financial literacy gives positive and significant impact as much as 48.50% and financial inclusion as much as 18.40% on financial performance. Conclusion: The level of financial literacy, financial inclusion, and MSME’s financial performance on MSME’s businessmen in Ciwidey Sub-district were on the category of deficient; since there were a lot of indicators which were below average score and needed to be improved. Financial literacy had more positive significant effect on MSME’s financial performance than financial inclusion. http://amareview.fekon.unand.ac.id/index.php/amar/article/view/171financial literacyfinancial inclusionMSME’s financial performance |
| spellingShingle | Nura Nugraha Ellen Rusliati Erik Syawal Alghifari FINANCIAL LITERACY AND INCLUSION TOWARDS MSME’S PERFORMANCE IN CIWIDEY SUB-DISTRICT AMAR (Andalas Management Review) financial literacy financial inclusion MSME’s financial performance |
| title | FINANCIAL LITERACY AND INCLUSION TOWARDS MSME’S PERFORMANCE IN CIWIDEY SUB-DISTRICT |
| title_full | FINANCIAL LITERACY AND INCLUSION TOWARDS MSME’S PERFORMANCE IN CIWIDEY SUB-DISTRICT |
| title_fullStr | FINANCIAL LITERACY AND INCLUSION TOWARDS MSME’S PERFORMANCE IN CIWIDEY SUB-DISTRICT |
| title_full_unstemmed | FINANCIAL LITERACY AND INCLUSION TOWARDS MSME’S PERFORMANCE IN CIWIDEY SUB-DISTRICT |
| title_short | FINANCIAL LITERACY AND INCLUSION TOWARDS MSME’S PERFORMANCE IN CIWIDEY SUB-DISTRICT |
| title_sort | financial literacy and inclusion towards msme s performance in ciwidey sub district |
| topic | financial literacy financial inclusion MSME’s financial performance |
| url | http://amareview.fekon.unand.ac.id/index.php/amar/article/view/171 |
| work_keys_str_mv | AT nuranugraha financialliteracyandinclusiontowardsmsmesperformanceinciwideysubdistrict AT ellenrusliati financialliteracyandinclusiontowardsmsmesperformanceinciwideysubdistrict AT eriksyawalalghifari financialliteracyandinclusiontowardsmsmesperformanceinciwideysubdistrict |