Dynamic Cross-Correlations between Participants’ Attentions to P2P Lending and Offline Loan in the Private Lending Market

In this paper, we examine the dynamic cross-correlations between participants’ attentions to the P2P lending and offline loan (lending) with the method of multifractal detrended cross-correlation analysis (MF-DCCA). The empirical result mainly shows that (1) the power-law cross-correlation exists be...

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Main Authors: Yingxiu Zhao, Wei Zhang, Xiangyu Kong
Format: Article
Language:English
Published: Wiley 2019-01-01
Series:Complexity
Online Access:http://dx.doi.org/10.1155/2019/1635793
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author Yingxiu Zhao
Wei Zhang
Xiangyu Kong
author_facet Yingxiu Zhao
Wei Zhang
Xiangyu Kong
author_sort Yingxiu Zhao
collection DOAJ
description In this paper, we examine the dynamic cross-correlations between participants’ attentions to the P2P lending and offline loan (lending) with the method of multifractal detrended cross-correlation analysis (MF-DCCA). The empirical result mainly shows that (1) the power-law cross-correlation exists between participants’ attentions to the P2P lending and offline loan and is persistent, (2) the cross-correlation is more stable in the short term, and (3) the relation subjected to a small fluctuation is more cross-correlated than that under larger ones. Furthermore, we carry out the robustness test to verify the result. The Granger causality test indicates that participants’ attentions to P2P lending and offline loan Granger cause each other in the short term.
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spelling doaj-art-a0a5b4fc55414c75a35dbb61cef0f7512025-08-20T03:19:56ZengWileyComplexity1076-27871099-05262019-01-01201910.1155/2019/16357931635793Dynamic Cross-Correlations between Participants’ Attentions to P2P Lending and Offline Loan in the Private Lending MarketYingxiu Zhao0Wei Zhang1Xiangyu Kong2College of Management and Economics, Tianjin University, Tianjin, ChinaCollege of Management and Economics, Tianjin University, Tianjin, ChinaCollege of Management and Economics, Tianjin University, Tianjin, ChinaIn this paper, we examine the dynamic cross-correlations between participants’ attentions to the P2P lending and offline loan (lending) with the method of multifractal detrended cross-correlation analysis (MF-DCCA). The empirical result mainly shows that (1) the power-law cross-correlation exists between participants’ attentions to the P2P lending and offline loan and is persistent, (2) the cross-correlation is more stable in the short term, and (3) the relation subjected to a small fluctuation is more cross-correlated than that under larger ones. Furthermore, we carry out the robustness test to verify the result. The Granger causality test indicates that participants’ attentions to P2P lending and offline loan Granger cause each other in the short term.http://dx.doi.org/10.1155/2019/1635793
spellingShingle Yingxiu Zhao
Wei Zhang
Xiangyu Kong
Dynamic Cross-Correlations between Participants’ Attentions to P2P Lending and Offline Loan in the Private Lending Market
Complexity
title Dynamic Cross-Correlations between Participants’ Attentions to P2P Lending and Offline Loan in the Private Lending Market
title_full Dynamic Cross-Correlations between Participants’ Attentions to P2P Lending and Offline Loan in the Private Lending Market
title_fullStr Dynamic Cross-Correlations between Participants’ Attentions to P2P Lending and Offline Loan in the Private Lending Market
title_full_unstemmed Dynamic Cross-Correlations between Participants’ Attentions to P2P Lending and Offline Loan in the Private Lending Market
title_short Dynamic Cross-Correlations between Participants’ Attentions to P2P Lending and Offline Loan in the Private Lending Market
title_sort dynamic cross correlations between participants attentions to p2p lending and offline loan in the private lending market
url http://dx.doi.org/10.1155/2019/1635793
work_keys_str_mv AT yingxiuzhao dynamiccrosscorrelationsbetweenparticipantsattentionstop2plendingandofflineloanintheprivatelendingmarket
AT weizhang dynamiccrosscorrelationsbetweenparticipantsattentionstop2plendingandofflineloanintheprivatelendingmarket
AT xiangyukong dynamiccrosscorrelationsbetweenparticipantsattentionstop2plendingandofflineloanintheprivatelendingmarket