A Secure Operational Model for Mobile Payments
Instead of paying by cash, check, or credit cards, customers can now also use their mobile devices to pay for a wide range of services and both digital and physical goods. However, customers’ security concerns are a major barrier to the broad adoption and use of mobile payments. In this paper we pre...
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| Format: | Article |
| Language: | English |
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Wiley
2014-01-01
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| Series: | The Scientific World Journal |
| Online Access: | http://dx.doi.org/10.1155/2014/626243 |
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| _version_ | 1832553350516703232 |
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| author | Tao-Ku Chang |
| author_facet | Tao-Ku Chang |
| author_sort | Tao-Ku Chang |
| collection | DOAJ |
| description | Instead of paying by cash, check, or credit cards, customers can now also use their mobile devices to pay for a wide range of services and both digital and physical goods. However, customers’ security concerns are a major barrier to the broad adoption and use of mobile payments. In this paper we present the design of a secure operational model for mobile payments in which access control is based on a service-oriented architecture. A customer uses his/her mobile device to get authorization from a remote server and generate a two-dimensional barcode as the payment certificate. This payment certificate has a time limit and can be used once only. The system also provides the ability to remotely lock and disable the mobile payment service. |
| format | Article |
| id | doaj-art-9fb972036814487bb444c536397c34d0 |
| institution | Kabale University |
| issn | 2356-6140 1537-744X |
| language | English |
| publishDate | 2014-01-01 |
| publisher | Wiley |
| record_format | Article |
| series | The Scientific World Journal |
| spelling | doaj-art-9fb972036814487bb444c536397c34d02025-02-03T05:54:18ZengWileyThe Scientific World Journal2356-61401537-744X2014-01-01201410.1155/2014/626243626243A Secure Operational Model for Mobile PaymentsTao-Ku Chang0Department of Computer Science and Information Engineering, National Dong Hwa University, Hualien 97401, TaiwanInstead of paying by cash, check, or credit cards, customers can now also use their mobile devices to pay for a wide range of services and both digital and physical goods. However, customers’ security concerns are a major barrier to the broad adoption and use of mobile payments. In this paper we present the design of a secure operational model for mobile payments in which access control is based on a service-oriented architecture. A customer uses his/her mobile device to get authorization from a remote server and generate a two-dimensional barcode as the payment certificate. This payment certificate has a time limit and can be used once only. The system also provides the ability to remotely lock and disable the mobile payment service.http://dx.doi.org/10.1155/2014/626243 |
| spellingShingle | Tao-Ku Chang A Secure Operational Model for Mobile Payments The Scientific World Journal |
| title | A Secure Operational Model for Mobile Payments |
| title_full | A Secure Operational Model for Mobile Payments |
| title_fullStr | A Secure Operational Model for Mobile Payments |
| title_full_unstemmed | A Secure Operational Model for Mobile Payments |
| title_short | A Secure Operational Model for Mobile Payments |
| title_sort | secure operational model for mobile payments |
| url | http://dx.doi.org/10.1155/2014/626243 |
| work_keys_str_mv | AT taokuchang asecureoperationalmodelformobilepayments AT taokuchang secureoperationalmodelformobilepayments |