Impact of Digitalization on the Performance of the Algerian Banking Sector

This article aims to highlight the efforts made in Algeria to launch digital banking and attempts to evaluate the impact of the development of digital banking on the performance of the Algerian banking sector after the establishment of two payment systems modern ARTS and ATCI using multiple linear r...

Full description

Saved in:
Bibliographic Details
Main Authors: Ahmed Fayçal TALEB, Zenagui SLIMANI, Sami Mohamed BENNOUNA
Format: Article
Language:fra
Published: Romanian Foundation for Business Intelligence 2025-07-01
Series:Management Intercultural
Subjects:
Online Access:https://seaopenresearch.eu/Journals/articles/MI_54_3.pdf
Tags: Add Tag
No Tags, Be the first to tag this record!
_version_ 1849422275853418496
author Ahmed Fayçal TALEB
Zenagui SLIMANI
Sami Mohamed BENNOUNA
author_facet Ahmed Fayçal TALEB
Zenagui SLIMANI
Sami Mohamed BENNOUNA
author_sort Ahmed Fayçal TALEB
collection DOAJ
description This article aims to highlight the efforts made in Algeria to launch digital banking and attempts to evaluate the impact of the development of digital banking on the performance of the Algerian banking sector after the establishment of two payment systems modern ARTS and ATCI using multiple linear regression for the period from 2010 to 2023. The results show that the activity of the ARTS which concerns transfers of trustees by tele -compensation is the source of banking profitability while digital banking services processed by the ATCI d’ont contribute to improving the performance and profitability of the Algerian banking sector.
format Article
id doaj-art-9e16839f4f4e4a93828606644d8a6532
institution Kabale University
issn 1454-9980
2285-9292
language fra
publishDate 2025-07-01
publisher Romanian Foundation for Business Intelligence
record_format Article
series Management Intercultural
spelling doaj-art-9e16839f4f4e4a93828606644d8a65322025-08-20T03:31:10ZfraRomanian Foundation for Business IntelligenceManagement Intercultural1454-99802285-92922025-07-01XVII54293910.70147/m542939Impact of Digitalization on the Performance of the Algerian Banking SectorAhmed Fayçal TALEB0Zenagui SLIMANI1Sami Mohamed BENNOUNA2Laboratoire de Développement Local Durable, Université Yahia Frés Médéa- AlgérieUniversité Belhadj Bouchaib- Ain Temouchent – AlgérieUniversité Belhadj Bouchaib- Ain Temouchent – AlgérieThis article aims to highlight the efforts made in Algeria to launch digital banking and attempts to evaluate the impact of the development of digital banking on the performance of the Algerian banking sector after the establishment of two payment systems modern ARTS and ATCI using multiple linear regression for the period from 2010 to 2023. The results show that the activity of the ARTS which concerns transfers of trustees by tele -compensation is the source of banking profitability while digital banking services processed by the ATCI d’ont contribute to improving the performance and profitability of the Algerian banking sector.https://seaopenresearch.eu/Journals/articles/MI_54_3.pdfdigitalizationonline bankinggross domestic productperformance of the banking sector
spellingShingle Ahmed Fayçal TALEB
Zenagui SLIMANI
Sami Mohamed BENNOUNA
Impact of Digitalization on the Performance of the Algerian Banking Sector
Management Intercultural
digitalization
online banking
gross domestic product
performance of the banking sector
title Impact of Digitalization on the Performance of the Algerian Banking Sector
title_full Impact of Digitalization on the Performance of the Algerian Banking Sector
title_fullStr Impact of Digitalization on the Performance of the Algerian Banking Sector
title_full_unstemmed Impact of Digitalization on the Performance of the Algerian Banking Sector
title_short Impact of Digitalization on the Performance of the Algerian Banking Sector
title_sort impact of digitalization on the performance of the algerian banking sector
topic digitalization
online banking
gross domestic product
performance of the banking sector
url https://seaopenresearch.eu/Journals/articles/MI_54_3.pdf
work_keys_str_mv AT ahmedfaycaltaleb impactofdigitalizationontheperformanceofthealgerianbankingsector
AT zenaguislimani impactofdigitalizationontheperformanceofthealgerianbankingsector
AT samimohamedbennouna impactofdigitalizationontheperformanceofthealgerianbankingsector