Adoption and Actual Usage of SaaS-Based Cloud Applications Among the Swedish SMEs—A TAM-TOE Integrated Perspective

The cloud-based software-as-a-service (SaaS) model delivers corporate software to organizations as a service over the internet, minimizing investment in on-premises facilities and automatically adapting IT resources to meet demand variations. Integrating the two popular technology adoption framework...

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Main Authors: Muhammad Shehzad Hanif, Aitzaz Khurshid, Dariia Kulibaba, Ammaz Sajid
Format: Article
Language:English
Published: Wiley 2025-01-01
Series:Human Behavior and Emerging Technologies
Online Access:http://dx.doi.org/10.1155/hbe2/2730400
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author Muhammad Shehzad Hanif
Aitzaz Khurshid
Dariia Kulibaba
Ammaz Sajid
author_facet Muhammad Shehzad Hanif
Aitzaz Khurshid
Dariia Kulibaba
Ammaz Sajid
author_sort Muhammad Shehzad Hanif
collection DOAJ
description The cloud-based software-as-a-service (SaaS) model delivers corporate software to organizations as a service over the internet, minimizing investment in on-premises facilities and automatically adapting IT resources to meet demand variations. Integrating the two popular technology adoption frameworks, the technology acceptance model (TAM) and the technology, organization, and environment (TOE) framework, this study employs a structural equation modeling technique on a carefully chosen sample of 204 technology-intensive small and medium-sized enterprises (SMEs) in Sweden to investigate the effect of various antecedents on the intention and actual utilization of SaaS-based cloud applications. The results are counterintuitive regarding the relationship between perceived ease of use and intention and the inverse relationship between risk and trust. The central construct of TAM has an insignificant relationship with the intention to adopt SaaS applications, leading to substantial practical implications for Swedish SMEs. Similarly, a significant effect of trust with an insignificant impact of risk on intention challenges conventional wisdom. The novel integration of the two models also makes substantial theoretical contributions.
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institution Kabale University
issn 2578-1863
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publishDate 2025-01-01
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spelling doaj-art-9db5031467b544f5acc252c1605c19c32025-08-20T03:31:53ZengWileyHuman Behavior and Emerging Technologies2578-18632025-01-01202510.1155/hbe2/2730400Adoption and Actual Usage of SaaS-Based Cloud Applications Among the Swedish SMEs—A TAM-TOE Integrated PerspectiveMuhammad Shehzad Hanif0Aitzaz Khurshid1Dariia Kulibaba2Ammaz Sajid3UCP Business SchoolUCP Business SchoolDepartment of Management SciencesUCP Business SchoolThe cloud-based software-as-a-service (SaaS) model delivers corporate software to organizations as a service over the internet, minimizing investment in on-premises facilities and automatically adapting IT resources to meet demand variations. Integrating the two popular technology adoption frameworks, the technology acceptance model (TAM) and the technology, organization, and environment (TOE) framework, this study employs a structural equation modeling technique on a carefully chosen sample of 204 technology-intensive small and medium-sized enterprises (SMEs) in Sweden to investigate the effect of various antecedents on the intention and actual utilization of SaaS-based cloud applications. The results are counterintuitive regarding the relationship between perceived ease of use and intention and the inverse relationship between risk and trust. The central construct of TAM has an insignificant relationship with the intention to adopt SaaS applications, leading to substantial practical implications for Swedish SMEs. Similarly, a significant effect of trust with an insignificant impact of risk on intention challenges conventional wisdom. The novel integration of the two models also makes substantial theoretical contributions.http://dx.doi.org/10.1155/hbe2/2730400
spellingShingle Muhammad Shehzad Hanif
Aitzaz Khurshid
Dariia Kulibaba
Ammaz Sajid
Adoption and Actual Usage of SaaS-Based Cloud Applications Among the Swedish SMEs—A TAM-TOE Integrated Perspective
Human Behavior and Emerging Technologies
title Adoption and Actual Usage of SaaS-Based Cloud Applications Among the Swedish SMEs—A TAM-TOE Integrated Perspective
title_full Adoption and Actual Usage of SaaS-Based Cloud Applications Among the Swedish SMEs—A TAM-TOE Integrated Perspective
title_fullStr Adoption and Actual Usage of SaaS-Based Cloud Applications Among the Swedish SMEs—A TAM-TOE Integrated Perspective
title_full_unstemmed Adoption and Actual Usage of SaaS-Based Cloud Applications Among the Swedish SMEs—A TAM-TOE Integrated Perspective
title_short Adoption and Actual Usage of SaaS-Based Cloud Applications Among the Swedish SMEs—A TAM-TOE Integrated Perspective
title_sort adoption and actual usage of saas based cloud applications among the swedish smes a tam toe integrated perspective
url http://dx.doi.org/10.1155/hbe2/2730400
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