Decomposing Housing Unaffordability

A US household is considered ‘rent burdened’ when its rent exceeds 30% of its income. This simple ratio can be decomposed to better understand the sources of unaffordability across space. To demonstrate this new approach, I rewrite the equation for rent burden as a sum of four factors: rent...

Full description

Saved in:
Bibliographic Details
Main Author: Salim Furth
Format: Article
Language:English
Published: Institute of Sociology of the Czech Academy of Sciences 2021-06-01
Series:Critical Housing Analysis
Online Access:http://www.housing-critical.com/home-page-1/decomposing-housing-unaffordability
Tags: Add Tag
No Tags, Be the first to tag this record!
_version_ 1850276727321788416
author Salim Furth
author_facet Salim Furth
author_sort Salim Furth
collection DOAJ
description A US household is considered ‘rent burdened’ when its rent exceeds 30% of its income. This simple ratio can be decomposed to better understand the sources of unaffordability across space. To demonstrate this new approach, I rewrite the equation for rent burden as a sum of four factors: rent gap, income gap, excess size cost, and demographic baseline, and show that US rental unaffordability is mostly the result of low incomes. Focusing on the New England region, however, I show that high rent is the primary cause of unaffordability in high-cost, high-wage metro areas. This decomposition can help affordability advocates prioritise strategies appropriately across space.
format Article
id doaj-art-9c96008e55a44ecb8e54b08b2ac120ec
institution OA Journals
issn 2336-2839
language English
publishDate 2021-06-01
publisher Institute of Sociology of the Czech Academy of Sciences
record_format Article
series Critical Housing Analysis
spelling doaj-art-9c96008e55a44ecb8e54b08b2ac120ec2025-08-20T01:50:10ZengInstitute of Sociology of the Czech Academy of SciencesCritical Housing Analysis2336-28392021-06-0181627110.13060/23362839.2021.8.1.523Decomposing Housing UnaffordabilitySalim Furth A US household is considered ‘rent burdened’ when its rent exceeds 30% of its income. This simple ratio can be decomposed to better understand the sources of unaffordability across space. To demonstrate this new approach, I rewrite the equation for rent burden as a sum of four factors: rent gap, income gap, excess size cost, and demographic baseline, and show that US rental unaffordability is mostly the result of low incomes. Focusing on the New England region, however, I show that high rent is the primary cause of unaffordability in high-cost, high-wage metro areas. This decomposition can help affordability advocates prioritise strategies appropriately across space.http://www.housing-critical.com/home-page-1/decomposing-housing-unaffordability
spellingShingle Salim Furth
Decomposing Housing Unaffordability
Critical Housing Analysis
title Decomposing Housing Unaffordability
title_full Decomposing Housing Unaffordability
title_fullStr Decomposing Housing Unaffordability
title_full_unstemmed Decomposing Housing Unaffordability
title_short Decomposing Housing Unaffordability
title_sort decomposing housing unaffordability
url http://www.housing-critical.com/home-page-1/decomposing-housing-unaffordability
work_keys_str_mv AT salimfurth decomposinghousingunaffordability