Impact Of Financing Restructuring And Foreclosed Collateral On Non-Performing Financing Levels In The Covid-19 Era

The Covid-19 pandemic has impacted the banking sector, including the increase in problematic financing. This research aims to show the impact of restructuring financing and foreclosed collateral (RFFC) on non-performing financing (NPF) levels during the Covid-19 pandemic. This research uses a quanti...

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Main Authors: Anisa Nur Fitriyanti, Mufti Arief Arfiansyah
Format: Article
Language:English
Published: LPPM Institut Syariah Negeri Junjungan (ISNJ) Bengkalis 2023-12-01
Series:Iqtishaduna: Jurnal Ilmiah Ekonomi Kita
Subjects:
Online Access:https://ejournal.stiesyariahbengkalis.ac.id/index.php/iqtishaduna/article/view/1405
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author Anisa Nur Fitriyanti
Mufti Arief Arfiansyah
author_facet Anisa Nur Fitriyanti
Mufti Arief Arfiansyah
author_sort Anisa Nur Fitriyanti
collection DOAJ
description The Covid-19 pandemic has impacted the banking sector, including the increase in problematic financing. This research aims to show the impact of restructuring financing and foreclosed collateral (RFFC) on non-performing financing (NPF) levels during the Covid-19 pandemic. This research uses a quantitative approach. The population of this research is Islamic commercial banks (ICB). The research sample was taken using a purposive sampling technique, so a research sample of 6 ICB was obtained in three years, namely 2020-2022. This research uses data analysis in the form of multiple linear regression analysis using the Eviews application. The research results show that financing restructuring and RFFC each positively and significantly affect NPF. This research can be used as reading material related to banking economics and inform banks that success in implementing policies to minimize problematic financing requires good cooperation between banks and customers.
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publisher LPPM Institut Syariah Negeri Junjungan (ISNJ) Bengkalis
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spelling doaj-art-9b23c3ceb01749098ceee2f42f0a6e6f2025-08-20T03:19:41ZengLPPM Institut Syariah Negeri Junjungan (ISNJ) BengkalisIqtishaduna: Jurnal Ilmiah Ekonomi Kita2303-35682684-82282023-12-0112218319610.46367/iqtishaduna.v12i2.14051405Impact Of Financing Restructuring And Foreclosed Collateral On Non-Performing Financing Levels In The Covid-19 EraAnisa Nur Fitriyanti0Mufti Arief Arfiansyah1Universitas Islam Negeri Raden Mas Said Surakarta, IndonesiaUniversitas Islam Negeri Raden Mas Said Surakarta, IndonesiaThe Covid-19 pandemic has impacted the banking sector, including the increase in problematic financing. This research aims to show the impact of restructuring financing and foreclosed collateral (RFFC) on non-performing financing (NPF) levels during the Covid-19 pandemic. This research uses a quantitative approach. The population of this research is Islamic commercial banks (ICB). The research sample was taken using a purposive sampling technique, so a research sample of 6 ICB was obtained in three years, namely 2020-2022. This research uses data analysis in the form of multiple linear regression analysis using the Eviews application. The research results show that financing restructuring and RFFC each positively and significantly affect NPF. This research can be used as reading material related to banking economics and inform banks that success in implementing policies to minimize problematic financing requires good cooperation between banks and customers.https://ejournal.stiesyariahbengkalis.ac.id/index.php/iqtishaduna/article/view/1405npffinancing restructuringforeclosed collateralislamic bank
spellingShingle Anisa Nur Fitriyanti
Mufti Arief Arfiansyah
Impact Of Financing Restructuring And Foreclosed Collateral On Non-Performing Financing Levels In The Covid-19 Era
Iqtishaduna: Jurnal Ilmiah Ekonomi Kita
npf
financing restructuring
foreclosed collateral
islamic bank
title Impact Of Financing Restructuring And Foreclosed Collateral On Non-Performing Financing Levels In The Covid-19 Era
title_full Impact Of Financing Restructuring And Foreclosed Collateral On Non-Performing Financing Levels In The Covid-19 Era
title_fullStr Impact Of Financing Restructuring And Foreclosed Collateral On Non-Performing Financing Levels In The Covid-19 Era
title_full_unstemmed Impact Of Financing Restructuring And Foreclosed Collateral On Non-Performing Financing Levels In The Covid-19 Era
title_short Impact Of Financing Restructuring And Foreclosed Collateral On Non-Performing Financing Levels In The Covid-19 Era
title_sort impact of financing restructuring and foreclosed collateral on non performing financing levels in the covid 19 era
topic npf
financing restructuring
foreclosed collateral
islamic bank
url https://ejournal.stiesyariahbengkalis.ac.id/index.php/iqtishaduna/article/view/1405
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