Strategies To Improve Financial Technology Literacy For Millennials And Generation Z
This study analyses the problems and priorities of strategies to improve financial technology literacy, especially among Millennials and Generation Z. This mixed method study uses the analytic network process (ANP) approach. The data sources used are primary and secondary data. Interviews, questionn...
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| Format: | Article |
| Language: | English |
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LPPM Institut Syariah Negeri Junjungan (ISNJ) Bengkalis
2024-10-01
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| Series: | Jurnal Perbankan Syariah |
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| Online Access: | https://ejournal.stiesyariahbengkalis.ac.id/index.php/jps/article/view/2017 |
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| _version_ | 1849403849127755776 |
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| author | Rizki Audina Putri Khodijah Ishak |
| author_facet | Rizki Audina Putri Khodijah Ishak |
| author_sort | Rizki Audina Putri |
| collection | DOAJ |
| description | This study analyses the problems and priorities of strategies to improve financial technology literacy, especially among Millennials and Generation Z. This mixed method study uses the analytic network process (ANP) approach. The data sources used are primary and secondary data. Interviews, questionnaires, and literature carried out data collection techniques. Interviews and questionnaires were conducted with seven informants: one regulator, three academics, and three online loan users. The study results showed that the geometric mean determined the priority of fintech literacy problems. The prioritized aspects are the need for more public understanding of online loans, interest rates, and community needs. The priority strategy in improving fintech literacy among Millennials and Generation Z in Bengkalis Regency is to carry out Sharia literacy regarding online loans, regulate online loan interest rates, and reduce the community's need for online loans. Theoretically, this study strengthens the validity of the trade-off theory and provides new insights into strategies to improve fintech literacy. Practically, it contributes to providing strategies to improve fintech literacy for stakeholders. |
| format | Article |
| id | doaj-art-975bda894f494c14adc20a6ebc0d94f9 |
| institution | Kabale University |
| issn | 2721-6241 2721-7094 |
| language | English |
| publishDate | 2024-10-01 |
| publisher | LPPM Institut Syariah Negeri Junjungan (ISNJ) Bengkalis |
| record_format | Article |
| series | Jurnal Perbankan Syariah |
| spelling | doaj-art-975bda894f494c14adc20a6ebc0d94f92025-08-20T03:37:09ZengLPPM Institut Syariah Negeri Junjungan (ISNJ) BengkalisJurnal Perbankan Syariah2721-62412721-70942024-10-015230431810.46367/jps.v5i2.20172017Strategies To Improve Financial Technology Literacy For Millennials And Generation ZRizki Audina Putri0Khodijah Ishak1Sekolah Tinggi Ilmu Ekonomi (STIE) Syariah Bengkalis, Riau , IndonesiaSekolah Tinggi Ilmu Ekonomi (STIE) Syariah Bengkalis, Riau , IndonesiaThis study analyses the problems and priorities of strategies to improve financial technology literacy, especially among Millennials and Generation Z. This mixed method study uses the analytic network process (ANP) approach. The data sources used are primary and secondary data. Interviews, questionnaires, and literature carried out data collection techniques. Interviews and questionnaires were conducted with seven informants: one regulator, three academics, and three online loan users. The study results showed that the geometric mean determined the priority of fintech literacy problems. The prioritized aspects are the need for more public understanding of online loans, interest rates, and community needs. The priority strategy in improving fintech literacy among Millennials and Generation Z in Bengkalis Regency is to carry out Sharia literacy regarding online loans, regulate online loan interest rates, and reduce the community's need for online loans. Theoretically, this study strengthens the validity of the trade-off theory and provides new insights into strategies to improve fintech literacy. Practically, it contributes to providing strategies to improve fintech literacy for stakeholders.https://ejournal.stiesyariahbengkalis.ac.id/index.php/jps/article/view/2017literacyfinancial technologymillennialsgen z |
| spellingShingle | Rizki Audina Putri Khodijah Ishak Strategies To Improve Financial Technology Literacy For Millennials And Generation Z Jurnal Perbankan Syariah literacy financial technology millennials gen z |
| title | Strategies To Improve Financial Technology Literacy For Millennials And Generation Z |
| title_full | Strategies To Improve Financial Technology Literacy For Millennials And Generation Z |
| title_fullStr | Strategies To Improve Financial Technology Literacy For Millennials And Generation Z |
| title_full_unstemmed | Strategies To Improve Financial Technology Literacy For Millennials And Generation Z |
| title_short | Strategies To Improve Financial Technology Literacy For Millennials And Generation Z |
| title_sort | strategies to improve financial technology literacy for millennials and generation z |
| topic | literacy financial technology millennials gen z |
| url | https://ejournal.stiesyariahbengkalis.ac.id/index.php/jps/article/view/2017 |
| work_keys_str_mv | AT rizkiaudinaputri strategiestoimprovefinancialtechnologyliteracyformillennialsandgenerationz AT khodijahishak strategiestoimprovefinancialtechnologyliteracyformillennialsandgenerationz |