Ownership concentration and dividend distribution decision in a bank: Does competition matter?

This research aims to probe the mutual association between ownership concentration (OC), and the dividend policy (DP) of banks in India. Moreover, the study also determines the influence of competition on OC’s and dividend. Hand-picked data from 24 Indian commercial banks for 13 years (2010-2022) an...

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Main Authors: Shailesh Rastogi, Aman Pushp, Jagjeevan Kanoujiya, Bhakti Agarwal
Format: Article
Language:English
Published: Taylor & Francis Group 2025-12-01
Series:Cogent Business & Management
Subjects:
Online Access:https://www.tandfonline.com/doi/10.1080/23311975.2025.2495186
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author Shailesh Rastogi
Aman Pushp
Jagjeevan Kanoujiya
Bhakti Agarwal
author_facet Shailesh Rastogi
Aman Pushp
Jagjeevan Kanoujiya
Bhakti Agarwal
author_sort Shailesh Rastogi
collection DOAJ
description This research aims to probe the mutual association between ownership concentration (OC), and the dividend policy (DP) of banks in India. Moreover, the study also determines the influence of competition on OC’s and dividend. Hand-picked data from 24 Indian commercial banks for 13 years (2010-2022) and dynamic panel data econometrics were applied for the empirical data analysis. Both linear and non-linear relationship is determined to better understand the OC’s impact on DP. The study finds a positive relationship between OC and DP. A non-linear positive association is found that until a threshold of OC is reached, OC supports a reduction in the div, which is explained by the theories of incentive and internal control mechanisms. However, as the threshold is reached, OC supports increasing dividends, which is explained by private benefit theory. Additionally, competition did not influence dividend’s promoters (promo). However, institutional investors (ii) support increasing the div in the wake of increasing competition, which explains the outcome agency model of dividend theory. The paper has significant implications for policymakers, managers, and investors. We do not observe any paper reporting the linear, non-linear association and competition as a moderator on the association of OC and div in this sectors.
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institution Kabale University
issn 2331-1975
language English
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series Cogent Business & Management
spelling doaj-art-95c6b63cb608472a9d596b97bbe8717d2025-08-20T03:53:23ZengTaylor & Francis GroupCogent Business & Management2331-19752025-12-0112110.1080/23311975.2025.2495186Ownership concentration and dividend distribution decision in a bank: Does competition matter?Shailesh Rastogi0Aman Pushp1Jagjeevan Kanoujiya2Bhakti Agarwal3Symbiosis Institute of Business Management Nagpur, Nagpur, Maharashtra, IndiaSymbiosis Institute of Business Management Nagpur, Nagpur, Maharashtra, IndiaSymbiosis Institute of Business Management Nagpur, Nagpur, Maharashtra, IndiaSymbiosis Institute of Business Management Nagpur, Nagpur, Maharashtra, IndiaThis research aims to probe the mutual association between ownership concentration (OC), and the dividend policy (DP) of banks in India. Moreover, the study also determines the influence of competition on OC’s and dividend. Hand-picked data from 24 Indian commercial banks for 13 years (2010-2022) and dynamic panel data econometrics were applied for the empirical data analysis. Both linear and non-linear relationship is determined to better understand the OC’s impact on DP. The study finds a positive relationship between OC and DP. A non-linear positive association is found that until a threshold of OC is reached, OC supports a reduction in the div, which is explained by the theories of incentive and internal control mechanisms. However, as the threshold is reached, OC supports increasing dividends, which is explained by private benefit theory. Additionally, competition did not influence dividend’s promoters (promo). However, institutional investors (ii) support increasing the div in the wake of increasing competition, which explains the outcome agency model of dividend theory. The paper has significant implications for policymakers, managers, and investors. We do not observe any paper reporting the linear, non-linear association and competition as a moderator on the association of OC and div in this sectors.https://www.tandfonline.com/doi/10.1080/23311975.2025.2495186Ownership concentrationpromotersinstitutional investorscompetitiondividendsM490
spellingShingle Shailesh Rastogi
Aman Pushp
Jagjeevan Kanoujiya
Bhakti Agarwal
Ownership concentration and dividend distribution decision in a bank: Does competition matter?
Cogent Business & Management
Ownership concentration
promoters
institutional investors
competition
dividends
M490
title Ownership concentration and dividend distribution decision in a bank: Does competition matter?
title_full Ownership concentration and dividend distribution decision in a bank: Does competition matter?
title_fullStr Ownership concentration and dividend distribution decision in a bank: Does competition matter?
title_full_unstemmed Ownership concentration and dividend distribution decision in a bank: Does competition matter?
title_short Ownership concentration and dividend distribution decision in a bank: Does competition matter?
title_sort ownership concentration and dividend distribution decision in a bank does competition matter
topic Ownership concentration
promoters
institutional investors
competition
dividends
M490
url https://www.tandfonline.com/doi/10.1080/23311975.2025.2495186
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AT jagjeevankanoujiya ownershipconcentrationanddividenddistributiondecisioninabankdoescompetitionmatter
AT bhaktiagarwal ownershipconcentrationanddividenddistributiondecisioninabankdoescompetitionmatter