ANALYSIS OF INDONESIA SHARIA BANK'S HEALTH LEVEL ACCORDING TO FINANCIAL SERVICES AUTHORITY REGULATIONS
This study aims to determine and assess the Health Level of a bank using the Risk Profile, Good Corporate Governance, Earnings and Capital (RGEC) method of Bank Syariah Indonesia Quarter I 2021 - Quarter III 2022. This type of research is quantitative. The analysis used in this study uses Net Financ...
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| Format: | Article |
| Language: | Indonesian |
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Fakultas Ekonomi dan Bisnis Islam
2024-06-01
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| Series: | I-Economics: A Research Journal on Islamic Economics |
| Online Access: | https://jurnal.radenfatah.ac.id/index.php/ieconomics/article/view/22198 |
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| author | Sekar Kinanti Harry Budiantoro Andri Gunawan Kanaya Lapae Hestin Agus Tantri Ningsih |
| author_facet | Sekar Kinanti Harry Budiantoro Andri Gunawan Kanaya Lapae Hestin Agus Tantri Ningsih |
| author_sort | Sekar Kinanti |
| collection | DOAJ |
| description | This study aims to determine and assess the Health Level of a bank using the Risk Profile, Good Corporate Governance, Earnings and Capital (RGEC) method of Bank Syariah Indonesia Quarter I 2021 - Quarter III 2022. This type of research is quantitative. The analysis used in this study uses Net Financing Performance (NPF), Financing to Deposit Ratio (FDR), Operating Expenses and Operating Income (BOPO) and Net Operating Margin (NOM). This study will compare and analyze the health level of banks at Bank Syariah Indonesia. Based on the research results, it can be concluded that Bank Syariah Indonesia for the NPF ratio shows an assessment of the bank's health level, namely "Healthy", FDR Bank Syariah Indonesia for the first quarter of 2019 - the fourth quarter of 2020 before the merger was still at an average of "fairly healthy", the NOM ratio of Bank Syariah Indonesia is still below 0, not yet capable of managing all of its productive assets and the health level of the CAR ratio is still at rank 1 "Very Healthy "because according to the provisions of the bank's health level if CAR> 12% then it is said to be "Very Healthy". |
| format | Article |
| id | doaj-art-950ca40b01ef4d34974b964cf9161d6d |
| institution | DOAJ |
| issn | 2548-5601 2548-561X |
| language | Indonesian |
| publishDate | 2024-06-01 |
| publisher | Fakultas Ekonomi dan Bisnis Islam |
| record_format | Article |
| series | I-Economics: A Research Journal on Islamic Economics |
| spelling | doaj-art-950ca40b01ef4d34974b964cf9161d6d2025-08-20T02:56:44ZindFakultas Ekonomi dan Bisnis IslamI-Economics: A Research Journal on Islamic Economics2548-56012548-561X2024-06-011019611310.19109/ieconomics.v10i1.2219819233ANALYSIS OF INDONESIA SHARIA BANK'S HEALTH LEVEL ACCORDING TO FINANCIAL SERVICES AUTHORITY REGULATIONSSekar Kinanti0Harry Budiantoro1Andri Gunawan2Kanaya Lapae3Hestin Agus Tantri Ningsih4Universitas YARSI, Jakarta, IndonesiaUniversitas YARSI, Jakarta, IndonesiaUniversitas YARSI, Jakarta, IndonesiaUniversitas YARSI, Jakarta, IndonesiaSTIE Kusuma Negara, Jakarta, IndonesiaThis study aims to determine and assess the Health Level of a bank using the Risk Profile, Good Corporate Governance, Earnings and Capital (RGEC) method of Bank Syariah Indonesia Quarter I 2021 - Quarter III 2022. This type of research is quantitative. The analysis used in this study uses Net Financing Performance (NPF), Financing to Deposit Ratio (FDR), Operating Expenses and Operating Income (BOPO) and Net Operating Margin (NOM). This study will compare and analyze the health level of banks at Bank Syariah Indonesia. Based on the research results, it can be concluded that Bank Syariah Indonesia for the NPF ratio shows an assessment of the bank's health level, namely "Healthy", FDR Bank Syariah Indonesia for the first quarter of 2019 - the fourth quarter of 2020 before the merger was still at an average of "fairly healthy", the NOM ratio of Bank Syariah Indonesia is still below 0, not yet capable of managing all of its productive assets and the health level of the CAR ratio is still at rank 1 "Very Healthy "because according to the provisions of the bank's health level if CAR> 12% then it is said to be "Very Healthy".https://jurnal.radenfatah.ac.id/index.php/ieconomics/article/view/22198 |
| spellingShingle | Sekar Kinanti Harry Budiantoro Andri Gunawan Kanaya Lapae Hestin Agus Tantri Ningsih ANALYSIS OF INDONESIA SHARIA BANK'S HEALTH LEVEL ACCORDING TO FINANCIAL SERVICES AUTHORITY REGULATIONS I-Economics: A Research Journal on Islamic Economics |
| title | ANALYSIS OF INDONESIA SHARIA BANK'S HEALTH LEVEL ACCORDING TO FINANCIAL SERVICES AUTHORITY REGULATIONS |
| title_full | ANALYSIS OF INDONESIA SHARIA BANK'S HEALTH LEVEL ACCORDING TO FINANCIAL SERVICES AUTHORITY REGULATIONS |
| title_fullStr | ANALYSIS OF INDONESIA SHARIA BANK'S HEALTH LEVEL ACCORDING TO FINANCIAL SERVICES AUTHORITY REGULATIONS |
| title_full_unstemmed | ANALYSIS OF INDONESIA SHARIA BANK'S HEALTH LEVEL ACCORDING TO FINANCIAL SERVICES AUTHORITY REGULATIONS |
| title_short | ANALYSIS OF INDONESIA SHARIA BANK'S HEALTH LEVEL ACCORDING TO FINANCIAL SERVICES AUTHORITY REGULATIONS |
| title_sort | analysis of indonesia sharia bank s health level according to financial services authority regulations |
| url | https://jurnal.radenfatah.ac.id/index.php/ieconomics/article/view/22198 |
| work_keys_str_mv | AT sekarkinanti analysisofindonesiashariabankshealthlevelaccordingtofinancialservicesauthorityregulations AT harrybudiantoro analysisofindonesiashariabankshealthlevelaccordingtofinancialservicesauthorityregulations AT andrigunawan analysisofindonesiashariabankshealthlevelaccordingtofinancialservicesauthorityregulations AT kanayalapae analysisofindonesiashariabankshealthlevelaccordingtofinancialservicesauthorityregulations AT hestinagustantriningsih analysisofindonesiashariabankshealthlevelaccordingtofinancialservicesauthorityregulations |