Analysis of money management skills as a character building of responsibility and creativity in elementary school students

Financial management skills are very important in life, so these skills must be trained from an early age so that when they grow up they become wise people who use money responsibly. This study aims to describe the results of the analysis of the ability of elementary school students to manage their...

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Main Authors: Prihatin Sulistyowati, Sudarmiatin Sudarmiatin, Rosyid Al Atok
Format: Article
Language:English
Published: Indonesian Institute for Counseling, Education and Therapy (IICET) 2024-05-01
Series:JPPI (Jurnal Penelitian Pendidikan Indonesia)
Subjects:
Online Access:https://jurnal.iicet.org/index.php/jppi/article/view/3787
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author Prihatin Sulistyowati
Sudarmiatin Sudarmiatin
Rosyid Al Atok
author_facet Prihatin Sulistyowati
Sudarmiatin Sudarmiatin
Rosyid Al Atok
author_sort Prihatin Sulistyowati
collection DOAJ
description Financial management skills are very important in life, so these skills must be trained from an early age so that when they grow up they become wise people who use money responsibly. This study aims to describe the results of the analysis of the ability of elementary school students to manage their money creatively and responsibly. This research method is descriptive qualitative. Data collection by survey by giving instruments in the form of questionnaires 12 questions for individuals and 1 question for groups. The research sample as the source is 80 public and private elementary school students in Malang city. Data analysis techniques using Miles and Huberman with data collection steps, data reduction, data presentation and data verification. Based on the results of the survey of the ability to manage finances in the aspect of utilizing pocket money for saving and entrepreneurship individually with group financial management obtained, it shows that there is not too much difference. In individual results, the majority of students have set aside pocket money to save and do small businesses but have not yet appeared well managed, in group results there is already a detailed planning of financial management for business but the calculation of capital and profit is not appropriate. Financial management skills in elementary school students still need more serious handling in order to increase more creative and responsible.
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institution Kabale University
issn 2477-8524
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language English
publishDate 2024-05-01
publisher Indonesian Institute for Counseling, Education and Therapy (IICET)
record_format Article
series JPPI (Jurnal Penelitian Pendidikan Indonesia)
spelling doaj-art-93635f9938b1464b954d8799c80c67dd2025-01-27T12:35:02ZengIndonesian Institute for Counseling, Education and Therapy (IICET)JPPI (Jurnal Penelitian Pendidikan Indonesia)2477-85242502-81032024-05-0110210811610.29210/0202437871923Analysis of money management skills as a character building of responsibility and creativity in elementary school studentsPrihatin Sulistyowati0Sudarmiatin Sudarmiatin1Rosyid Al Atok2Universitas Negeri Malang Universitas PGRI Kanjuruhan MalangUniversitas Negeri MalangUniversitas Negeri MalangFinancial management skills are very important in life, so these skills must be trained from an early age so that when they grow up they become wise people who use money responsibly. This study aims to describe the results of the analysis of the ability of elementary school students to manage their money creatively and responsibly. This research method is descriptive qualitative. Data collection by survey by giving instruments in the form of questionnaires 12 questions for individuals and 1 question for groups. The research sample as the source is 80 public and private elementary school students in Malang city. Data analysis techniques using Miles and Huberman with data collection steps, data reduction, data presentation and data verification. Based on the results of the survey of the ability to manage finances in the aspect of utilizing pocket money for saving and entrepreneurship individually with group financial management obtained, it shows that there is not too much difference. In individual results, the majority of students have set aside pocket money to save and do small businesses but have not yet appeared well managed, in group results there is already a detailed planning of financial management for business but the calculation of capital and profit is not appropriate. Financial management skills in elementary school students still need more serious handling in order to increase more creative and responsible.https://jurnal.iicet.org/index.php/jppi/article/view/3787financial literacymoney managementcharacterresponsibilitycreativity
spellingShingle Prihatin Sulistyowati
Sudarmiatin Sudarmiatin
Rosyid Al Atok
Analysis of money management skills as a character building of responsibility and creativity in elementary school students
JPPI (Jurnal Penelitian Pendidikan Indonesia)
financial literacy
money management
character
responsibility
creativity
title Analysis of money management skills as a character building of responsibility and creativity in elementary school students
title_full Analysis of money management skills as a character building of responsibility and creativity in elementary school students
title_fullStr Analysis of money management skills as a character building of responsibility and creativity in elementary school students
title_full_unstemmed Analysis of money management skills as a character building of responsibility and creativity in elementary school students
title_short Analysis of money management skills as a character building of responsibility and creativity in elementary school students
title_sort analysis of money management skills as a character building of responsibility and creativity in elementary school students
topic financial literacy
money management
character
responsibility
creativity
url https://jurnal.iicet.org/index.php/jppi/article/view/3787
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AT sudarmiatinsudarmiatin analysisofmoneymanagementskillsasacharacterbuildingofresponsibilityandcreativityinelementaryschoolstudents
AT rosyidalatok analysisofmoneymanagementskillsasacharacterbuildingofresponsibilityandcreativityinelementaryschoolstudents