Financial inclusion and fintech: a state-of-the-art systematic literature review
Abstract This study presents an all-inclusive analysis of the literature on the augmentation of financial inclusion through fintech. Ninety-six papers were selected from the 2951 articles in the Web of Science, Scopus, and EBSCO databases. This study uses bibliometric and content analysis techniques...
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| Format: | Article |
| Language: | English |
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SpringerOpen
2025-01-01
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| Series: | Financial Innovation |
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| Online Access: | https://doi.org/10.1186/s40854-024-00741-0 |
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| _version_ | 1832571391505858560 |
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| author | Dao Ha Phuong Le Duc Khuong Nguyen |
| author_facet | Dao Ha Phuong Le Duc Khuong Nguyen |
| author_sort | Dao Ha |
| collection | DOAJ |
| description | Abstract This study presents an all-inclusive analysis of the literature on the augmentation of financial inclusion through fintech. Ninety-six papers were selected from the 2951 articles in the Web of Science, Scopus, and EBSCO databases. This study uses bibliometric and content analysis techniques to illuminate the underexplored aspects of fintech’s impact on financial inclusion. Unlike previous studies, this study consolidates a significant amount of the literature on financial inclusion by systematically contextualizing theories and viewpoints from the fintech sector. The key findings include the identification of three main research clusters: (1) the advent of novel services, (2) the transformation of the market landscape, and (3) the roles of stakeholders in the fintech ecosystem. The analysis reveals gaps in the existing research, such as the need for more studies on the tangible impact of fintech on financial inclusion and regulation. This study concludes by highlighting potential directions for future research and emphasizing the importance of policymakers paying greater attention to fintech’s implications for financial inclusion. |
| format | Article |
| id | doaj-art-93189ba053a2473c9d6928e9fe5b47db |
| institution | Kabale University |
| issn | 2199-4730 |
| language | English |
| publishDate | 2025-01-01 |
| publisher | SpringerOpen |
| record_format | Article |
| series | Financial Innovation |
| spelling | doaj-art-93189ba053a2473c9d6928e9fe5b47db2025-02-02T12:37:50ZengSpringerOpenFinancial Innovation2199-47302025-01-0111114210.1186/s40854-024-00741-0Financial inclusion and fintech: a state-of-the-art systematic literature reviewDao Ha0Phuong Le1Duc Khuong Nguyen2Ho Chi Minh University of BankingHo Chi Minh University of BankingLéonard de Vinci Pôle Universitaire, Research CenterAbstract This study presents an all-inclusive analysis of the literature on the augmentation of financial inclusion through fintech. Ninety-six papers were selected from the 2951 articles in the Web of Science, Scopus, and EBSCO databases. This study uses bibliometric and content analysis techniques to illuminate the underexplored aspects of fintech’s impact on financial inclusion. Unlike previous studies, this study consolidates a significant amount of the literature on financial inclusion by systematically contextualizing theories and viewpoints from the fintech sector. The key findings include the identification of three main research clusters: (1) the advent of novel services, (2) the transformation of the market landscape, and (3) the roles of stakeholders in the fintech ecosystem. The analysis reveals gaps in the existing research, such as the need for more studies on the tangible impact of fintech on financial inclusion and regulation. This study concludes by highlighting potential directions for future research and emphasizing the importance of policymakers paying greater attention to fintech’s implications for financial inclusion.https://doi.org/10.1186/s40854-024-00741-0FintechFinancial inclusionSustainable growthSystematic literature reviewBibliometric analysisContent analysis |
| spellingShingle | Dao Ha Phuong Le Duc Khuong Nguyen Financial inclusion and fintech: a state-of-the-art systematic literature review Financial Innovation Fintech Financial inclusion Sustainable growth Systematic literature review Bibliometric analysis Content analysis |
| title | Financial inclusion and fintech: a state-of-the-art systematic literature review |
| title_full | Financial inclusion and fintech: a state-of-the-art systematic literature review |
| title_fullStr | Financial inclusion and fintech: a state-of-the-art systematic literature review |
| title_full_unstemmed | Financial inclusion and fintech: a state-of-the-art systematic literature review |
| title_short | Financial inclusion and fintech: a state-of-the-art systematic literature review |
| title_sort | financial inclusion and fintech a state of the art systematic literature review |
| topic | Fintech Financial inclusion Sustainable growth Systematic literature review Bibliometric analysis Content analysis |
| url | https://doi.org/10.1186/s40854-024-00741-0 |
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