APA (7th ed.) Citation

Kariuki, P., Ofusori, L. O., & Goyayi, M. L. J. Internet of Things on Banking Processes in South Africa: A Systematic Reflection on Innovations, Opportunities and Challenges. Elsevier.

Chicago Style (17th ed.) Citation

Kariuki, Paul, Lizzy Oluwatoyin Ofusori, and Maria Lauda Joel Goyayi. Internet of Things on Banking Processes in South Africa: A Systematic Reflection on Innovations, Opportunities and Challenges. Elsevier.

MLA (9th ed.) Citation

Kariuki, Paul, et al. Internet of Things on Banking Processes in South Africa: A Systematic Reflection on Innovations, Opportunities and Challenges. Elsevier.