The Consumer’s Right of Withdrawal in case of Payment with Bitcoins

Abstract Bitcoin is the most important and well known form of digital currency. It is not produced or backed by any single entity. Its production takes place in a decentralised manner and its value derives only from the fact that there is a growing community that attributes value to it and chooses t...

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Main Author: Euripides Rizos
Format: Article
Language:English
Published: Scandinavian University Press 2016-01-01
Series:Oslo Law Review
Subjects:
Online Access:https://www.idunn.no/oslo_law_review/2016/01/the_consumers_right_of_withdrawal_in_case_of_payment_with_
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author Euripides Rizos
author_facet Euripides Rizos
author_sort Euripides Rizos
collection DOAJ
description Abstract Bitcoin is the most important and well known form of digital currency. It is not produced or backed by any single entity. Its production takes place in a decentralised manner and its value derives only from the fact that there is a growing community that attributes value to it and chooses to transact using this innovative means of payment. However, its importance is increasing, especially in the field of e-commerce. The main aim of this article is to examine the consumer’s right of withdrawal, as it is regulated in the Consumer Rights Directive (Directive 2011/83/EU), in case of payments with bitcoins. More specifically, it is examined whether a consumer’s payment with bitcoins can be a hindrance to the consumer’s protection, with respect to the withdrawal right provided by the aforementioned Directive in cases of distance and off-premises contracts. Furthermore, the consequences of the exercise of the withdrawal right are examined, particularly with regards to reimbursement. The main concerns derive from the bitcoin’s disputed legal nature and its high value volatility.
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spelling doaj-art-901748230f0a4f57b1fbcb29c7db98b82025-08-20T01:55:39ZengScandinavian University PressOslo Law Review2387-32992016-01-01312610.5617/oslaw394518948693The Consumer’s Right of Withdrawal in case of Payment with BitcoinsEuripides RizosAbstract Bitcoin is the most important and well known form of digital currency. It is not produced or backed by any single entity. Its production takes place in a decentralised manner and its value derives only from the fact that there is a growing community that attributes value to it and chooses to transact using this innovative means of payment. However, its importance is increasing, especially in the field of e-commerce. The main aim of this article is to examine the consumer’s right of withdrawal, as it is regulated in the Consumer Rights Directive (Directive 2011/83/EU), in case of payments with bitcoins. More specifically, it is examined whether a consumer’s payment with bitcoins can be a hindrance to the consumer’s protection, with respect to the withdrawal right provided by the aforementioned Directive in cases of distance and off-premises contracts. Furthermore, the consequences of the exercise of the withdrawal right are examined, particularly with regards to reimbursement. The main concerns derive from the bitcoin’s disputed legal nature and its high value volatility.https://www.idunn.no/oslo_law_review/2016/01/the_consumers_right_of_withdrawal_in_case_of_payment_with_BitcoinConsumer Rights Directiveconsumer’s right of withdrawale-commercedigital currencyConsumerRightsDirective
spellingShingle Euripides Rizos
The Consumer’s Right of Withdrawal in case of Payment with Bitcoins
Oslo Law Review
Bitcoin
Consumer Rights Directive
consumer’s right of withdrawal
e-commerce
digital currency
ConsumerRightsDirective
title The Consumer’s Right of Withdrawal in case of Payment with Bitcoins
title_full The Consumer’s Right of Withdrawal in case of Payment with Bitcoins
title_fullStr The Consumer’s Right of Withdrawal in case of Payment with Bitcoins
title_full_unstemmed The Consumer’s Right of Withdrawal in case of Payment with Bitcoins
title_short The Consumer’s Right of Withdrawal in case of Payment with Bitcoins
title_sort consumer s right of withdrawal in case of payment with bitcoins
topic Bitcoin
Consumer Rights Directive
consumer’s right of withdrawal
e-commerce
digital currency
ConsumerRightsDirective
url https://www.idunn.no/oslo_law_review/2016/01/the_consumers_right_of_withdrawal_in_case_of_payment_with_
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