Debt and Subjective Well-Being: Does the Type of Debt Matter?

Based on longitudinal analyses of data from the Swiss Household Panel, this paper investigates the effect of different types of debt on two evaluative measures of subjective well-being: financial satisfaction and life satisfaction. Payment arrears reduce financial satisfaction more than loans or the...

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Main Authors: Coste Tristan, Henchoz Caroline, Wernli Boris
Format: Article
Language:deu
Published: Seismo Verlag 2020-11-01
Series:Swiss Journal of Sociology
Subjects:
Online Access:https://doi.org/10.2478/sjs-2020-0022
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author Coste Tristan
Henchoz Caroline
Wernli Boris
author_facet Coste Tristan
Henchoz Caroline
Wernli Boris
author_sort Coste Tristan
collection DOAJ
description Based on longitudinal analyses of data from the Swiss Household Panel, this paper investigates the effect of different types of debt on two evaluative measures of subjective well-being: financial satisfaction and life satisfaction. Payment arrears reduce financial satisfaction more than loans or the accumulation of different types of debt (arrears and loans). This negative effect is stable over time. Conversely, each additional year with arrears decreases life satisfaction, confirming the overall and general negative effect of arrears on all domains of daily life, especially for the elderly.
format Article
id doaj-art-8f50797dc86a4458a04c78eb7294514d
institution OA Journals
issn 2297-8348
language deu
publishDate 2020-11-01
publisher Seismo Verlag
record_format Article
series Swiss Journal of Sociology
spelling doaj-art-8f50797dc86a4458a04c78eb7294514d2025-08-20T01:54:38ZdeuSeismo VerlagSwiss Journal of Sociology2297-83482020-11-0146344546510.2478/sjs-2020-0022sjs-2020-0022Debt and Subjective Well-Being: Does the Type of Debt Matter?Coste Tristan0Henchoz Caroline1Wernli Boris2HES-SO Valais / Wallis, Haute école de travail social, CH-3960 Sierre et Université de Fribourg, Département des Sciences sociales, CH-1700FribourgHES-SO Valais / Wallis, Haute école de travail social, CH-3960Sierre et Université de Fribourg, Département des Sciences sociales, CH-1700FribourgUniversity of Lausanne, Swiss Centre of Expertise in the Social Sciences (FORS), CH-1015LausanneBased on longitudinal analyses of data from the Swiss Household Panel, this paper investigates the effect of different types of debt on two evaluative measures of subjective well-being: financial satisfaction and life satisfaction. Payment arrears reduce financial satisfaction more than loans or the accumulation of different types of debt (arrears and loans). This negative effect is stable over time. Conversely, each additional year with arrears decreases life satisfaction, confirming the overall and general negative effect of arrears on all domains of daily life, especially for the elderly.https://doi.org/10.2478/sjs-2020-0022debtover-indebtednesswell-beingsatisfactionfinancial
spellingShingle Coste Tristan
Henchoz Caroline
Wernli Boris
Debt and Subjective Well-Being: Does the Type of Debt Matter?
Swiss Journal of Sociology
debt
over-indebtedness
well-being
satisfaction
financial
title Debt and Subjective Well-Being: Does the Type of Debt Matter?
title_full Debt and Subjective Well-Being: Does the Type of Debt Matter?
title_fullStr Debt and Subjective Well-Being: Does the Type of Debt Matter?
title_full_unstemmed Debt and Subjective Well-Being: Does the Type of Debt Matter?
title_short Debt and Subjective Well-Being: Does the Type of Debt Matter?
title_sort debt and subjective well being does the type of debt matter
topic debt
over-indebtedness
well-being
satisfaction
financial
url https://doi.org/10.2478/sjs-2020-0022
work_keys_str_mv AT costetristan debtandsubjectivewellbeingdoesthetypeofdebtmatter
AT henchozcaroline debtandsubjectivewellbeingdoesthetypeofdebtmatter
AT wernliboris debtandsubjectivewellbeingdoesthetypeofdebtmatter