Pengaruh literasi keuangan masyarakat terhadap minat berinvestasi dan upaya pembinaannya

The decline in people's income causes their financial prosperity. This can occur due to a lack of public awareness in managing finances for the future or a lack of interest in investing. This research aims to analyze the influence of financial literacy (knowledge, attitudes and behavior) on inv...

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Main Authors: Istiqlaliyah Muflikhati, Irni Rahmayani Johan, Lilik Noor Yuliati, Pudji Muljono
Format: Article
Language:English
Published: Indonesian Institute for Counseling, Education and Therapy (IICET) 2024-06-01
Series:JPPI (Jurnal Penelitian Pendidikan Indonesia)
Subjects:
Online Access:https://jurnal.iicet.org/index.php/jppi/article/view/3725
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author Istiqlaliyah Muflikhati
Irni Rahmayani Johan
Lilik Noor Yuliati
Pudji Muljono
author_facet Istiqlaliyah Muflikhati
Irni Rahmayani Johan
Lilik Noor Yuliati
Pudji Muljono
author_sort Istiqlaliyah Muflikhati
collection DOAJ
description The decline in people's income causes their financial prosperity. This can occur due to a lack of public awareness in managing finances for the future or a lack of interest in investing. This research aims to analyze the influence of financial literacy (knowledge, attitudes and behavior) on investment interest. This research is a quantitative descriptive study involving 205 respondents who met the criteria, namely adults and not yet invested. Sampling was carried out using voluntary sampling techniques from people who were willing to become respondents. The data collected is primary data obtained directly from respondents by filling out an online questionnaire. The research results show that the respondents' financial knowledge is in the low category, while the respondents' financial attitudes and behavior are in the medium category. The investment interest of all respondents is in the low category. The results of the analysis also show that investment interest is directly influenced by financial knowledge and financial attitudes. Financial knowledge has an indirect influence on investment interest, namely through financial attitudes. It is hoped that the public can increase their financial literacy and interest in investing through socialization, advocacy and mentoring programs.
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id doaj-art-8ef84d9b01f343ae98c697cf5c305925
institution Kabale University
issn 2477-8524
2502-8103
language English
publishDate 2024-06-01
publisher Indonesian Institute for Counseling, Education and Therapy (IICET)
record_format Article
series JPPI (Jurnal Penelitian Pendidikan Indonesia)
spelling doaj-art-8ef84d9b01f343ae98c697cf5c3059252025-01-27T12:35:03ZengIndonesian Institute for Counseling, Education and Therapy (IICET)JPPI (Jurnal Penelitian Pendidikan Indonesia)2477-85242502-81032024-06-0110277978910.29210/0202437252054Pengaruh literasi keuangan masyarakat terhadap minat berinvestasi dan upaya pembinaannyaIstiqlaliyah Muflikhati0Irni Rahmayani Johan1Lilik Noor Yuliati2Pudji Muljono3IPB UniversityIPB UniversityIPB UniversityIPB UniversityThe decline in people's income causes their financial prosperity. This can occur due to a lack of public awareness in managing finances for the future or a lack of interest in investing. This research aims to analyze the influence of financial literacy (knowledge, attitudes and behavior) on investment interest. This research is a quantitative descriptive study involving 205 respondents who met the criteria, namely adults and not yet invested. Sampling was carried out using voluntary sampling techniques from people who were willing to become respondents. The data collected is primary data obtained directly from respondents by filling out an online questionnaire. The research results show that the respondents' financial knowledge is in the low category, while the respondents' financial attitudes and behavior are in the medium category. The investment interest of all respondents is in the low category. The results of the analysis also show that investment interest is directly influenced by financial knowledge and financial attitudes. Financial knowledge has an indirect influence on investment interest, namely through financial attitudes. It is hoped that the public can increase their financial literacy and interest in investing through socialization, advocacy and mentoring programs.https://jurnal.iicet.org/index.php/jppi/article/view/3725financial literacyfinancial attitudefinancial behaviorinvestment interest
spellingShingle Istiqlaliyah Muflikhati
Irni Rahmayani Johan
Lilik Noor Yuliati
Pudji Muljono
Pengaruh literasi keuangan masyarakat terhadap minat berinvestasi dan upaya pembinaannya
JPPI (Jurnal Penelitian Pendidikan Indonesia)
financial literacy
financial attitude
financial behavior
investment interest
title Pengaruh literasi keuangan masyarakat terhadap minat berinvestasi dan upaya pembinaannya
title_full Pengaruh literasi keuangan masyarakat terhadap minat berinvestasi dan upaya pembinaannya
title_fullStr Pengaruh literasi keuangan masyarakat terhadap minat berinvestasi dan upaya pembinaannya
title_full_unstemmed Pengaruh literasi keuangan masyarakat terhadap minat berinvestasi dan upaya pembinaannya
title_short Pengaruh literasi keuangan masyarakat terhadap minat berinvestasi dan upaya pembinaannya
title_sort pengaruh literasi keuangan masyarakat terhadap minat berinvestasi dan upaya pembinaannya
topic financial literacy
financial attitude
financial behavior
investment interest
url https://jurnal.iicet.org/index.php/jppi/article/view/3725
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AT irnirahmayanijohan pengaruhliterasikeuanganmasyarakatterhadapminatberinvestasidanupayapembinaannya
AT liliknooryuliati pengaruhliterasikeuanganmasyarakatterhadapminatberinvestasidanupayapembinaannya
AT pudjimuljono pengaruhliterasikeuanganmasyarakatterhadapminatberinvestasidanupayapembinaannya