Examining Common Equity Tier 1 Ratio on Financial Stability in Indonesia

This research aims to examine the impact of common equity tier 1 ratio (CET), loan to deposit ratio (LDR), leverage ratio (LR), interconnection ratio (INR) and on stability financial that measured from credit growth rate (CGR) in Indonesia. Data in this study used secondary data with a time series...

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Main Authors: Alghifari Mahdi Igamo, Deassy Apriani, Gustriani, Halia Butra Aini
Format: Article
Language:English
Published: Fakultas Ekonomi Universitas Sriwijaya 2025-07-01
Series:Sriwijaya International Journal of Dynamic Economics and Business
Online Access:https://sijdeb.unsri.ac.id/index.php/SIJDEB/article/view/745
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author Alghifari Mahdi Igamo
Deassy Apriani
Gustriani
Halia Butra Aini
author_facet Alghifari Mahdi Igamo
Deassy Apriani
Gustriani
Halia Butra Aini
author_sort Alghifari Mahdi Igamo
collection DOAJ
description This research aims to examine the impact of common equity tier 1 ratio (CET), loan to deposit ratio (LDR), leverage ratio (LR), interconnection ratio (INR) and on stability financial that measured from credit growth rate (CGR) in Indonesia. Data in this study used secondary data with a time series of Jan 2012 – Dec 2022 using the Vector Error Correction Model (VECM) method. The estimation results show that variables that have a significant relationship to financial system stability in the short term are LDR and CET variables. In long term results, there is a positive relationship between LDR and CGR. For a given level of risk, having more capital can in principle imply greater stability. Common Equity Tier 1 (CET1) assess bank resilience to adverse economic situations and maintain the stability of the financial system.
format Article
id doaj-art-8d6bcd2435024a1394a0588e573a5f13
institution Kabale University
issn 2581-2904
2581-2912
language English
publishDate 2025-07-01
publisher Fakultas Ekonomi Universitas Sriwijaya
record_format Article
series Sriwijaya International Journal of Dynamic Economics and Business
spelling doaj-art-8d6bcd2435024a1394a0588e573a5f132025-08-20T03:31:46ZengFakultas Ekonomi Universitas SriwijayaSriwijaya International Journal of Dynamic Economics and Business2581-29042581-29122025-07-019110.29259/sijdeb.v9i1.81-94Examining Common Equity Tier 1 Ratio on Financial Stability in IndonesiaAlghifari Mahdi Igamo0Deassy Apriani1Gustriani2Halia Butra Aini3(SCOPUS ID: 57218391708) Universitas Sriwijaya, IndonesiaUniversitas SriwijayaUniversitas SriwijayaUniversitas Sriwijaya This research aims to examine the impact of common equity tier 1 ratio (CET), loan to deposit ratio (LDR), leverage ratio (LR), interconnection ratio (INR) and on stability financial that measured from credit growth rate (CGR) in Indonesia. Data in this study used secondary data with a time series of Jan 2012 – Dec 2022 using the Vector Error Correction Model (VECM) method. The estimation results show that variables that have a significant relationship to financial system stability in the short term are LDR and CET variables. In long term results, there is a positive relationship between LDR and CGR. For a given level of risk, having more capital can in principle imply greater stability. Common Equity Tier 1 (CET1) assess bank resilience to adverse economic situations and maintain the stability of the financial system. https://sijdeb.unsri.ac.id/index.php/SIJDEB/article/view/745
spellingShingle Alghifari Mahdi Igamo
Deassy Apriani
Gustriani
Halia Butra Aini
Examining Common Equity Tier 1 Ratio on Financial Stability in Indonesia
Sriwijaya International Journal of Dynamic Economics and Business
title Examining Common Equity Tier 1 Ratio on Financial Stability in Indonesia
title_full Examining Common Equity Tier 1 Ratio on Financial Stability in Indonesia
title_fullStr Examining Common Equity Tier 1 Ratio on Financial Stability in Indonesia
title_full_unstemmed Examining Common Equity Tier 1 Ratio on Financial Stability in Indonesia
title_short Examining Common Equity Tier 1 Ratio on Financial Stability in Indonesia
title_sort examining common equity tier 1 ratio on financial stability in indonesia
url https://sijdeb.unsri.ac.id/index.php/SIJDEB/article/view/745
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AT deassyapriani examiningcommonequitytier1ratioonfinancialstabilityinindonesia
AT gustriani examiningcommonequitytier1ratioonfinancialstabilityinindonesia
AT haliabutraaini examiningcommonequitytier1ratioonfinancialstabilityinindonesia