Enhancing User Satisfaction in Indonesia’s e-wallet Market: A Comprehensive Analysis of Factors and Priorities

Research on user satisfaction is crucial because it is the key to digital business success, including e-wallet in Indonesia which is experiencing very rapid growth. This study is aimed at determining the gap between e-wallet perception and user expectations, evaluating the level of user satisfaction...

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Main Authors: Rahmat Nurcahyo, Anton Satria Prabuwono, Akmal Fatah Fainusa, Nurhadi Wibowo, Muhammad Habiburrahman, Khairi Hindriyandhito
Format: Article
Language:English
Published: Wiley 2023-01-01
Series:Human Behavior and Emerging Technologies
Online Access:http://dx.doi.org/10.1155/2023/8864865
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author Rahmat Nurcahyo
Anton Satria Prabuwono
Akmal Fatah Fainusa
Nurhadi Wibowo
Muhammad Habiburrahman
Khairi Hindriyandhito
author_facet Rahmat Nurcahyo
Anton Satria Prabuwono
Akmal Fatah Fainusa
Nurhadi Wibowo
Muhammad Habiburrahman
Khairi Hindriyandhito
author_sort Rahmat Nurcahyo
collection DOAJ
description Research on user satisfaction is crucial because it is the key to digital business success, including e-wallet in Indonesia which is experiencing very rapid growth. This study is aimed at determining the gap between e-wallet perception and user expectations, evaluating the level of user satisfaction among e-wallet, and determining the priority of improvement of the factors that affect e-wallet user satisfaction. Data processing is divided into four stages: Kano model, processing the comparison between user satisfaction data based on the gap in the value of perceptions and user expectations, processing of satisfaction gaps between e-wallet applications, and processing for multinomial logistic regression (MLR). To measure user satisfaction with a service, the concept of SERVQUAL, which consists of tangibles, reliability, responsiveness, assurance, and empathy, was used. Data were collected using online questionnaire distributed in the areas of Jakarta, Bogor, Depok, Tangerang, and Bekasi. The results of this study show that based on a comparison between users’ perceptions and expectations, the satisfaction gap value is negative. This shows that e-wallet users are not satisfied. The comparison of satisfaction gaps between e-wallet shows significant differences for security, efficiency, reliability, application display design, and economic benefit factors, whereas no significant difference is found for the customer service factor. This study provides the priority of improvement for each e-wallet provider. The novelty of this research is the priority for improvement that is derived from a combination of expectation and perception mapping, Kano’s model, and MLR. The findings could be used to increase the user satisfaction that can lead to the success of an e-wallet application.
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spelling doaj-art-8d647d1cf62b4a08b7c3aadbdcc3dad72025-08-20T03:07:01ZengWileyHuman Behavior and Emerging Technologies2578-18632023-01-01202310.1155/2023/8864865Enhancing User Satisfaction in Indonesia’s e-wallet Market: A Comprehensive Analysis of Factors and PrioritiesRahmat Nurcahyo0Anton Satria Prabuwono1Akmal Fatah Fainusa2Nurhadi Wibowo3Muhammad Habiburrahman4Khairi Hindriyandhito5Department of Industrial EngineeringFaculty of Computing and Information Technology in RabighDepartment of Industrial EngineeringResearch Center for Mining TechnologyDepartment of Industrial EngineeringDepartement of Electronic EngineeringResearch on user satisfaction is crucial because it is the key to digital business success, including e-wallet in Indonesia which is experiencing very rapid growth. This study is aimed at determining the gap between e-wallet perception and user expectations, evaluating the level of user satisfaction among e-wallet, and determining the priority of improvement of the factors that affect e-wallet user satisfaction. Data processing is divided into four stages: Kano model, processing the comparison between user satisfaction data based on the gap in the value of perceptions and user expectations, processing of satisfaction gaps between e-wallet applications, and processing for multinomial logistic regression (MLR). To measure user satisfaction with a service, the concept of SERVQUAL, which consists of tangibles, reliability, responsiveness, assurance, and empathy, was used. Data were collected using online questionnaire distributed in the areas of Jakarta, Bogor, Depok, Tangerang, and Bekasi. The results of this study show that based on a comparison between users’ perceptions and expectations, the satisfaction gap value is negative. This shows that e-wallet users are not satisfied. The comparison of satisfaction gaps between e-wallet shows significant differences for security, efficiency, reliability, application display design, and economic benefit factors, whereas no significant difference is found for the customer service factor. This study provides the priority of improvement for each e-wallet provider. The novelty of this research is the priority for improvement that is derived from a combination of expectation and perception mapping, Kano’s model, and MLR. The findings could be used to increase the user satisfaction that can lead to the success of an e-wallet application.http://dx.doi.org/10.1155/2023/8864865
spellingShingle Rahmat Nurcahyo
Anton Satria Prabuwono
Akmal Fatah Fainusa
Nurhadi Wibowo
Muhammad Habiburrahman
Khairi Hindriyandhito
Enhancing User Satisfaction in Indonesia’s e-wallet Market: A Comprehensive Analysis of Factors and Priorities
Human Behavior and Emerging Technologies
title Enhancing User Satisfaction in Indonesia’s e-wallet Market: A Comprehensive Analysis of Factors and Priorities
title_full Enhancing User Satisfaction in Indonesia’s e-wallet Market: A Comprehensive Analysis of Factors and Priorities
title_fullStr Enhancing User Satisfaction in Indonesia’s e-wallet Market: A Comprehensive Analysis of Factors and Priorities
title_full_unstemmed Enhancing User Satisfaction in Indonesia’s e-wallet Market: A Comprehensive Analysis of Factors and Priorities
title_short Enhancing User Satisfaction in Indonesia’s e-wallet Market: A Comprehensive Analysis of Factors and Priorities
title_sort enhancing user satisfaction in indonesia s e wallet market a comprehensive analysis of factors and priorities
url http://dx.doi.org/10.1155/2023/8864865
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