Analisis Sistem Pengelolaan Keuangan Produk Pembiayaan Syariah Dengan Akad Murabahah
Cooperatives for Savings and Loans and Sharia Financing are microfinance institutions that collect funds from the public and distribute them to people who need these funds. The purpose of this study was to determine the financial management system of sharia financing with the murabahah contract in t...
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| Format: | Article |
| Language: | English |
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LPPM Institut Syariah Negeri Junjungan (ISNJ) Bengkalis
2020-10-01
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| Series: | Jurnal Perbankan Syariah |
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| Online Access: | https://ejournal.stiesyariahbengkalis.ac.id/index.php/jps/article/view/234 |
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| author | Wahid Wachyu Adi Winarto Fatimatul Falah |
| author_facet | Wahid Wachyu Adi Winarto Fatimatul Falah |
| author_sort | Wahid Wachyu Adi Winarto |
| collection | DOAJ |
| description | Cooperatives for Savings and Loans and Sharia Financing are microfinance institutions that collect funds from the public and distribute them to people who need these funds. The purpose of this study was to determine the financial management system of sharia financing with the murabahah contract in the Baitut Tamwil Tazakka Islamic Savings and Loan Cooperative. This research is qualitative research using interview and documentation methods and obtained primary and secondary data results. The results of this study are that the murabahah contract is one of the most dominant contracts in the Baitut Tamwil Tazakka Sharia Savings and Loan Cooperative. Among the products are funding and financing products. In non-performing financing or bad credit, it is known from Non-Performing Financing 0.4%, so to avoid this, the Saving and Loan and Sharia Financing Cooperatives use the 5C principles, namely Character, Capacity, Capital, Collateral, and Condition. |
| format | Article |
| id | doaj-art-8b5303e947ef49b7af171933ac02decd |
| institution | OA Journals |
| issn | 2721-6241 2721-7094 |
| language | English |
| publishDate | 2020-10-01 |
| publisher | LPPM Institut Syariah Negeri Junjungan (ISNJ) Bengkalis |
| record_format | Article |
| series | Jurnal Perbankan Syariah |
| spelling | doaj-art-8b5303e947ef49b7af171933ac02decd2025-08-20T02:09:25ZengLPPM Institut Syariah Negeri Junjungan (ISNJ) BengkalisJurnal Perbankan Syariah2721-62412721-70942020-10-011215016110.46367/jps.v1i2.234234Analisis Sistem Pengelolaan Keuangan Produk Pembiayaan Syariah Dengan Akad MurabahahWahid Wachyu Adi Winarto0Fatimatul Falah1Institut Agama Islam Negeri (IAIN) PekalonganInstitut Agama Islam Negeri (IAIN) PekalonganCooperatives for Savings and Loans and Sharia Financing are microfinance institutions that collect funds from the public and distribute them to people who need these funds. The purpose of this study was to determine the financial management system of sharia financing with the murabahah contract in the Baitut Tamwil Tazakka Islamic Savings and Loan Cooperative. This research is qualitative research using interview and documentation methods and obtained primary and secondary data results. The results of this study are that the murabahah contract is one of the most dominant contracts in the Baitut Tamwil Tazakka Sharia Savings and Loan Cooperative. Among the products are funding and financing products. In non-performing financing or bad credit, it is known from Non-Performing Financing 0.4%, so to avoid this, the Saving and Loan and Sharia Financing Cooperatives use the 5C principles, namely Character, Capacity, Capital, Collateral, and Condition.https://ejournal.stiesyariahbengkalis.ac.id/index.php/jps/article/view/234sharia financingmurabahahksppsbmt |
| spellingShingle | Wahid Wachyu Adi Winarto Fatimatul Falah Analisis Sistem Pengelolaan Keuangan Produk Pembiayaan Syariah Dengan Akad Murabahah Jurnal Perbankan Syariah sharia financing murabahah kspps bmt |
| title | Analisis Sistem Pengelolaan Keuangan Produk Pembiayaan Syariah Dengan Akad Murabahah |
| title_full | Analisis Sistem Pengelolaan Keuangan Produk Pembiayaan Syariah Dengan Akad Murabahah |
| title_fullStr | Analisis Sistem Pengelolaan Keuangan Produk Pembiayaan Syariah Dengan Akad Murabahah |
| title_full_unstemmed | Analisis Sistem Pengelolaan Keuangan Produk Pembiayaan Syariah Dengan Akad Murabahah |
| title_short | Analisis Sistem Pengelolaan Keuangan Produk Pembiayaan Syariah Dengan Akad Murabahah |
| title_sort | analisis sistem pengelolaan keuangan produk pembiayaan syariah dengan akad murabahah |
| topic | sharia financing murabahah kspps bmt |
| url | https://ejournal.stiesyariahbengkalis.ac.id/index.php/jps/article/view/234 |
| work_keys_str_mv | AT wahidwachyuadiwinarto analisissistempengelolaankeuanganprodukpembiayaansyariahdenganakadmurabahah AT fatimatulfalah analisissistempengelolaankeuanganprodukpembiayaansyariahdenganakadmurabahah |