Bank funding diversity, risk and profitability: Evidence from Vietnam in the context of the Covid-19 pandemic
This study empirically explores the effects of bank funding diversity on Vietnamese commercial banks’ profitability and risk in the context of the COVID-19 pandemic. The panel regression method was used to analyze quarterly data from 27 Vietnamese commercial banks from Q1-2016 to Q1-2021. The study...
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| Format: | Article |
| Language: | English |
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Taylor & Francis Group
2023-12-01
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| Series: | Cogent Business & Management |
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| Online Access: | https://www.tandfonline.com/doi/10.1080/23311975.2023.2191305 |
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| _version_ | 1849731868718530560 |
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| author | Manh Hung Pham Nhat Minh Nguyen |
| author_facet | Manh Hung Pham Nhat Minh Nguyen |
| author_sort | Manh Hung Pham |
| collection | DOAJ |
| description | This study empirically explores the effects of bank funding diversity on Vietnamese commercial banks’ profitability and risk in the context of the COVID-19 pandemic. The panel regression method was used to analyze quarterly data from 27 Vietnamese commercial banks from Q1-2016 to Q1-2021. The study findings demonstrate that commercial banks with diverse financing sources are more profitable and riskier. In the meanwhile, the COVID-19 outbreak did not diminish the short-term profitability of Vietnamese commercial banks, but it did increase their exposure to risk. On the basis of the empirical findings, this paper also proposes a number of strategies to assist Vietnamese commercial banks in operating more effectively and securely in the context of the COVID-19 pandemic. |
| format | Article |
| id | doaj-art-867a2ad5eb924468b6e9b0c284fe1e0d |
| institution | DOAJ |
| issn | 2331-1975 |
| language | English |
| publishDate | 2023-12-01 |
| publisher | Taylor & Francis Group |
| record_format | Article |
| series | Cogent Business & Management |
| spelling | doaj-art-867a2ad5eb924468b6e9b0c284fe1e0d2025-08-20T03:08:24ZengTaylor & Francis GroupCogent Business & Management2331-19752023-12-0110110.1080/23311975.2023.2191305Bank funding diversity, risk and profitability: Evidence from Vietnam in the context of the Covid-19 pandemicManh Hung Pham0Nhat Minh Nguyen1Research & Consulting Department, Bank Research Institute, Banking Academy of Vietnam, Hanoi, VietnamResearch & Consulting Department, Bank Research Institute, Banking Academy of Vietnam, Hanoi, VietnamThis study empirically explores the effects of bank funding diversity on Vietnamese commercial banks’ profitability and risk in the context of the COVID-19 pandemic. The panel regression method was used to analyze quarterly data from 27 Vietnamese commercial banks from Q1-2016 to Q1-2021. The study findings demonstrate that commercial banks with diverse financing sources are more profitable and riskier. In the meanwhile, the COVID-19 outbreak did not diminish the short-term profitability of Vietnamese commercial banks, but it did increase their exposure to risk. On the basis of the empirical findings, this paper also proposes a number of strategies to assist Vietnamese commercial banks in operating more effectively and securely in the context of the COVID-19 pandemic.https://www.tandfonline.com/doi/10.1080/23311975.2023.2191305Banksfunding diversityriskprofitabilityCOVID-19panel data |
| spellingShingle | Manh Hung Pham Nhat Minh Nguyen Bank funding diversity, risk and profitability: Evidence from Vietnam in the context of the Covid-19 pandemic Cogent Business & Management Banks funding diversity risk profitability COVID-19 panel data |
| title | Bank funding diversity, risk and profitability: Evidence from Vietnam in the context of the Covid-19 pandemic |
| title_full | Bank funding diversity, risk and profitability: Evidence from Vietnam in the context of the Covid-19 pandemic |
| title_fullStr | Bank funding diversity, risk and profitability: Evidence from Vietnam in the context of the Covid-19 pandemic |
| title_full_unstemmed | Bank funding diversity, risk and profitability: Evidence from Vietnam in the context of the Covid-19 pandemic |
| title_short | Bank funding diversity, risk and profitability: Evidence from Vietnam in the context of the Covid-19 pandemic |
| title_sort | bank funding diversity risk and profitability evidence from vietnam in the context of the covid 19 pandemic |
| topic | Banks funding diversity risk profitability COVID-19 panel data |
| url | https://www.tandfonline.com/doi/10.1080/23311975.2023.2191305 |
| work_keys_str_mv | AT manhhungpham bankfundingdiversityriskandprofitabilityevidencefromvietnaminthecontextofthecovid19pandemic AT nhatminhnguyen bankfundingdiversityriskandprofitabilityevidencefromvietnaminthecontextofthecovid19pandemic |