Modeling Rural Labor Responses to Digital Finance: A Hybrid IGSA-Random Forest Approach

The application of digital inclusive finance in various industries, particularly in rural areas, is gaining significant attention. The traditional agricultural sector, which focuses on rural labor economics (RLE), is more sensitive to financial innovations due to geographical and other constraints....

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Main Authors: Zhiru Lin, Yishuai Tian
Format: Article
Language:English
Published: MDPI AG 2025-05-01
Series:Mathematics
Subjects:
Online Access:https://www.mdpi.com/2227-7390/13/9/1517
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author Zhiru Lin
Yishuai Tian
author_facet Zhiru Lin
Yishuai Tian
author_sort Zhiru Lin
collection DOAJ
description The application of digital inclusive finance in various industries, particularly in rural areas, is gaining significant attention. The traditional agricultural sector, which focuses on rural labor economics (RLE), is more sensitive to financial innovations due to geographical and other constraints. This paper investigates how digital inclusive finance affects RLE by integrating the Improved Gravitational Search Algorithm Random Forest (IGSA-RF) with the Gini coefficient, Out-of-Bag (OOB) coefficient, and the Gini-OOB coupling coefficient. Focusing on Jiangsu Province, China, this study uses rural labor economic indicators to examine the underlying influence mechanisms of digital finance on labor dynamics in rural regions. The findings suggest that (1) digital inclusive finance has a long-term positive impact on consumption, gross regional product, and the average wage index of rural workers; (2) there is a growing trend in agricultural machinery power over time. However, the study found that gender, age, and the development of labor-intensive industries did not show significant improvement. The study provides a data-driven framework for understanding and enhancing rural labor development through digital financial innovation.
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spelling doaj-art-83fa6a2ccac44411b0fb62090aa0232b2025-08-20T02:58:47ZengMDPI AGMathematics2227-73902025-05-01139151710.3390/math13091517Modeling Rural Labor Responses to Digital Finance: A Hybrid IGSA-Random Forest ApproachZhiru Lin0Yishuai Tian1Department of Mathematics, University College London, London WC1E 6BT, UKSchool of Management and Engineering, Nanjing University, Nanjing 210093, ChinaThe application of digital inclusive finance in various industries, particularly in rural areas, is gaining significant attention. The traditional agricultural sector, which focuses on rural labor economics (RLE), is more sensitive to financial innovations due to geographical and other constraints. This paper investigates how digital inclusive finance affects RLE by integrating the Improved Gravitational Search Algorithm Random Forest (IGSA-RF) with the Gini coefficient, Out-of-Bag (OOB) coefficient, and the Gini-OOB coupling coefficient. Focusing on Jiangsu Province, China, this study uses rural labor economic indicators to examine the underlying influence mechanisms of digital finance on labor dynamics in rural regions. The findings suggest that (1) digital inclusive finance has a long-term positive impact on consumption, gross regional product, and the average wage index of rural workers; (2) there is a growing trend in agricultural machinery power over time. However, the study found that gender, age, and the development of labor-intensive industries did not show significant improvement. The study provides a data-driven framework for understanding and enhancing rural labor development through digital financial innovation.https://www.mdpi.com/2227-7390/13/9/1517IGSA-RFdigital inclusive financerural labor economicsGini-OOBimpact mechanism
spellingShingle Zhiru Lin
Yishuai Tian
Modeling Rural Labor Responses to Digital Finance: A Hybrid IGSA-Random Forest Approach
Mathematics
IGSA-RF
digital inclusive finance
rural labor economics
Gini-OOB
impact mechanism
title Modeling Rural Labor Responses to Digital Finance: A Hybrid IGSA-Random Forest Approach
title_full Modeling Rural Labor Responses to Digital Finance: A Hybrid IGSA-Random Forest Approach
title_fullStr Modeling Rural Labor Responses to Digital Finance: A Hybrid IGSA-Random Forest Approach
title_full_unstemmed Modeling Rural Labor Responses to Digital Finance: A Hybrid IGSA-Random Forest Approach
title_short Modeling Rural Labor Responses to Digital Finance: A Hybrid IGSA-Random Forest Approach
title_sort modeling rural labor responses to digital finance a hybrid igsa random forest approach
topic IGSA-RF
digital inclusive finance
rural labor economics
Gini-OOB
impact mechanism
url https://www.mdpi.com/2227-7390/13/9/1517
work_keys_str_mv AT zhirulin modelingrurallaborresponsestodigitalfinanceahybridigsarandomforestapproach
AT yishuaitian modelingrurallaborresponsestodigitalfinanceahybridigsarandomforestapproach